"Yandex.Walter": how to open, use and how to protect your money

Due to the abundance of payment systems that are available today in the domestic financial services market, it is not difficult to transfer money to someone or make a purchase remotely. Among all the systems that are used in our country, you can identify a couple of the most popular and, consequently, the most in demand. This is Webmoney, Qiwi and "Yandex.Money." The latter will be described in more detail. In this article we will look at what Yandex.Wallet is, how to open it and how to use it in the future.

What is Yandex.Money?

So, you need to start from the next. In order to open a purse "Yandex.Money", you need to have an account on the largest Russian portal "Yandex". This is a large search network, which occupies a leading position among users from the CIS countries, and also holds one of the first places in terms of the number of visits in the world. The developers of "Yandex", however, did not stop at the idea of creating only a search engine and went ahead, launching a number of services. Among them, such as "Mail", "Jams", "Photo", "Money", "Direct" and many others. Each of the services is unique, since it has its own tasks, functions and at the same time is accessible to all users who have an account in "Yandex". Open "Yandeks.Koshelek" can also everyone who creates their account in the "Mail" and, accordingly, in other services.

"Yandeks.Koshelek": creation

First of all, you need to determine whether the user has an account with this system or not. If it exists, then it is enough to go into it, then go to the link "open Yandex.Koshlek" in the section "Yandex.Money" and enter the required information. You will be asked to provide some personal data and a password for making payments. In fact, there is not much to fill in the fields, since the basic information about you is already in the main account of the service.

Your wallet will be launched, you can start using it after completing the confirmation procedure (we'll talk about it later). If you do not have an account in Yandex, then you need to have it. This also implies the choice of its name (login), the password, the indication of the mobile phone number, the choice of the secret question for the case if you forget the password, etc. Again, opening the wallet, you will receive a mailbox and access to other sections.

About account verification

As already mentioned, the account in "Yandex.Money" must be confirmed. This rule is new, it was introduced in 2014. It was created in order to prevent the financing of terrorism and illegal circulation of funds. Money from unconfirmed accounts company "Yandex" does not allow to withdraw. The confirmation procedure is quite complicated: you need to send a notarized letter with copies of the documents to the address of the main office of Yandex in Moscow. You can use a simplified scheme and contact the offices of Contact or Anelik, paying a commission of 60 to 75 rubles. And do not forget to specify your real data when you want to open "Yandex.Koshlek." Only in this way you can manage your money.

On access to non-residents of the Russian Federation

For residents from the CIS countries, there is access to the money transfer and reception services that Yandex.Kochelek offers. How to open an account for yourself, you can read in the instructions above (it works not only for residents of Russia, but also for foreigners, since the registration form is uniform). However, for non-residents the real possibility of using funds is complicated because of the need to send a letter certified by a notary.

Nevertheless, if you plan to use this payment system for payments on a regular basis, you still have to make a confirmation. Although it is obvious that such an obstacle is artificial, because the competitors of the system - Webmoney and Qiwi - did not introduce anything like this, which means that at the legislative level for payment systems this requirement is absent.

How and where can you spend "Yandex.Money"?

This question, although extremely simple, can still worry users of the payment system. The advantage of electronic currencies is the ability to calculate them in a large number of stores and services. If you are thinking about how to make "Yandeks.Koshelek", you probably know that you can pay money from it in almost all online stores in Russia and not only.

For example, even the largest Chinese trade service "AliExpress" accepts "Yandex.Money" for payment, which indicates the free currency conversion of this system. Electronic money can pay for any purchase of both a real product and electronic (books, films, music), as well as various services (utilities, television, the Internet, domain registration and others). You can also pay with other users of the network, which is important. In general, "Yandex.Money" can be called "rubles of Runet".

Safety and precautions

It is important to pay attention not only to how to use "Yandeks.Koshelek". How to open an account and understand the interface, most users know very well, it's quite simple. Moreover, the service "Yandex" is designed to make it easy to make even people with minimal experience with the computer. It is not enough to know how to open "Yandex.Money", the purse in this system must still be made as reliable as possible in order to protect its funds.

First you need to prepare your computer to work with the payment system: do a virus scan, and if there are threats to get rid of them. It's no secret that modern technologies allow hackers and scammers to disclose passwords from accounts of payment systems and steal other people's money. Make sure that your computer is safe from such threats. After that, you can start "Yandex.Koshlek." How to open it, you already know.

Let's note something else about the safe use of the account in the Yandex.Money system. Remember that your password should not be known by strangers (this also applies to accessing your browser). Also take care of reliable protection of your PC so that in the future, theft of funds from the account was impossible (you can do this, for example, using modern antivirus).

Now you know how to independently create an "electronic wallet" in "Yandex" and how to make "Yandeks.Koshelek" safe for regular use.