How many digits are on the Savings Bank card? The card number of the Savings Bank. Sberbank card - what do the numbers mean?

Applying to Sberbank of Russia for receiving financial services, the client will certainly encounter a proposal to issue a bank plastic card. And having received it on hands and having carefully studied, the inquisitive will want to learn, how many digits on a card of the Savings Bank and that they mean.

Today it is unrealistic to imagine the functioning of the world banking system without cards. Plastic cards - an integral attribute of everyday life of almost every citizen.

International payment systems

International payment systems Visa, MasterCard, JCB, American Express, Diners Club operate through a system of non-cash payments around the world. The popularity of the system is caused by simplicity, convenience and reliability. Simply put, many customers save their savings in bank accounts tied to plastic cards. If you need to pay, a person uses not cash, but a card from which the amount required for payment is written off. Sberbank cooperates with two payment systems - MasterCard and Visa.

Any payment system is an international association of banks. There is a certain set of rules for the functioning of the system, and all financial institutions are obliged to obey them. Being a participant of the payment system, the bank performs two functions. First: it issues plastic cards. The second: carries out their maintenance. As a rule, the bank combines both these functions.

Use of bank cards

Regardless of how many digits are on the card of Sberbank, its availability allows its client access to various financial services, such as:

• Payment for goods and services by bank transfer;
• cash withdrawal;
• Receipt of various information on the status and maintenance of the account;
• Transfer of money to another card or account and so on.

It is important that the use is made by the holder, however, the card itself remains the property of the bank.

Non-cash payments are beneficial to all participants, as banks can continue to use customer funds, which remain in the account. The client always has access to a larger amount than he could have with him cash, moreover, money is protected from theft. The recipients of payment do not need to hire collectors, security and so on to move and preserve funds, as the payment amount immediately falls on the account.

Thus, the payment system guarantees execution of settlement operations between all participants of the system. The instrument of the payment system was a bank plastic card.

What information is on the map

The bank card of Sberbank is an important tool of payment systems. Therefore, for standardization purposes, the plastic cards issued by the institution have standardized parameters.

The carrier of financial information is any card of the Savings Bank. What do the numbers on it and other data mean is clearly regulated. With their help there is an opportunity:

• Identify the industry and the issuing bank, the number, the name of its holder;
• Determine the bank's requirements associated with the maintenance of the card;
• Authenticate the card and its holder even in remote mode.

The card must contain the following requisites: the number, term and code of its service, special data that the bank can use for authentication.

Standards for plastic cards

Sberbank of Russia emits several types of bank plastic cards relating to Visa Classic and MasterCard Standard payment systems. Regardless of the fact that the cards differ in their functional purpose, they all necessarily meet international standards in the field of plastic cards. Their characteristics are specified by the ISO / IEC 7810 standard.

How many figures on the card of Sberbank

Sberbank is one of the largest banks in Russia. According to the official website of the institution, the number of its customers exceeded 800 thousand people. And many have at least one plastic card issued by the bank. And although all the cards are similar in appearance, each of them has its own number different from the others. Consider the number of digits on the Savings Bank card and what they mean.

The first figure is determined by the issuer's industry. In the case of the banking sector, this may be a figure of 4, 5 or 6.

The next five digits are the issuer ID. In particular, with their help you can determine to which payment system the card belongs:

• 4 determines the membership of the card to the Visa system;
• In the range from 51 to 55 - MasterCard;
• Figures 34 and 37 - American Express;
• Maestro starts at 6.

The remaining figures are the customer account number . Sometimes on the card add one more digit, the last one, which performs the function of a test. To determine it, Lun's special algorithm is used.

The number of digits in the number of different cards can be 13 and from 16 to 19. The old-style cards have 13 digits. Most of the plastic cards issued today have a 16-digit number. The number of 18 figures on the card of the Savings Bank is found near the Maestro plastic cards. Cards with 19-digit numbers, most likely, were issued as additional to the main one.

Cards of the Savings Bank of Russia

Emitted by the Savings Bank of Russia plastic cards are of two types: debit bank cards and credit cards. Many of them are similar in their parameters and range of services offered. But this is only at first glance. In fact, all the cards differ among themselves, depending on the purpose assigned to them.

Visa Classic and MasterCard Standard cards are for people who often leave the state. Thanks to the large number of service points, they are very convenient for traveling.

The Visa Gold and Gold MasterCard cards traditionally emphasize the status of the holder for this kind of financial product. Plus have a number of privileges and bonuses in comparison with others.

To calculate wages, pensions, scholarships, social benefits, one of the most common cards is used - the Maestro-Sberbank card. How many digits contains its number, each owner can count. This information is useful when transferring funds between cards, to identify the holder, in case of contacting the customer support center. Find out the number of the card, if it is not at hand, you can by calling the Sberbank hotline. However, in this case it is necessary to answer a number of questions (for customer identification).

Security

Many cardholders are confident that by keeping a secret PIN, they can protect themselves from fraud. Alas, but it is not. Naturally, the PIN code should not be reported to outsiders. However, this is not enough. In order to pay for goods on the Internet, it is enough to know how many digits on the Savings Bank card, what figures it is, the expiration date of the card, the security code. Possessing such information, criminals with ease are calculated by other people's money. Therefore, any holder of a plastic bank card should understand that it is better to safely store all the information that is written on it.