Sberbank, "Autoplay for utilities utilities": description, connection and reviews

Many know that Sberbank "Auto payment for utilities" offers to connect all of its customers. This opportunity in itself makes many happy. Especially those who have money on their account all the time. After all, then with the write-off of money from the balance, you will not have any problems. All about "Autopayment for housing and communal services" readers have to learn to the full further. What are the pros and cons of this system? What should I look for? How do I enable this feature? Are the customers satisfied with the offer?

Description

It's no secret that Sberbank "Auto payment for housing and communal services" offers to connect everyone who uses bank cards. But what kind of opportunity is this? Should I pay attention to it?

"Auto payment" means automatic payment of bills or automatic replenishment of balance (for example, telephone). Very convenient function - with it you can forget forever about some payments that are made regularly. The most popular operations are payment of utilities. You can connect "Auto payment", which on a certain day will make a write-off from your account of funds for using these or other opportunities that relate to the housing and communal services.

Dilemma

True, not everyone is satisfied with this function. Therefore, citizens often think about the proposal that is provided by Sberbank. "Auto payment for utilities" is good when it comes to paying fixed fees. Then you can easily monitor the expense of funds on the card.

But most payments are constantly changing in size. For example, for light or water. Usually, such services are paid according to the meter readings, which is not very convenient for automatic write-off of funds for certain facilities provided for apartment maintenance.

So, before the population the question arises: "Is it really necessary for this auto payment?" Each one should answer for himself. Often this service is connected only in cases where it is necessary to pay off bills with fixed payments. For example, for gas, telephone or internet.

Commission

It's not a secret for anyone that you will not be charged if you pay bills through Sberbank. "Auto payment for utilities" will require a small cash compensation. This point is often noted by customers as a supply shortage. Many people think that it's better to save money, but to make a payment without automatically debiting money from the card. Especially when it comes to large amounts.

How much do you have to pay to use the service that Sberbank ("AutoPayment") offers its customers? Public services (commission in this case is only 1% of the amount of each transaction) can be paid with a small "surcharge", which even average citizens can afford. Please note: the maximum commission fee can not exceed 1,000 rubles.

Different payment options

What does Sberbank offer its customers? "Auto payment for utilities" at the moment provides several options for writing off money from your account. You can independently choose one of the proposed schemes during the connection of the service. If desired, as customers say, you can change this system of writing off money.

What options take place? Firstly, it is possible at a certain moment to write off from your balance the strictly amount that you owe. This system is convenient in most cases. Secondly, customers have the opportunity to write off a specific amount of money on the day you set out.

Informing and checking

Many try to learn all the pros and cons of our today's proposal. What surprises and pleases its customers Sberbank? "Auto payment for utilities" has a huge number of advantages. And it does not matter which particular system of writing-off funds you have chosen.

Among the benefits are often noted by informing customers about the imminent payment. Also after the operation, you will necessarily receive an SMS message with information about the transaction. Very convenient: you will not forget when your receipts will be paid.

If there is not enough money on the card or account, the system will start checking the balance until you have enough money to make the payment. Once every 3 days, a repeated payment attempt is made. Here are such features of the "Auto payment utility services." Sberbank customers' feedback for information and constant checking of the state of the account earns mostly positive. It is enough to set up payment for housing and communal services as you like! And you can only print receipts for payments!

By the way, the function we are considering is limited by the time at which all accounts are to be paid. It's 9 am Moscow time. If the auto payment falls on a weekend or a holiday, the money is written off at the appointed time. But the direct receipt of money to the service provider is delayed - the waiting time is about 3 days. Everything is exactly the same as using an ordinary bank transfer.

disadvantages

Disadvantages of the service, too. What did not Sberbank take into account? "Auto payment for utilities" is a good opportunity. But it does not suit everyone. This is due to the shortcomings that have been noticed by customers.

The first minus is the commission. Although it is not very large, many are not satisfied with even the slightest overpayment for utilities. Customers prefer to pay utility bills on their own, but without commission.

The second drawback is that Sberbank's Autoplay for Utilities service does not count meter readings. It does not happen that this kind of information will be transmitted by this means. This makes payments not too convenient, which depend on the readings of the counters. You can set a write-off of money in a fixed payment for certain utility services, which significantly exceeds the average payment, but then you will always pay in advance. Some customers do not like this system very much.

There are no more significant complaints. Now you should understand the connection and disabling of this feature. You can start using the offer at any time, you can also opt out of AutoPayment whenever you want.

Authorization

You can connect AutoPayment in several ways. But if it is a function that is intended to pay for utilities, you will only have to act through the service "Sberbank Online".

The first stage is authorization. You must register in the Sberbank Online system, then enter the password and login in order to enter the profile of the Sberbank customer. One can do with one-time data. They are taken on their own at the ATMs of Sberbank. To do this, select the "Sberbank Online" service menu, then click on the "Obtain one-time password for the entrance" option. It is desirable to register with the help of bank employees. Usually the service "Sberbank Online" connect immediately after receiving the plastic.

Go to the service website, then enter your login and password. Next, confirm the entry using the code that will come to your mobile. You can proceed to the next stage.

Basic Actions

Are you interested in Sberbank "Auto payment for utilities"? The personal cabinet in the service "Sberbank Online" will help to make connection. Pay attention to the right side of the window that opens after the authorization. Click there on the line "My auto payments" - "Connect".

Next, find the payee. For convenience, use the details of the receipts. Fill in all the required fields, for each service it is different data. But more often among the information is found:

• Personal account of the payer;
• Card with which to write off money;
• payment Description.

The next stage is setting up a write-off of funds. In special fields, set the payment type of receipts, set the amount to be written off. Do not forget to specify the frequency of activation of the "Autopayment" service. Now you can click on "Checkout". Check for the receipt of all the initial data and select "Confirm by SMS." A confirmation code field will appear - it will come to your mobile.This is all.Now, at the appointed time, money will be automatically charged from your card for these or other utility services. The process is the same for all receipts.

Cancellation of the service

How to disable the "Auto payment for utilities"? Sberbank proposes to do this with the help of the Sberbank Online service. To do this, you need to be authorized in the system, then visit the "Personal Account". In it, refer to the menu item "My Auto Payments" - "Management".

Here you can change the settings of existing operations. To refuse automatic debiting of funds for certain receipts, click the "Disconnect" button opposite the corresponding line. Then enter the verification code. It will be sent to you in an SMS message.