FinancePersonal Finance

Maestro cards - the optimal combination of cost and functionality

Plastic cards today have become an indispensable attribute in the pocket of every modern person and are, in fact, the second purse. Some have several (and credit, and debit), someone manages one. In any case, this tool for the calculation and storage of cash is very convenient and has many advantages over cash. If your main financial operations are cash withdrawal and payment of any purchases, accounts in a cafe, etc., the optimal solution will be Maestro - an entry-level card of the Master Card payment system. This is one of the most affordable and inexpensive to maintain (and sometimes free) types of plastic. In this case, the functional of the card is quite sufficient for its comfortable use.

Registration of the Maestro card is possible from the age of 14. This is convenient, for example, to allocate funds to children for pocket expenses. You put a certain amount, which you think is necessary, to your child's account, and he removes them if necessary (or pays for a movie, a cafe, a store). This gradually develops financial literacy, and the adult learns to use money and other means of payment.

Often, Maestro cards are used by organizations as salary cards. Serving them is cheaper than the category Standart, for example, and the functionality is almost the same:

  • Withdrawals from cash machines (including in other countries of the world);
  • Payment by card accounts in a store, restaurant, etc .;
  • Payments and payments on the Internet;
  • The possibility of issuing additional cards to the same account;
  • Use of additional services of the bank (SMS-informing, Internet banking, etc.).

Payment by Maestro card is possible only after passing the authorization procedure, which guarantees the safety of your money and protects them from access to the scammers account. In addition, it can be equipped with a chip (additional "insurance") or only a magnetic strip. It happens as an embossed one (which is a priority), so it does not.

All over the world, Maestro cards, like the Electron payment system Visa, are the most common universal means of payment and settlement. They are optimal in terms of the price / package ratio of the services provided and are easy to use. At the same time, the level of reliability of these cards is not worse than that of other categories of plastic.

Often, Maestro cards are offered as gift cards when making a consumer loan in a store, for example. They can be used to conduct any actions, allowing you to accumulate bonuses for the operations performed and get opportunities by exchanging points for purchases, services, tickets, etc. In addition, this category of plastic cards is usually issued to students, graduate students for scholarships, pensioners And beneficiaries for the transfer of pensions and social benefits.

Maestro cards, like all others, can be opened in rubles, dollars or euros for more convenient and profitable use of them not only in our country, but also abroad. Despite the fact that this plastic is the most affordable and cheap, it does not lose its functionality and level of protection, as it offers the bank customers the best combination of broad opportunities in financial transactions and a reasonable price of service.

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