Pension fund "Future": rating, reviews

NPFs in Russia are becoming more popular and more popular every day. After all, there is a system of individual formation of pension savings in the country. So, money, put aside for old age, must be stored somewhere. What did the Future Fund prepare for its clients and potential investors? How reliable is this organization? It is not so difficult to understand all this as it seems. To determine the integrity of the corporation will help many reviews.

About activity

To begin with, it is worth paying attention to what the organization does. The "future" is a non-state pension fund . Regarding the activities of citizens there are no complaints. The Future Fund is a company that offers pension insurance. Recently, an organization has been formed from several NPFs. But she has already taken a firm position in the Russian rating. What does the company do? It invites future retirees to form pension savings and increase the investment part of the payments at the expense of investments. Nothing special or incomprehensible!

Rating

Non-state pension fund "Future" is a company that, as noted, was formed by merging several NPFs in Russia relatively recently. But for several years the organization has been holding on to rather high positions of the rating. "The Future" is included in the fifteen most reliable NPFs and is approximately 10-11 places.

Some sources may indicate that this organization is one of the five leaders of non-state funds offering pension insurance services. In any case, the pension fund occupies a relatively high position in the rating, which means that you can trust it. This is what some potential investors think. But this is not the only criterion for evaluation. What else should I think about?

Confidence

The Pension Fund "Future" reviews receive a variety. But mostly positive. In particular, the level of trust in this organization is on top. What does it mean?

The trust is currently held at position A +. This is not the best option, but it does. It stands for "High Confidence". That is, the population considers the Future Fund pension fund as a sustainable organization that will be able to save and form pensions in the future. Just what you need!

In Russia, the level of trust depends heavily on customer feedback. Therefore NPF "Future" in this area has no complaints. Despite its relatively recent origin, the organization, according to statistics, as well as according to customers, is on top. Not an ideal pension fund, but better than most similar organizations.

Profitability

But the following criterion remains important for those who want not only to save pension savings, but also to multiply them. It's about profitability. Which non-governmental pension fund "Future" reviews receive in this area? They are very ambiguous. Many emphasize that, in general, the return on deposits is. But it is not as significant as it was promised at the conclusion of the treaty. Therefore, some investors may feel deceived.

If we talk about figures, then we promise in the "Future" the yield is about 10-12% per annum. In fact, no more than 7-7.5%. This phenomenon is due to inflation, as well as the global crisis. A similar situation exists in all NPFs. Therefore, it does not cause a direct negative.

The Pension Fund "Future", as many say, is a place that will save and slightly increase the accumulative portion of money put aside for old age. This is not the best place to use NPF as a tool to increase the contribution, but some returns allow one to get.

About contracts

The pension fund to be offered to future pensioners proposes to conclude agreements on the opening of deposits. In this area, many ask lawyers about how "The Future" is valid. The treaty is very detailed, but the organization is silent about certain nuances. You have to learn about everything yourself.

Lawyers insist that the Future Fund pension fund is absolutely legal. Not very conscientiously, but all the questions of interest can be clarified. Someone complains that he did not at all suspect that his accumulative part of the pension is kept in this NPF. This is also a normal phenomenon. Such complaints arise at officially employed. There is nothing illegal - the pension fund concludes a cooperation agreement with the employer of certain citizens. And the accumulation of all employees of the company are automatically transferred to the "Future". An employer, not an NPF, should notify these changes. Proceeding from this, to accuse the fund of fraud is not worth it.

Results

What can I say at last? Non-state pension fund "Future" is a very new organization, which in Russia is far from being the last place. It works in good faith, although there are some drawbacks.

Deposits can be opened here, the fund does not plan to take away the license. But the "Future" does not suit those for whom the profitability of the organization is the most important parameter. The non-state pension fund "Future" receives reviews mostly good. Perhaps it is worth thinking about saving your savings in this organization.