Rosgosstrakh: customer feedback on the insurance company. Clients' comments on SPF Rosgosstrakh

Unfortunately, no one is immune from accidents, accidents and illnesses during the holidays. Even with people who are monitoring their health, unpredictable troubles occur. Many insurance companies help to protect themselves. All you need to do is sign a contract with a certain organization and make monthly payments. In the event of an insured event, the company will reimburse the damage. True, only trusted organizations that have been working for more than one year and show good results are to be trusted. One of those is Rosgosstrakh. Customer feedback on her can only be heard positive.

Information about the company

Rosgosstrakh is one of the largest companies in Russia providing insurance services to individuals and legal entities. Everyone has the opportunity to protect themselves against a variety of risks. Today, there are more than 3,500 company offices throughout the country. More than 50 different insurance programs are offered. This is not only popular CASCO and OSAGO, but also special insurance in the commercial sector. Businessmen may not be afraid of major losses if they sign an agreement with Rosgosstrakh. Customer testimonials show that contracts are concluded on loyal terms. The employees work transparently and honestly.

Specialists strive to include in the contract the maximum number of risks. Due to this, the degree of reliability of cooperation with the company increases several times. In 2013 the Rating Agency "Expert RA" confirmed the high reliability of the insurance company "Rosgosstrakh". A little later the company was also awarded the National Rating Agency. "Rosgosstrakh" today has a level of "AAA", indicating the maximum degree of reliability.

Specialists of the insurance industry believe that the contract with an individual should be not only reliable, but also simple. It is no coincidence that employees of the company are trying to provide maximum information to their customers. Everyone should understand why insurance is necessary, what benefits can be obtained by cooperating with Rosgosstrakh JSC. Customer testimonials show that specialists are happy to answer all questions, give each person as much time as necessary.

History of Rosgosstrakh

The company was established in February 1992 in the form of a joint-stock company. All shares at that time belonged to the state. On February 10, Resolution No. 76 "On the Establishment of a State Insurance Company" was issued. It was assumed that this joint-stock company would become the assignee of the State Insurance Fund of the RSFSR, established in 1921. In 2003, more than 70% of the company's shares were privatized. Therefore, today the company is no longer completely state-owned. In 2008, Rosgosstrakh repurchased insurance companies "Capital Reinsurance", "Capital Life Insurance", "Capital Medical Insurance".

In September 2010, the state sold to private individuals another 13% of the shares of the insurance company. To date, 52% of securities belong to LLC RGS Holding, 21% - to RGS ASSETS LIMITED. The executive director of the insurance company is Danil Khatchaturov.

Branches of IC "Rosgosstrakh" are now open in every region of Russia. Business is also carried out in a number of CIS countries. The company "Rosgosstrakh Armenia" works in Armenia, the company "Providna" is widely known in Ukraine. In Belarus, a subsidiary company of JV "Rosgosstrakh" was opened. Testimonials from customers from neighboring countries show that there are many deals with subsidiaries today. The most popular is auto insurance, as well as life and health insurance.

"Bank Rosgosstrah"

The company provides not only quality insurance services. Rosgosstrakh Bank is also popular in Russia today. The reviews show that this financial institution is very popular with clients. People trust a company with a high level of reliability.

Known many name appeared only in September 2001. But the history of the financial institution begins with the distant 1994. Then the commercial bank "Fintransbank" was established as a joint-stock company. The statutory fund at that time was only 100 thousand rubles. The Bank of Russia license was received in September 1994. Already in 1995, the name of the financial institution is changed to the Russian Interregional Development Bank, abbreviated to RusBank. This name existed until 2006, when the financial institution was renamed into a closed joint-stock company. On September 6, the name of OJSC "Rosgosstrakh Bank", known to many, appeared. The feedback from specialists shows that this name has become the fastest due to the existence of the insurance company of the same name.

The authorized capital of the bank changed rapidly from the moment of its foundation. In 2001, this amount amounted to 500 million rubles and only doubled in one year. In 2002, the financial institution received a general license for banking operations. To date, its authorized capital exceeds 2 billion rubles. The Bank provides services to both individuals and legal entities. Various loan and deposit products are offered, private entrepreneurs have the opportunity to open an account, corporate clients are offered salary projects.

Car Insurance

Contracts relating to vehicles are the most popular in any insurance company. Excellent products are offered by Rosgosstrakh. The testimonies show that the deal can be concluded as quickly as possible in the nearest office. It is only necessary to provide a minimum package of documents. The cost of CASCO from SC "Rosgosstrakh" depends on the year of manufacture of the car, its mileage and technical condition. For an average vehicle will have to pay about 6 thousand rubles.

Several CASCO insurance programs are offered. Beginners often choose a program called "Nothing superfluous." It involves protection against major risks such as vehicle hijacking, traffic accidents, total loss and damage. The only problem is that drivers who bought a car on credit can not take advantage of this service. To take advantage of such a CASCO program, you must be a full owner of the vehicle.

To register compulsory insurance, you can also contact Rosgosstrakh. Customer testimonials show that people who have already cooperated with the firm, manage to conclude a contract on loyal terms. OSAGO is only the protection of the driver's responsibility in the event of a road traffic accident. Those who want to insure their own car, it is worth paying attention to one of the programs CASCO.

Rosgosstrakh always works honestly and openly. Clients' feedback on the payments shows that the damage is compensated immediately after checking the documentary evidence of the insured event. In addition, car insurance in a trusted company is convenient. "Rosgosstrakh" has a high level of reliability, and the availability of online services helps significantly save customers time.

Compulsory health insurance

From health problems, unfortunately, it is impossible to defend. However, almost everyone who signs a compulsory medical insurance policy can count on quality medical services. Without this document, free services in hospitals and clinics can not be provided. The statistics say that every seventh Russian received an OMI policy from Rosgosstrakh. The reviews show that the branches are located in the most convenient places, and the online service allows you to make a deal without leaving your home computer.

Qualified specialists of the insurance company make sure that actions related to compulsory medical insurance are carried out in a timely manner. This includes payment for services in polyclinics and hospitals. Customers can count on quality service on a free basis in any medical institution.

All you need to do to get a policy is to contact Rosgosstrakh. The insurance company reviews customers who have taken advantage of the service, is at most positive. Employees in an accessible form explain what documents must be provided, how long the contract is in force. To conclude a transaction, you must write an application at the nearest branch of the insurance company. In addition, a copy of the passport of a Russian citizen is provided. The policy of compulsory medical insurance has no validity period. Exceptions are transactions concluded with citizens of other countries with refugee status. The term of the insurance policy in this case corresponds to the time spent in the country.

Non-State Pension Fund

In his youth, few people think about how quickly time runs. Many girls and boys, trying to earn more, go abroad. In Europe, you can get a really good income. However, the problem is that this income is not recorded in the home state, and therefore does not affect the amount of pension in the future. For such cases, a non-government pension fund was established . Today Rosgosstrakh NPF is very popular. Customer testimonials say that deals are offered with transparent terms. The insurance company can guarantee high payments to people who have reached the retirement age. Old people should not be associated with poor and needy people.

To participate in the formation of pension savings can be long before the onset of old age. According to many citizens, a worthy company Rosgosstrakh can be provided with a pension. Customer testimonials indicate that the contract should be concluded as soon as possible. This will allow you to live comfortably after 60 years.

The most popular product is the "Pension Plan" program. Payments in old age can reach the level of wages. So, if in 30 years to begin to make monthly on the account of the insurance company for 6 thousand rubles, then by 55 years an additional non-state pension will be about 19 thousand rubles. This is a significant increase, which allows you not to worry about old age. Even better will be an elderly person if he uses other products of Rosgosstrakh. Life insurance reviews of customers also has positive. A person feels more confident if he knows that in the event of an accident he will receive financial support.

Loans from Rosgosstrakh

The credit products of the financial institution Rosgosstrakh Bank are very popular. Customer testimonials show that the contract can be concluded on loyal terms. From the documents you need to provide only a passport and identification code. Those who want to issue a consumer loan for a small amount, a certificate of income is optional. Find a representative will be possible in almost every major household appliance store. In addition, there are branches in many localities.

It also offers credit cards to OJSC "Rosgosstrakh". Customer reviews card is positive. The main advantage is the grace period of lending, which allows you to use the bank's money absolutely free for 50 days. If the finances return in a timely manner, the client does not lose anything. It is very convenient for those who need money before paycheck.

Rosgosstrakh Bank has more than 500 partners. These are various firms offering goods and services. People who use the client card can be given a discount of 25%. On loyal terms, you can buy household appliances, furniture, as well as food.

Has a transparent client card. "Rosgosstrakh Bank" reviews specialists receives mostly positive. I am glad that every client has the opportunity to track the movement of the account in his own online office. All you need to do is register on the bank's website by entering your payment details.

Salary project from Rosgosstrakh Bank

Recently, the financial institution has invited corporate clients to cooperate. Different firms and organizations have the opportunity to credit employees' salaries to plastic cards of Rosgosstrakh JSC. The number of corporate clients is increasing every day. This is not accidental. After all, a wide banking network allows you to cooperate with both large organizations and small firms throughout the country. At the same time, it is not necessary to open a bank account for the implementation of a salary project.

What do employees who have a salary card of Rosgosstrakh Bank get? First of all, this is an automated enrollment of all payments. People can get their money on weekends and holidays. Everything depends on the work of the accounting department of a particular firm or organization. It is possible to conclude an additional contract for the installation of an ATM on the territory of the organization.

Clients say that the salary card is also profitable. Employees of the firm that entered into the contract automatically fall into the client base of the financial institution. This makes it possible to sign loan agreements on loyal terms. The insurance "Rosgosstrakh" also gives a lot of advantages. The reviews show that the policy of compulsory medical insurance, CASCO or OSAGO is much faster to get to those clients who have pay cards.

Accommodation of free funds

The company "Rosgosstrakh" allows not only to save your savings, but also to protect them from inflation. Several deposit products are offered at once. The most popular is the "universal" contract, which is formalized for one year. The minimum amount of accommodation is 5 million rubles. The rate is 6.5%. Income is paid monthly. If the agreement is terminated prematurely, the client can expect a rate of 0.5%.

Also popular is the replenishable deposit with interest payment at the end of the term. The minimum amount of the contract is 100 thousand rubles. Additionally, the customer can contribute any amount once a month. The interest rate depends on the term for which the contract is concluded. Maximum it can reach 10.25%. The contract can be concluded only in the national currency.

Feedback on the work of Rosgosstrakh

In its history, the company has really managed to win the trust of customers. Many have already managed to receive payments under their contracts. Some already today receive a non-state pension. It offers all the most popular insurance programs Rosgosstrakh. CASCO customer reviews are as positive as other insurance products. It is car insurance in the company today is the most in demand. Clients say that the contract can be concluded in a matter of minutes (provided that the full package of documents is provided).

Not less popular is the program "Rosgosstrakh Life". Customer testimonials say that such a deal makes you feel more confident about traveling abroad. People traveling abroad can acquire an additional policy that can guarantee quality medical care in a foreign country. Unfortunately, it is impossible to protect oneself from diseases even during the holiday period. You can also protect luggage during air travel.

Rosgosstrakh attracts customers with its quality service. There are sales points in almost every village. Here you can get information about the main products, the staff will gladly answer the exciting questions. More advanced customers will be happy with a quality online service. You can apply for an insurance contract or a credit card in real time. All you need to do is go to the company's website and specify the main data. Here you can also calculate the cost of the CASCO or compulsory motor insurance policy.

Today the company "Rosgosstrakh" is developing rapidly. New branches appear in remote corners of the country. Excellent results are also shown by subsidiaries operating in Ukraine and Kazakhstan. The number of satisfied customers is growing every day.