How to open an account in a savings bank and a bit of history

Sberbank of Russia is the most reliable, stable, experienced bank. The year 171 of its history is no longer just a figure. This bank has become the benchmark for all others. The rich experience of working in the sphere of banking services has grown into something more. Sberbank is developing literally before our eyes, and in recent years is pleased with its customers.

His commercials "take for a living" and make you think about your financial situation, your information about savings, money transactions, savings and profits. The management of the bank really works for the good of Russians, allowing them to join in the civilized ways of managing their own funds.

We will not hide, not so long ago (about 10 years ago), to open an account in a savings bank was a problem. Then even to the Russians did not come bank cards, did not open salary projects, there were no terminals and ATMs. And only pensioners and women receiving child support (as well as other social payments) were forced to open the account . To conclude a contract with the bank, it was necessary to stand a huge queue. And God forbid, if you were with this in the bank on the day of calculating pensions or benefits - the turn of you, to put it mildly, will condemn. Moreover, the very conclusion of the contract lasted for an eternity, after which it was necessary to defend one more same long queue in another cash department in order to pay 10 rubles to its opened account (an obligatory condition).

Since then, much has been done to open an account in the Savings Bank was easier.

With the introduction of cards and the installation of terminals, queues have significantly diminished, though not immediately. People needed time to get used to it. But this innovation in Sberbank has not ended. Additional cash desks were opened, so that the queue was distributed among them. Then they put convenient fences so that people knew where the end was, and where the line began.

The most pleasant move on the part of the bank's administration was a survey of citizens. Everyone was able to indicate on the form which employee and why he did not like what he would like to change in the bank for better service. After that, the bank employees became more welcoming, administrators appeared in the hall, willingly directing each visitor to the right window.

And now it's easy to open an account in a savings bank. Of course, it was not suddenly possible to conclude a contract more quickly (after all, this is not a minute affair, especially if you take into account the time for the creation of an individual plastic card). However, the client can now wait for his contract on a soft couch, without nervously running up to the window, because the bank has earned radio, which the citizen calls when everything is ready. At the same time, the bank employee takes care of opening the account. The client can only sign the contract.

Another innovation, followed by the rest of the banks, was additional offers on deposits. Transfer of salary to a card - a savings account, storage of company assets - a settlement account, for additional income in the form of interest - a savings account. That's what makes us happy today. The opening of a settlement account, like that of others today, became possible without visiting the bank via the Internet. In Sberbank this service is called "SberbankOnline". But only on the condition that you are already a customer of the bank.

To open an account with a savings bank for the first time, you will need to visit the bank branch with a passport. The consultant in the hall will send you to a specialist who should tell you which account (for what purposes), for how long and in what currency you need. The employee will talk about the nuances, and then give you a contract in duplicate, one will remain with you. You will also need a signature sample, which you will need to further compare the signature, so remember how you signed this sample. If you wish, you can provide the bank employee with a phone number so that sms messages about the receipts and expenses on the account come to him. After that, you can deposit money into your personal account in the cash register. From the bank you leave with the contract, savings book, and after 2 weeks you can get a personal plastic card for transactions through the terminal and the Internet.

Having visited the bank, opening an account will bring you a lot of pleasant emotions (especially for a Soviet man): from quality service, lack of queues and the fastest preparation of documents.