Scratched the car in the yard, what to do? What if you scratched your car in the yard?

A personal car is for someone a luxury and pride, for someone an assistant in the work, and for someone - only a means of transportation. In any case, this is a valuable personal property. Suppose, one day you parked and went home. When you return it becomes clear that someone has damaged your car. The situation may be different, for example, if the car enthusiast herself scratched the car in the yard. What to do when the culprit of the accident is you? And how to get compensation if your car is injured?

You scratched the car in the yard: advice to the culprits of the road accident

The modern legislation of our country is quite strict about the perpetrators of the road accident. If you accidentally hit someone's car, leaving the scene is not in your best interest. What should I do first: call the GIBBD or communicate with the injured car owner? Today in our country, compulsory motor third party liability insurance is mandatory for everyone. Accordingly, there is no benefit in the "amicable" resolution of the conflict for the culprit of the accident. Damage caused in any case will be reimbursed by the insurance company. What if you scratched the car in the yard you? Call the road inspectors, and if possible call to the scene of the owner of the injured car. It is impossible to rearrange your car before drawing up a report. The culprit of the incident only participates in the registration of an accident. To obtain payments from the insurance company will be directly affected.

What if you scratched the car without driving?

In life, there are different situations, how to behave, if you damaged someone else's car, being a pedestrian. It is pointless to prove your innocence if you are caught red-handed and there are witnesses. In such a situation it is easier to recognize your own guilt and agree on personal compensation for damage. To bring the case to court is only if the injured party demands an unreasonably high, in your opinion, the amount of compensation. If you consider yourself to be innocent, while you are being accused of spoiling someone else's property, do not enter into a dialogue, but advise the victim to go to court. This is the best way to resolve the conflict, provided that there is really nothing to fear the defendant.

Why can not we hide from the scene of an accident?

In accordance with the legislation of the Russian Federation for the driver leaving the place of an accident before the arrival of a detachment of traffic police is punishable. For today, hiding motorists risk losing a driving license (for up to 1.5 years) or under administrative arrest for up to 15 days. Even if the driver, let it be a woman, scratched someone else's car in the yard and personally went to the nearest post of the GIBBD on his car - it will not be possible to avoid responsibility for leaving the place of an accident. The only exception is the transportation of the seriously wounded to a medical facility. You can leave the accident place only if you are taking someone from the injured to the hospital. And if the driver in a hurry scratched the car? What to do when there is no time to wait for DPS? With minor damage, you can try to personally pay off the injured person without processing the documents. However, this is a favorable resolution of the situation only in special cases, for example, if you are in a hurry to the airport or to an important meeting, it is impossible to transfer it.

You disappeared from the scene of an accident, but you were found ...

Many novice motorists are afraid of any accidents, even the most frivolous. The usual story - a young avtoledi disappeared from the scene after she scratched the car in the yard. What if you left, causing damage to someone else's car, without intent, but simply because of inexperience? Remember, ignorance of laws does not relieve you of responsibility. The best position in this situation is to say that you did not notice the accident that happened. We rush to upset you, these explanations rarely satisfy the court.

A good culprit

It's always unpleasant to find your car crippled. What is the procedure when you are a victim? If, along with the damaged car, the culprit of an accident that confesses its guilt has awaited you, you can consider that you were lucky. Meet, take pictures of your cars and call traffic police officers for registration of an accident. If the damage is minor, and the culprit recognizes the damage, you can try to "agree on the spot". Keep in mind that traffic police officers register only road accidents that have occurred on roads, their roadsides and adjacent parking lots. And if a neighbor, an ice-breaker, scratched the car in the yard, what should I do? Call the precinct, he fixes the incident and prompts a further algorithm of actions. Prepare for waiting, according to official instructions, DPS employees must quickly arrive at the scene of an accident only if there are victims.

Who will pay for the damage?

So, the protocol is compiled, the road accident is registered. On the same day, the injured party must contact his insurance company. Attention: it is impossible to eliminate or mask damage caused by the car before passing the examination of the evaluation. After receiving the application from the affected client, the insurance company issues a direction for assessing the damage received. Today every insurer has its own rules for processing insurance claims. When you first contact the insurance company, ask if you need any additional information or documents.

Remember one simple rule: the victim always turns to the insurance company, and not the one who scratched someone else's car in the yard. Usually, petty accidents are considered quickly enough. After the examination of the car, the injured person can only wait for compensation, which is calculated according to the internal rules of the insurer company, prescribed in the insurance contract.

There are scratches, there is no culprit.

A very unpleasant situation if, going to work in the morning, you found that you were scratched at night in a car in the yard. What if the culprit is not present? First of all, try to understand whether your car really suffered as a result of an accident. If the traces are typical for a collision with another vehicle, call the DPS or precinct officer, depending on the place where the car is parked. While waiting for law enforcement officers, photograph the damage. Please note, if your car is parked incorrectly, you will be fined for violation of parking rules. But to rearrange the car before fixing the incident is not worth it. Employees GIBBD and representatives of the insurance company, most likely, will understand that you hide the details of the incident. Examine the scratches on the body of your car. By their arrangement it is possible to assume which machine caused the damage. Sometimes on scratches there are also inclusions of another's paint. If such traces are found, they should be inscribed on the protocol. When the culprit is established, these details will be proof of his guilt.

We carry out an independent investigation

The car was scratched in the yard, but you do not know who? If you believe statistics, such cases are too often left undisclosed. Do not sit idly by. It is advisable to look around immediately if damage is found. Real luck, if in some of the neighboring cars is an autoregistrator. Recording from it will help to pinpoint the culprit of the accident. Surveillance cameras today are often installed near shops and porches of residential buildings. If there is no video recording of the incident, you can try to find witnesses. Hang up ads in the yard, ask neighbors in person. A more difficult option is to try to "identify" the culprit among the cars that regularly park in your yard for characteristic damages.

Another option is to go round all the nearest services and find out if someone has recently applied to them for minor repairs. Remember, all collected information must be recorded. Take photos and keep witness contacts. If you managed to identify the culprit yourself, contact the GIBBD or the police and provide the information gathered together with the evidence.

Damage to the car outside the road accident

Do you think that only another car can scratch your car? In fact, this is not so. Scratches on the paint and varnish coating of the car can leave a person, an animal or an inanimate object, for example, branches of a fallen tree. An accident is not considered as damage to the machine caused by another vehicle out of motion. It's about those cases when your car becomes a victim of an inaccurate opening of a neighbor's parking door. What should be done in all these situations and is there a probability of compensation for damage? The easiest way to solve this issue personally, provided that you know who the culprit is. And if you can not agree, or did unknown people scratched the car in the yard, what to do? As in previous cases, it is required to document the fact of property damage. Call a policeman, take photos personally. If you have a CASCO policy, you should contact the insurance company. Usually, proceedings on cases with unidentified culprits last long enough.

Damage to the car by an individual

If you know for sure that the scratches on the car have appeared due to the directed activity of a person, you have to prepare for the trial. Start with a personal conversation with the guilty party. If the car is injured due to the actions of neighbors' children - discuss the situation with their parents. Often, such events end peacefully. If you are lucky with neighbors, they will offer to personally compensate for the damage. If your property has been spoiled intentionally by some ill-wishers or a group of people, do not delay the filing of a statement of claim. You should start the same way - with a call from the precinct officer. Remember, you can get compensation only if you prove the guilt. If you are sure that a particular man, or maybe a woman has scratched a car in the yard, what to do - look for witnesses and collect evidence. Without evidence, you will lose the trial and not get compensation.

How to prevent damage to the car in the parking lot

Most accidents happen due to the fault of road users. If you do not want to once discover your car scratched, you should take some measures. One of the most reliable options for protecting your own car is parking at a paid guarded parking lot.

If for some reason you are forced to leave the car in the yard, try to put it right. The car should not interfere with anyone, do not park your car too close to the neighbor. If you are still afraid of scratches on the car, you can leave the DVR on. It is also useful to get a card with the phone number, which you will put under the windshield for a long parking time. In this case, a respectable culprit of damaging your car will always be able to contact you promptly in case of an accident. What is important, you can call and in the event that your car someone will interfere. Now you know what to do if your car was scratched in the yard, or you yourself became the culprit of spoiling someone else's property. We hope that this information will be useful to you!