Insurance premiums of an entrepreneur: the main thing you need to know

Are you an individual entrepreneur? Take this sphere of activity not so long ago? And so do not know some of the basics of IP management? Do you want to know what kind of insurance contributions an entrepreneur you will have to pay? Then do not rush to close this page, because here you will find a lot of useful information on these issues.

Individual entrepreneurs must pay insurance premiums annually. The pension fund sets the value of these payments, which begin from the moment of the appearance of the status of IP until the date of termination of its activities. It should be noted that registration with the FIU is mandatory for every person who conducts entrepreneurial activities and is carried out within five days after submission of data to the tax service.

In order to register in the fund, the entrepreneur does not need to write an application to the FIU and provide any copies of the documents, as it occurs automatically on the basis of the EGRIU statement. This is only necessary for those who belong to private lawyers, detectives, notaries and other persons who voluntarily pay contributions to the Pension Fund.

Another important factor is that any PI can be registered with the FIU several times, namely:

• At the desire of the IP, to pay the insurance premiums of the entrepreneur (monthly payment) higher than the established one;
• In the event that the IP enters into civil and employment contracts with the persons;
• If the IP wants to become an insured (in this case, the entrepreneur will pay fees for himself - a fixed payment).

In the event that an individual entrepreneur decides to hire workers to carry out activities, he will have to re-register with the tax authority. To do this, you will need to collect a package of documents and their copies.

Calculation and payment of insurance premiums

How to calculate the insurance premiums of an entrepreneur? Here everything is quite simple, because they are equal to the minimum wage (minimum wage) at the beginning of the year. Also, the amount of contributions can be found by applying to the Pension Fund and receiving a receipt in this organization, which will take into account the annual amount of necessary payments at a time.

With regard to such payments as IP contributions to the FIU, they are implemented until the end of the year. They can be made either in the Savings Bank, or through payment terminals, where both non-cash (using a card) and cash are used. The amount will be considered received after it is credited to the Pension Fund account.

Entrepreneurs registered after January 1, pay only the amount that will be accrued from the month of the beginning of the activity. If a person chooses to exit the IP status, then the insurance premium will be equal to the total number of business days.

Thus, the insurance premiums of the entrepreneur, unlike taxes, meet the signs of recovery. After they arrive in the budget of the Pension Fund, they are personified for each insured person and accounted for on an individual personal account that is open to each individual entrepreneur in the FIU.