"Euroset", map "Corn": how to get. Credit card "Corn": conditions of receipt, tariffs and references

Constantly growing competition in the financial market forces organizations to create increasingly new programs that most accurately meet the needs of consumers and empower them with broad opportunities. Sometimes, it would seem, very different organizations involved in different types of activities are united for mutually beneficial cooperation.

An example of such a successful merger was the map "Corn" ("Euroset"). How to get it, you can find out in the salons. It allows you to store both your own and credit funds and is a convenient payment tool.

How and where to draw a card

It is necessary to emphasize: the registration of a credit card is possible only if the client has a bonus one of the same name. We will give a brief overview of the map of "Maize" Euroset. How and where to apply?

The buyer, after paying for goods for a total amount of at least three thousand rubles, can be registered in the Euroset card "Corn".

Requirements for potential cardholders:

• The presence of a passport;
• Age must be more than 18 years;
• Presence of registration in the Russian Federation;
• The presence of one hundred rubles for transfer to the card.

If the client has received such a card, then he can use it as a credit card, having passed all the mandatory procedures.

How to apply for a card in the salon

Once again, we note that, first of all, the "Corn" card is drawn up in the Euroset saloon. How to get borrowed funds within the bonus card? Banks cooperating with Euroset in the framework of the proposed banking product provide an opportunity to obtain credit funds. In the cabin the usual bonus card "Corn" can be turned into a credit card. An application for borrowed funds is filled in, which is then reviewed by authorized specialists of the financial institution. If the decision is positive, then the procedure for signing the contract takes place, then the money is transferred to the card.

Requirements for the potential borrower:

• Age from 20 years;
• The work experience in the last place is more than three months;
• Presence of registration or permanent place of work in the territory where the card is issued;
• The monthly income is more than ten thousand for the city of Moscow and the region, six thousand for other regions of the Russian Federation.

Making an online card

Credit card "Corn" can also be issued online, without leaving home. To do this, you just need to fill out an electronic application and send it to the bank via the Internet. In the questionnaire you need to specify this kind of information:

• The necessary loan amount;
• The amount of monthly earnings;
• The amount of monthly payments that is appropriate for the borrower;
• Registration;
• Address of residence.

The application is analyzed by the bank's specialists, with a positive decision, the map "Corn" can be documented in the Euroset saloon. How to get it in your hands, you need to clarify with the authorized specialists of the salon.

Credit Card Terms and Conditions

Further, the credit card "Corn", the terms of receipt, tariffs and reviews on it will be considered in detail. It has already been noted that Euroset has no financial organization, so the card is drawn up by a partner bank. Here are some of them:

• "Renaissance Credit";
• "Tinkoff";
• "Alfa Bank";
• "Home Credit";
• "Moment Credit."

The terms for the joint Euroset program with these organizations vary depending on the conditions under which a particular bank operates. Consider the most common conditions for providing cash through these programs.

Basic conditions:

1. The loan amount is almost the same for all banks: Home Credit - 10-50 thousand rubles, Bank "Russian Standard" - from twenty thousand rubles, "Alfa-Bank" - 10-40 thousand rubles.
2. List of necessary documents. Here it is the same for all institutions - only a passport is provided.
3. The size of the interest rate. The most unprofitable is Home Credit, it offers borrowed funds at 69.9%, with Alfa-Bank this percentage is lower and is 14%, which makes it the most advantageous option.
4. Loan terms. Here already "Home Credit" is the most profitable, it offers loans for a period of six months to 36 months. "Alfa-Bank" sets a period of six months to 8 months, "Russian Standard" - from six months to a year.

If the client wants to increase the credit card limit, he will have to fulfill the special conditions of the partner banks. Below is a list of these conditions, it was compiled on the basis of feedback from people who managed to increase the card limit.

1. It is necessary to provide a certificate confirming the borrower's income.
2. The presence of a salary card of the bank, which will be a potential lender.
3. The presence of an open deposit.
4. The Surety.
5. Presence of liquid collateral.
6. Positive credit history.

A positive credit history is the main condition for increasing the limit. The decision of a partner bank can also be affected by the presence of a deposit, a salary account. Rarely can the guarantee of close relatives help, but banking institutions "love" when a potential borrower provides liquid collateral.

Reviews on the map "Corn" are almost only positive. At first glance it may seem impossible to save enough money for a good discount. But if you are an active user of this card, namely, regularly paying it when buying goods via the Internet, you will soon save up the necessary amount for a discount.

More users of the card noted that it is very convenient and easy to replenish it. After all, salons "Euroset" is now almost in every city. They were also pleasantly surprised by the lack of payment for annual maintenance of the card, as well as for its recovery in case of loss. In addition, the holders of the map "Corn" felt how convenient to use the site with the office to monitor transactions. So, with the help of the office you can find out the current balance, the amount of bonuses earned, and also pay for various services (utilities, mobile services, etc.).

bonus program

If the client is not suitable for some conditions for the issuance of his loan funds, he can simply take advantage of the offer within the framework of the map "Corn". The "Euroset" bonus program allows you to return the amount of one to three percent of the value of the purchased goods when making a purchase. Accumulated points can be spent on payment of goods in the salons "Euroset". In addition, you can take advantage of discounts and promotions offered by the bank's partners.

Recharge card through the salon

How is the "Corn" card replenished in the Euroset salons? How can I get advice on this issue? You need to apply to any salon and transfer money to the card with the help of a cashier. The client needs to have a card and a passport with him.

How to withdraw cash

Does the "Corn" card allow withdrawing cash in the Euroset saloon? How to get cash through an ATM?

There are ways in which you can carry out transactions with money on the card:

• Use the payment terminals present in the Euroset salons;
• Through ATMs;
• In the offices of the partner bank that issued the loan.

Closing a card

Before the procedure for closing the "Corn" card, it is necessary to check whether there is any debt on the loan. Then you need to perform the following steps:

• To visit the bank that issued the loan, with a request to terminate the relationship regarding the use of the card;
• Expect to terminate the contract and further close the account, as a rule, the period for these procedures is set to 45 days;
• Get the bank confirmation of the card closing and the absence of debts.

Conclusion

The map "Corn" ("Euroset") was studied in detail above, how to get it, was also considered. So, having studied all these subtleties, we can say that, like any product, it has its pros and cons.

Benefits:

• Allows you to make purchases through the Internet;
• Clearance does not take much time;
• For its servicing the commission is not withheld;
• Charging bonuses for purchases;
• There are many ways to replenish it (in detail it was considered how to replenish the map of "Corn" through the Euroset saloon);
• Free recovery with card loss;
• Easy to use.

Disadvantages:

• Make online shopping is not possible in all stores;
• When withdrawing cash, a fee is charged;
• When a card is replenished by an external customer, a commission is kept that is above the average statistical value;
• With regular use of the card, it may become unusable;
• The transfer of money from another card to the "Corn" card is not instantaneous.

Evaluating all the pros and cons of this card, a person has the right to make a choice himself - use it to him or choose another product.