Bank "Western": feedback from clients and specialists

Open Joint Stock Company Bank "Zapadny" is a Moscow commercial financial organization, founded in 1993. Issuance of credit cards and consumer loans - cash and non-cash - are the most popular programs provided by the bank "Western". The responses of many citizens of the Russian Federation urge both to abandon its services and to use them. Its main areas of activity are lending, attracting deposits from ordinary depositors and trading in securities. What services cause people such conflicting feelings?

Bank "Western" - a loan

The financial organization offers citizens of the Russian Federation a huge number of credit programs with different rates. On some loans, they can reach 70% per annum. However, in order to receive money for such a high rate, the borrower must only come with a passport. When providing an organization of guarantees in the form of a suretyship or collateral object, the client has a good chance of obtaining a large amount of money at a low interest. This is how you can issue a consumer loan, which is provided by the bank "Western". Feedback about this program is positive, but many users complain about the attitude of the bank's collectors to them. Most cases of discontent are connected with rudeness on the part of the recoverer. Many describe the facts of insults towards the borrower.

Bank "Western" - deposits

When placing free funds, the main criterion for choosing a financial institution should not be a high interest rate, as many think, but reliability. If the bank promises high dividends to everyone who places its funds in it, then this can mean several things:

• Firstly: the bank is on the verge of bankruptcy and is compelled to raise funds by any means. In this case, the deposit money, most likely, will go to repay the debts of the organization itself.
• Secondly: the bank participates in the business associated with a very high risk. In this case, you can lose your money in a very short time.

Bank "Western", which is highly controversial, offers its clients a large number of different deposit programs. Anyone who wants to work with this financial institution should remember that today all the deposits are insured by the state. This method is applicable to the deposit in any currency. The client will receive compensation if his bank goes bankrupt. You can count on it if the amount of the deposit did not exceed 700 thousand rubles.

If a person makes deposits in several different banks, compensation will be considered for each individual case. Bank "Zapadny", whose reviews are left both negative and positive, was accredited for participation in the system of state insurance in 2003. Now any client can be absolutely calm for their money, lying in the bank. In any case, he will get them back: from the bank at the end of the contract or from the state as an insurance.