Bank "Let's go": reviews, addresses and credits

If you made a responsible decision, wanted to get a bank loan and at the same time chose a particular financial institution, first make a small audit of his work. In particular, it is recommended not only to study the banking products of this organization, but also carefully read user reviews. Today we will discuss the bank "Let's go!" What is this credit organization? What does people say about it?

Information about the bank

"Let's go!" Is a commercial institution with a large branch network in Moscow and its regions. He is part of the financial group "Life", therefore, is directly subordinate to the head of Probusinessbank. If we talk about the history of the origin of the bank, it should be noted that the organization was established in Novosibirsk in 1993. However, its current name is somewhat different from the original one. Previously, the financial institution was called "Hals-Bank."

A few years later, the bank changed owners, who happily renamed the organization. And it became known as the "Investment City Bank", or, in abbreviated form, "IGB." At that time, only business representatives and business owners could take a loan from the bank "Let's go!"

Everything changed in early 2006, when the management of the credit organization suddenly realized that it was losing potential customers from the retail segment. At the same time, the bank increased the number of its financial products, which were developed taking into account the characteristics of both corporate and retail customers, as well as individuals.

In early 2009, the wind of change blew again toward the bank. This time, the credit institution was bought out by representatives of Probusinessbank and founders from the National Savings Bank. It was thanks to the change of owners that the financial organization became part of the Life group and moved its central office to the Russian capital. And exactly one year later the credit company got the name we already know - the bank "Let's go!". After a number of rebrandings and other marketing changes, the credit institution received a rather popular brand today - the Financial Solutions Bureau "Let's go!"

Bank today: what changes have taken place?

At the moment "Let's go!" Is very popular both among Muscovites and among residents of other regions. In addition to the Moscow branch, there are 163 credit and cash branches operating in the Russian Federation, located in more than 30 Russian cities. There is a network of ATMs and other devices with the possibility of remote access. Today the clients of the bureau are about 500 000 private persons. And the number of people is growing. That's it, the bank "Let's go!" The addresses of the branches that are currently operating in the Russian Federation, we will point out below.

Where are the branches of the bank "Let's go!"

The main office of the company is located in Moscow on Belomorskaya Street, 6-A. In order to determine the address of the nearest branch of the bureau, it is necessary to enter the official page of the commercial lending institution, go to the "Contacts" tab, and then choose from the pop-up window "Find the nearest office". To more precisely define the desired object, you must specify your city, region and district.

Suppose your city and region is St. Petersburg, and the district is Central. In this case, after performing a search, you can see the address of the closest branch to you. In this example, the bureau is located near the Chernyshevskaya metro station on Vosstania street 49. Here you can find the nearest ATM office, 24-hour self-service zone, currency exchange, cash desk and post-office.

If you do not have access to the Internet, the addresses of offices and other services can be found by calling the bank "Let's go!" Phone bureau (working round the clock): 8-800-200-1230.

What services does the bank offer the population?

Bank "Let's go!" Provides a variety of financial services, among which is to provide loans to businessmen and retail customers. At the same time, short-term loans "Before payday" are in effect, unsecured loans for urgent needs are available, and microfinance is actively developing.

In addition to loans, the financial institution offers a wide range of deposits, performs fast online transfers of cash, makes payments in the "Golden Crown" system.

On what terms can I issue a loan?

Bank "Let's go!" Offers three loan products that are designed for both new and regular customers of the organization. For example, if you are first contacting this bank, you will most likely be offered a mini-loan program. This means that, depending on the level of your annual income, the loan amount will not exceed 30,000 rubles. The minimum loan amount will be equal to 1,000 rubles. The terms of the loan will range from 30 days to a year.

The second version of the credit program has a funny name - "Steps". Within the framework of this product, you can take a loan in the amount of 30 000 and up to 250 000 rubles. The loan period in this case will be proportionally increased to 72 months. The main highlight of the "Steps" is the presence of a falling rate, which directly depends on the terms of the loan and the amount of the loan. This means that if you decide to issue a loan within 30 000 - 99 999, 99 rubles, then your rate will be 65%. If the loan amount is equal to 100 000 - 250 000 rubles, the rate will be reduced to 52%.

If you have already managed to prove yourself as a positive customer (by the way, the program also allows you to credit pensioners), then you are waiting for a third product - "For repeat customers", with special credit conditions. In this program the conditions of the bank "Let's go!" Will depend on the "purity of the credit history" of the borrower, on the terms and amount of the loan. In this case, customers of the organization who apply repeatedly can get a loan in the range of 30 000 - 250 000 rubles for a period of up to 72 months. And if the loan amount is up to 99,999, 99 rubles, then the rate will be - 63%. If more - 50%.

Who can take loans in the bank "Let's go!"

Potential clients of the bank can become citizens of the Russian Federation with a registration of at least six months, at the age of 22 and up to 70 years. Borrowers can also be people whose total work experience is at least one year, and the length of time at the current place of work is at least three months.

How to apply for a loan

You can get a loan from the "Let's go!" Bank if you have three documents: a passport, a second identity document and a request application. Apply for a quick and short loan can be in online mode. The time for consideration of your application will only take three working days.

Bank "Let's go!": Reviews

So, suppose you decide to apply to this credit institution. But first you need to carefully study the real feedback of the organization's customers. For example, some users claim that they previously applied to various banks, but in this they liked both the service and the speed of decision-making.

Others argue that the bank has its pros and cons. So, according to them, when applying is not pleased with an excessively high percentage. And on the contrary, it pleases the opportunity to take out a loan without a lengthy paper red tape.

Still others say that when issuing a loan, they illegally imposed insurance. Because of this, the estimated amount of 25,000 rubles increased by exactly 5,000 rubles. The fourth did not suit employees of the organization, who, according to them, behaved incorrectly in relation to them.

Fifth, on the contrary, like the efficiency of operators and cashiers, as well as the speed of reaction of employees of the call center.

In short, before contacting the bank, look at the reviews, study the loan programs and act as you see fit.