Where to invest a small amount of money and how to profit from it?

To be confident in their financial independence, you need to save small sums of money, as they say, on a rainy day. Ideal option will be to invest, because the funds will not just lie somewhere in the envelope, in the box. They will start working for their owner. Only here is the question: "Where to invest a small amount of money?" After all, the deposits are usually quite impressive. But small investments are also popular, and even more than large investments.

Deposits

Perhaps the most popular way to get your money to "work" is deposit deposits. Strictly speaking, this is a proven method, which is considered reliable and not risky. If there is a question about where to invest a small amount of money, the option with a deposit investment comes to mind first thing. From the variety of proposals put forward by the bank, eyes run up. These may be non-performing deposits, as well as those that can be increased during the deposit period. Interest is accrued either every month or quarterly. Or they can be received by the account holder only after the deadline for which the deposit was created. By the way, it should be noted that the interest is quite substantial. Each bank offers its own, but on the whole the average rate is 11% per annum. Thus, if the contribution is 100 thousand rubles, then at the end of the period, the person will receive an additional 11,000 from the top. A pretty good increase. By the way, many banks accept deposits starting from small amounts - from a thousand rubles for example. Of course, one must understand that it will not be possible to get much from such a sum, but here comes the famous Russian proverb - it's better than nothing.

Reliability

Of course, thinking about where to invest a small amount of money, a person first of all takes into account such a factor as the reliability of a particular bank. Accordingly, he considers several options, choosing the best. Today, there are a huge number of such organizations, and because of the great competition, they often arrange various actions to attract customers. However, reliability in this business is above all. Therefore, before deciding where to invest a small amount of money, it is necessary to know that a good bank should exist for at least two years and have a state status. The five most reliable banks in the country include Sberbank, VTB, Gazprombank, RosSelfozhBank and Alfa-Bank.

"VTB" is a reliable investment partner

Many choose one of these options, thinking about where to invest a small amount of money. "VTB" is a bank that I would like to point out with special attention. This organization provides a very wide range of services related to investment. And this applies to both the foreign exchange market and the stock market. These include operations with securities, and transactions with options and futures, as well as providing access to trading, the purchase of units of mutual funds and their sale, and much more. The Bank uses proven and effective tools and offers the best strategies for managing its assets. On this list of services does not end there. "VTB" also deals with brokerage services, creates special conditions for its customers, and also provides them with access to trading on Forex on the most favorable terms.

Securities and precious metals

Not all people sympathize with the idea of opening their bank account and putting money on it. And they are looking for other options. A good alternative is to invest in precious metals. By the way, some even invest in coins. But this is a rather risky option, since the rate associated with metals is rather unstable. And further. Jewelry needs to be provided with appropriate conditions so that they do not lose their presentation. In addition, this is a long-term investment. But it, nevertheless, is successful and brings profit. No wonder many banks have so-called metal accounts - they store purchased metals. But with securities a little different. To make a successful contribution, one must know the specifics of bonds and shares. For this, there are consultations. It is worth noting that the shares may cost quite a bit (at least one ruble), and can be very expensive (some tens of thousands of dollars are required for some papers).

Modern investments

These include the PAMM-account. They appeared in Russia not so long ago, just a few years ago. However, the income that can be extracted from investments of this kind is impressive. Many people who were wondering about where to invest a small amount of money on the Internet came as a result of this. The principle is that the funds of several private clients are put on a common account, and the corresponding specialist (trader) manages the money. In the end, the income is formed, and it is distributed among those people who invested in the PAMM-account. Advantages of mass. First, savings are under control. Secondly, they can be quickly withdrawn. Thirdly, you can monitor the work of the manager. And most importantly - you can make small deposits, which is an undoubted advantage, as everyone can try themselves in this business.

Contributions by cities

The question of where to invest a small amount of money in 2014 is no longer relevant, since a new one is coming, 2015. It's time to think about the future and decide what contributions will be more profitable to make this year. It must be said that for the residents of one region, some or other investments can be approached, and for others - no. Where to invest a small amount of money in Penza, for example? In real estate! It is a small city, but recently it is actively built up. A good idea is to buy a room and rent it. Or even try to invest them in business. In general, there are a lot of ways to invest, even modest ones. The main thing is to choose the most suitable variant for yourself and first to familiarize yourself with all the conditions.