What is the limit for withdrawing cash from ATMs of Sberbank

Plastic cards are a convenient way to have round-the-clock access to your personal account, which is opened in a banking institution. Thanks to this tool, you do not need to adjust to the bank's work schedule, but you can withdraw money from the ATM or conduct settlement operations on the Internet anywhere in the world at a convenient time.

Why is there a limit on withdrawing cash from Sberbank's ATMs?

This bank, as well as other similar institutions, cares about that the money of its clients are always safe. Such a security facility is a worldwide practice to limit the removal of large sums of money by scammers. After all, thanks to this, it will not be possible in one day to remove all the money that is in the bank account at once, and if the card is stolen, the client will have time to block his card.

Considering the level of such restrictions, it is necessary to note a different level of maps. For example, the limit for withdrawing cash at Sberbank ATMs on one card may differ from the basic limitations of other types of cards. First of all, this is due to the level of their security. Gold and platinum status cards are considered more secure than instant or standard views. Some of them have special built-in chips, which also contribute to increased security.

Also it is necessary to take into account that the amounts of money that are on card accounts of a higher class are always an order of magnitude higher than various standard student or social cards.

Can I change the set limits?

The established limit for withdrawing cash from Sberbank's ATMs can be changed if you do not like it. To do this, you must apply with a written application to the service department in the prescribed form, which you will be given there. If you consider the application and make a positive decision, you will change the base limit.

And if you want to reduce it, then a positive result is more likely. And if you want to increase the limit, then there can be various nuances that the bank can refuse to use. After all, you can not fully argue that all banks set such restrictions only in order to protect their customers.

Such limits are a great way to avoid the rapid extraction of available resources, which the banking system has so recently lacked. After all, while the money of cardholders are in the bank, the financial institution can dispose of them for their own purposes. Basically this is the issuance of various types of loans.

What is the limit for withdrawing cash from Sberbank's ATMs?

There are no unified conditions: for each card offer, there are conditions that differ from the level of issued cards, as mentioned above.

Let's consider specific limits on credit cards and three levels of conventional debit cards.

By credit cards

Plastic cards, which imply the availability of credit funds, such as Visa Classic, MasterCard Standard, Visa Credit Momentum, MasterCard Credit Momentum, are the most common ones issued by this bank. The limit for withdrawing cash from Sberbank's ATMs from a credit card of this level is 50,000 rubles per day. And if you have a Visa Gold or MasterCard Gold credit card, you can withdraw up to 100 thousand rubles in the same period of time. That is, the higher the level of the map, the less restrictions are imposed on it.

By debit cards

Next, consider the conditions for such types of cards that do not perform the function of lending.

The first in the list for the biggest restrictions will be, as already obvious, instantaneous. The limit for withdrawing cash from Sberbank's ATMs on the Maestro card, as well as Electron (Maestro or Visa Electron) is, as in the case of simple credit cards, 50,000 rubles.

Next on the list are the cards of the standard level Visa Classic and MasterCard. With them, you can withdraw up to 150 thousand rubles a day. That is, the restriction on the operation is at a level that exceeds three times the previous level.

If you consider the cash withdrawal limit at Sberbank ATMs "gold-class" (Visa Gold or MasterCard Gold), then it is 300 thousand rubles. This amount can be withdrawn within 24 hours.

Such conditions are good or not, everyone can make a conclusion for themselves. On the state side, such restrictions are also a way to prevent various frauds, as well as attempts to launder money.

If you consider such limits on the part of their owners, they will perfectly suit any average Russian who receives ordinary income.

It is also convenient for the banks themselves - it is possible to more clearly control the outflow of cash and in time to notice various critical situations when fraudulent schemes and theft of funds from customers' accounts are carried out.