FinancePersonal Finance

How to save money: simple tips

Perhaps, every person thought about how to save money . Just someone has in mind a house with a view of the sea, and someone - a new bicycle for the child. And since the income of each is different, then the requests, respectively, too. Nevertheless, without the ability to accumulate the earned means, all incomes will be ineffective. Here are some simple tips that will help you learn how to quickly save money for a necessary purchase or a long-awaited vacation at sea.

The first tip: formulate a specific goal for yourself.

The fact is that without a clear definition of the goal you can not effectively deal with savings. When a person has concrete plans and realizes the importance of their implementation, he is triggered by the internal mechanisms necessary to achieve the goal. I will give a simple example. My friend, let's call her Leroy, has two children. While the children were small, they had enough for the clothes of one wardrobe and a chest of drawers. The children grew up, and the cupboards remained the same. Once Lera realized that the amount of space in the closet depends on the order in the house (a stuffed cabinet in which all things, as they lay down, fall into a pile - this is an occasion for a serious hassle). And since by nature she is a perfectionist and loves order in everything, the new wardrobe has become for her not just a dream, but an obsession. As a result, for three months she bought a huge built-in wardrobe. How did she manage it? Here we need one more piece of advice.

Tip two: postpone more.

How to save money if you do not put it off? No way. Some people postpone a little, but for a long time. And some are many, but not for long. The result is the same. But the second one is more viable. After all, it is much more effective to cut down your needs for several months and get what you want by returning to the old rhythm of life than to lay it down for a few years, leaving yourself the opportunity to eat delicious, beautifully dressed and expensive to rest.

The third tip: find information on how professionals make money.

Now the issue of accumulation of funds puzzled many people. Read articles on the Internet, watch the training video, or even better - find the opportunity to enroll in special courses, where you will be told how quickly to save money for certain needs. By the way, communication is very important here. You see people who have already learned Effective accumulation, and those who together with you are going to adopt their experience. And it inspires and spurs to advance the goal.

Tip Four: Change your favorite supermarket to a simple retail store.

What do we like supermarkets? The fact that there is everything you can touch with your hand, see, read the annotation and think without the attendance of the attentive look of the seller. And in this - a great marketing move. And if there is still a pleasant aroma of fresh pastry pouring around, then everything, you are gone. When you come home, you look with vexation at the packages with purchases and say: "And why did I buy all this? And how to save money, if you spend so much?". So in this sense, the counter, behind which is an unattainable hand, is your salvation.

The fifth council: divide the deferred amount for different envelopes.

When you bring a salary home, it seems a lot. And if you do not distribute it for different purposes at once, you run the risk of spending everything and accumulating nothing. Purely psychologically you will feel that money is still quite enough. And if, for example, there is an envelope with money on a new TV, you will not touch it without unnecessary need. This, in turn, will help you to guard against the temptation to spend more.

Now you know how to save money. Try to apply these simple tips in practice, and you will understand that the accumulation of money is an achievable goal, if this issue is competently addressed.

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