What can not be saved? How to allocate the budget correctly?

Many people in the crisis are interested in what can not be saved. The answer is difficult. After all, all have different opportunities, desires and needs. But nevertheless this question can not remain without attention and the answer. In any case, there are some moments that can sometimes be eliminated from life so that money appears. Conversely, spend one time seriously, but so that it is for a long time. So what can not be saved while repairing, shopping and in other areas of human life? Let's try to understand this difficult question.

For woman

The woman is the keeper of the hearth. And it is often necessary to allocate the budget correctly to it. What can not save a woman? Perhaps, on myself. Many will be surprised (especially men): how is it? From the point of view of psychology, if a woman saves on herself and lives herself to the detriment, she becomes terrible. And by nature, and by appearance, and by habit. And next to such a person is just unpleasant to be. From here there is always discontent, nudezh and so on.

Men are not attracted to women who save themselves. But for all this, if the lady herself provides or receives an unlimited amount from her husband / boyfriend, the male sex constantly requires savings. And this applies to everything: from cosmetics to underwear. And then the men are surprised why the woman next to them became such a bitch. All this is because of the psychology of economy. A woman simply feels defective. Yes, everywhere you need to know the measure. But you need to spend money on yourself. Only with the mind.

Equipment

What can not be saved yet? For example, on the technique. Now the technology is developing rapidly and rapidly. But many people still try to buy equipment (especially kitchen appliances and household appliances) for a long time. In the conditions of the crisis, prices for it increase. And sometimes you really need to spend a lot of money (on a new stove, TV, refrigerator, washing machine and so on), then forget about big purchases for the next 10-15 years.

The only thing you can really save on is gadgets. Tablets, telephones and communicators. You should not buy such devices more than 20 000 rubles. A computer is another matter. Such a machine will cost you on average 30-40 thousand, but it will work for a long time. So, you can shell out for it and even need it.

Food

What can not be saved in life? For example, on food. This does not mean that you need to eat in elite restaurants and buy products exclusively in exclusive supermarkets. On the contrary, this should not be done. But what are we talking about then?

For example, it is worth making purchases at wholesale trading bases. There the cost is reduced by 3-4 times. So, you can buy more products at a lower price. Many people live in a crisis. And with all this, they eat better than those who are bought in regular supermarkets. After all, on wholesale bases, for example, 900 grams of "Rafaello" candy costs 200 rubles, and in the store - 1000. The difference is obvious. Thus, if you buy this way, then you should not save. It's just not permissible.

clothing

What can not be saved yet? In general, there are many options. But there are still some very important ones. And they can include clothes. It should not be saved on it. But throwing money away is not worth it. So, the brand stores will have to be forgotten.

Good things can be bought on sales, as well as in second-hand or commission stores. In small shops of clothes, too, you can find something quality. Especially when you already have experience. Sometimes those who are trying with a reasonable approach to shopping, can save money, and look a hundred times better than people dressing in branded stores.

Cosmetical tools

Many people are interested in what can not be saved in a crisis in addition to the already listed options. To be honest, you can just spend money wisely. And then you do not have to save. In cases where you do not know how to do this, you can "sting" somewhere. But certainly not with respect to cosmetics. Especially if you have problems with skin or hair.

Cosmetics should be good. And she, as you know, is quite expensive. If you want to save, you can pick up a lesser known company-manufacturer, but with exactly the same composition. But in general, there is no need to constantly save. After all, cheap and substandard cosmetics can bring a lot of trouble. So everywhere you need to learn to find the golden mean. Creams and masks can be expensive. Medical cosmetics - too. But shadows, powder, eyebrow pencil or eye can be purchased at a lower cost. For example, not in the company store. This will save money, and teach you to choose a cheaper, but not less quality product.

Repairs

If you are still interested in what you can not save, then to all these points can be attributed also repair. This process can not be saved. Especially if you are dealing with private firms or wage workers. Sometimes a low pay can simply get you sideways. Services will be provided, but with flaws, poor quality. Sometimes it's even so bad that you have to redo everything. And this is extra spending.

Of course, you do not have to choose the most expensive at the repair. Price is not a guarantee of quality. It is better to read reviews about something, ask other people's opinions, and only then make a decision about buying or hiring workers. But on the whole, repair is quite a costly process. And from this can not escape. Try to choose a not very expensive option for providing services (or not the most expensive goods), but at the same time those that are very popular among people.

Economy rules

In order not to constantly deny yourself something, you just need to correctly learn how to allocate the budget. And then you will not need to think about saving. But there are few such skills. Nevertheless, they can learn.

First, write on your sheet of paper all your current expenses. Start with the most necessary - travel, products (full list), utility bills and so on. Now alternately scratch out what you can easily live without. For example, cut your entertainment - going to the theater, movies and so on. This will save quite a lot of money.

Go to stores and wholesale stores only with a shopping list. In principle, if you chose the base, you can do without it. After all, you can save money. Plus, buy more frozen foods. They are stored for a long time. This is a very profitable investment.

Do not snack in eateries and restaurants. And refuse to buy in expensive clothing stores. Learn to look for cheaper, but not less quality options. This is the only way to avoid damaging the budget.