"Sberbank Premier" - what is it? Interest on deposits, customer and employee feedback

Sberbank of Russia offers its customers such a service as "Sberbank Premier". What it is? Let's try to understand in more detail. The service is essentially a specialized service format, which is available only to wealthy clients of the largest bank in the country. The proposal provides for a high level of service and comprehensive confidentiality during negotiations, servicing at any branch out of turn and assistance to a personal manager in the selection of ideal banking products.

How to become a customer of the program "Sberbank Premier" and what benefits can you get?

The program "Sberbank Premier", customer reviews about which are exceptionally positive, are provided to a certain category of individuals completely free of charge. In order to get on the list of preferred customers, one must meet one of the mandatory conditions:

• The presence of a deposit in a financial institution in the amount of 1 million to 8 million rubles.
• Belonging to salary clients, with the receipt of wages on the card of Sberbank of Russia over the past 6 months at a rate of 150 to 500 thousand per month.

Requirements can be adjusted depending on the region where this format of cooperation is proposed. Connection to the service is carried out in the telephone mode. VIP clients can be eligible for customers who have an accumulated deposit of 8 million rubles or a balance of over 20 million rubles in loans.

Unique and profitable offers

We continue to consider the program "Sberbank Premier". What it is, will allow to see a wide range of offers within the service. It should be said about attractive rates on deposits:

• "Prime Save" to 11.34% in rubles.
• "Special Popolnyay" from 11.02% to 11.67% in rubles.
• "Special Management" from 10.31% to 11.20% in rubles.

The clients are entitled to issue premium plastic cards Visa Platinum and World MasterCard Black Edition. VIP clients receive a unique opportunity to invest in mutual funds and precious metals.

Premier: the best offer for wealthy clients

The program "Sberbank Premier", interest on deposits within the framework of which is very attractive, was designed to meet all the needs of wealthy customers. People who have large capital in their hands now have the opportunity to invest their funds in high-yield programs with high reliability and with minimal risks. Clients of "Sberbank Premier" are preferred investors with whom work is carried out on an individual basis.

Professional managers, taking into account the specifics of the issue and needs, offer the most optimal financial products. The classification of all clients of the financial institution into groups allowed the transfer of services to a higher level.

Why do I need to service the Premier?

The service "Sberbank Premier", whose staff comments are exceptionally positive, is focused on people who have at their disposal a large personal capital. It's not a secret for anyone that the greater the amount of savings, the more professional management is required. The best experts of Sberbank of Russia offer effective solutions in terms of managing personal finances. Each VIP-partner is provided with a personal telephone line within the Contact Center. The solution of any questions can be done without visiting the branches of the financial institution. It is very convenient for business people, who almost always have not enough free time. In the person of an individual manager, a professional financial consultant is provided. It will provide irreplaceable assistance in the formation of a long-term investment strategy, will find the most profitable and optimal directions for its implementation. The program "Sberbank Premier", interest on deposits within which is much higher than market ones, offers a few more innovative banking products, access to which is available only to privileged customers. This is "Deposit and mutual fund" and "Deposit, mutual fund and compulsory medical insurance".

"Cream" of banking services in one package

The service "Sberbank Premier", that this has been considered above, is in fact the complex of the best offers of the bank. A complex product, with minimal time expenditure and with a limited expenditure of effort, allows you to dispose of your capital as efficiently as possible. The various directions of investment are more than just promising. In addition to the traditional investment in the deposit, privileged customers have access to such high-margin assets as precious metals and securities. The vast majority of small investors, not that they have never been interested in these areas, it has never even come across them.

Purchase of mutual funds: many advantages in one package

Consider Mutual Funds - one of the most profitable lines offered under the Sberbank Premier program. What is this, try to disassemble in order. The main value of the offer is that it allows you to personally feel all the advantages of shares and bonds. Funds invested in mutual funds are supervised by professional managers. A unit holder may not monitor the market situation independently, analyze it, and not make decisions regarding the purchase and sale of securities. The ratio of the expected level of profit and profitability of the product will depend solely on what securities are poured into assets: in shares, in bonds or in both assets simultaneously. Bank Premier Savings Bank offers to do all the main work for the investor. Thanks to the collection of investments into one asset, experienced managers collect the most profitable and differentiated, economically stable portfolios.

OMS - offer only for selected

Customers of the program can become owners of depersonalized metal accounts or OMS, which are calculated in grams of metal. The profit from this type of deposits is extracted by changing the value of precious metals on the international market. This offer from "Sberbank Premier" reviews gets only positive, which has a certain connection with the benefits it offers. The main advantage of the program is the complete absence of VAT and difficulties with the storage of metal. The probability of theft and damage to property is completely excluded, since grams of precious metal are virtual. All incoming and settlement transactions for each of the accounts are carried out very simply. The offer is indispensable for conservative investors who pay enough attention to the distribution of risks and invest in products of the bank "Sberbank". The deposit "Premier" in OMC format with gold, made for a long time - is a great opportunity to increase your capital with almost no risks. As for silver, platinum and palladium, such OMS are more suitable for investors with good experience.

Dominant rules of investing

Servicing privileged customers at the highest level is not the only thing Sberbank offers. The deposit "Premier" in the product "Deposit + PIF" is available to the VIP sector when investing from 100 thousand rubles. It is worthwhile to emphasize that the size of the investment deposit, which is included in the structure of the product, can be as high as 50%. The funds expended on the acquisition of units should either be equalized or exceed the size of the deposit itself. Under the program "Deposit, mutual fund and compulsory medical insurance" the minimum amount of investments should be equal to 150 thousand rubles. The size of the deposit "Portfolio" should not be more than 33.3% of the funds on the account. At the same time, the size of investments in units or in OMC should either correspond to the volume of the deposit, or exceed it.

Interest rates, or Rate of increased income

The service "Sberbank Premier" terms of partnership offers very attractive. For example, interest rates on the programs "Investment" and "Portfolio" are much higher than for standard deposits. Depending on the specifics of the product and the duration of investing in it, the interest can vary from 7 to 12.5% in rubles. Charging to the account is carried out in case of an increase in the price of quotations for securities and precious metals. The ratio of risk and profitability can easily be regulated by the acquisition of a certain type of impersonal metals and shares from different mutual funds.

Bank Premier Savings Bank (branch for privileged clients) provides for certain conditions for partnership. Deposits are issued for a short period of time: 1 month and 1 day, 3 months and 1 day. All other deposit prolongations are available under the "Save" program. When the terms of deposit programs expire, they can simply be closed. A more lucrative option is the expectation of an increase in the value of assets on the international market with a view to their further sale at the highest possible cost. Each complex product is accompanied by individual investment programs.