Russian Standard Bank: reviews, credits, opportunities

Credit cards are increasingly gaining market for credit services. It began in the US and Europe, and now it has come to us. This phenomenon is related to the ease of using credit cards and a fairly easy procedure for their processing. For example, the Russian Standard Bank, whose reviews everyone has heard, is in the credit card market not the least among the other banking institutions. It accounts for approximately 20% of the total market for plastic credit cards.

Credit card processing

How can I issue a credit card offered by the Russian Standard? It is necessary to check whether your person meets the requirements put forward by the bank. The applicant must be at the age of 18 to 65, have a permanent official income and be registered in the region where there are branches of the bank. After this simple check it is necessary to fill out the applicant's form. This can be done by taking the questionnaire directly from the employee of the Russian Standard Bank. In it, you must correctly specify all the data, as they are then checked, and in the event of a mismatch with the credit card, you can say goodbye. You need to specify your income level, all personal data, including mobile phone numbers and come up with a secret word that will be needed when activating a credit card.
After completing the questionnaire, you must transfer it to the bank. It can be brought or mailed to the nearest office. The Russian Standard Bank reviews users as being the fastest and most loyal bank in Russia.

Receiving a credit card

The decision usually takes place in a week. After that, you will be notified about it by phone call from a bank employee. He will tell you what exactly the credit limit the bank is ready to provide to you, and agree on the time and place of receiving the credit card. To obtain a credit card, you will need to provide a passport, the number and series of which you indicated in the questionnaire. After that it will be necessary to activate the credit card. This can be done by calling the telephone line of the bank and dictating to the operator the number of his credit card and the secret word-password. Usually, credit funds are received the next day after making a call, but probably earlier. Now you can safely use the credit card and pay it in stores, as this option of using the facilities of a banking institution is much more profitable than withdrawing cash from an ATM. In the second version, the Russian Standard Bank (customer reviews say this) will take a commission for withdrawing funds lent to you.

User Reviews

Russian Standard Bank comments clients as one of the fastest and most flexible banks in Russia. Surprisingly, the decision on the issue of lending is adopted fairly quickly and practically without refusals. However, not all reviews of the Russian Standard Bank are so benevolent. Some people argue that this institution takes too high a commission for the use of its funds, and employees of its hotlines are rather incompetent and not always polite. True or not, you will have to check yourself.