Meet the insurance agent!

Our life is full of surprises, sometimes they are not the most pleasant. Any of us can face the fact that he will be stolen in the middle of the day or a fire in the apartment or house (and not necessarily your fault, there are also neighbors) or natural phenomena with unprincipled impudence will disrupt the usual course of things. There is a confluence of circumstances that do not depend on us. It is from such cases that we can save an insurance agent, or rather, insurance, designed with his help.

Who such this mysterious person offering us the services when at all of us so is good, and to leave the money because of phantom fears not always it would be desirable?

An insurance agent is a representative of an insurance company that is an intermediary between clients (people who want to receive insurance services) and an insurer (a company that provides insurance services and which is obligated to pay a certain amount in the event of an insured event). He was given the right to conclude contracts on behalf of the firm.

The insurance agent will help you choose the best type of insurance and properly arrange it. It is he who will communicate with you on behalf of the insurance company throughout the term of the contract.

Each insurance agent is a seller, a psychologist, an economist, and an analyst. And all rolled into one!

Having quite broad powers, the insurance agent of the duty takes on complicated ones. Consider them.

The insurance agent is obliged:

1. Conclude and formalize contracts for both personal and property insurance, ensure their implementation, as well as accept insurance premiums.
2. Conduct an active search and identify potential customers, as well as keep records of potential objects of insured and insurance objects.
3. Be able to give an adequate estimate of the value of the insurance object.
4. Know the region and demand for certain types of insurance services.
5. Conduct substantive, well-reasoned conversations with regular and potential clients in order to conclude new contracts and to re-establish old ones.
6. Be able to establish trust with clients , know the specifics of their thinking and motivation for behavior.
7. Adequately assess the degree and criteria of risks when concluding contracts, taking into account age, health, gender, level of material wealth and other qualities that characterize the client.
8. Be able to correctly calculate insurance premiums, make out insurance documents and ensure their safety.
9. To be able to promote the offers of the insurance company in the market of services, using the ongoing political and socio-economic processes in order to form a stable demand for promoted insurance services.
10. Provide customers with comprehensive information on all matters relating to the terms of insurance.
11. During the entire term of the concluded contract, maintain contact with customers who have issued a contract for the provision of insurance services. Allow all disputes, complaints, claims.
12. Be able to identify the occurrence of an insured event in accordance with the contract, correctly perform its assessment and the amount of insurance compensation payments , considering all the criteria.