"Loan Center": feedback from clients and employees

When banks deny a loan or need money urgently, microfinance organizations come to help . They help to arrange a loan with a minimum package of documents and as soon as possible. One of such non-bank companies is the "Loan Center". Feedback on this MFI, which can be found in this article, will help you understand the real value of the appeal to such representatives of credit services.

A few words about the company

Non-bank organization "Loan Center" OOO "Summit" is a company with extensive experience in the field of microfinance. It has been working since 2011. For the period of its foundation the company has opened more than 20 offices in various cities and regions of the Russian Federation. Office MFO "Loan Center" (reviews about the work of this company can be heard from both users and employees themselves) is located on Khoroshevskoye Highway 35, Building 1, in Moscow.

Services for the population

At present, the "Loan Center" offers microcrediting services for individuals and legal entities. Among the clients of the company there are students, entrepreneurs, housewives and even people of retirement age. If you believe the statistics, during its opening, the company has already issued about 37,000 microloans worth more than 900 million rubles.

In addition to microloans, the "Loan Center" ("Summit"), which can be found below, offers a profitable cooperation with investors. For example, when you make a deposit, the "Loan Center" promises 30% per annum. So, if you put 5 million rubles into the account at the time of 24 months, you can get 8 million at the output.

According to many users, such a proposal helps to increase their savings. And to do it really in a very short time, which can not but rejoice.

Brief characteristics of credit products

Among the attractive loan products, calculated for different age categories, the "Loan Center" (customer reviews confirm this information) offers the following programs:

• "Before the paycheck."
• "Reliable" and "Reliable +".
• "Just Naught."
• "Friends" and "His".
• "Pension".
• "Student".

Also in this MFO are special offers for regular customers. With the help of similar programs, as some users say, you can get a microloan at preferential rates. In addition, the "Loan Center" offers loans secured by real estate or vehicles.

Check credit history

Non-bank organization "Loan Center" (employee feedback on it helps to consider the organization from all sides) provides a paid service for checking the credit history of the borrower. With the help of this service, anyone can learn the similarities from their credit dossier.

To order a credit history, you must perform the following actions:

• Go to the site of the company centrzaimov.ru;
• Click on the "Loans" tab;
• Choose from the "Credit history" list;
• Fill out the application form and send it online.

According to clients who applied to the "Loan Center", feedback about which can display useful information for future borrowers of the firm, for filing an application it is necessary to indicate the name, contact phone number and choose the region to receive a response. According to many users, the whole process takes no more than 15-30 minutes. And you can count on the positive result of the request on the day of treatment. The same registration and issuance of the document are carried out upon presentation of the passport by the client.

How convenient is it to contact the Loan Center?

According to numerous clients of MFIs, it is very convenient to apply here, since the company's offices can be found in almost all central cities of the Russian Federation. For example, they are in Moscow, Yekaterinburg, Nizhny Novgorod, St. Petersburg, Penza, Rostov-on-Don and other regions.

Other clients share how quickly they make loans to the "Center of Loans". The responses of most of them boil down to the fact that on average the process of reviewing an application and issuing a microloan takes no more than half an hour. For regular customers, this procedure is simplified to a minimum.

On what terms can I get a loan?

The conditions for obtaining a microloan directly depend on the type of loan program, frequency of treatment and the good faith of the borrower. For example, with a primary appeal in an MFI, you can count on a microloan in the range of 1,000-30,000 rubles for a period of up to 1-30 days and at 0-2% per day. And for registration, as practice shows, you will only need a Russian passport. It is noteworthy that in this case the amount of repayment will be 48,000 rubles. With a secondary treatment (under similar conditions), the borrower is to return 39,000 rubles.

How can I get credit money?

When drafting an application, each client has the right to choose how to obtain credit money. For example, immediately after the approval of the request, you can come to the nearest office of the company and collect cash from the MFO cash desk. As an option, it is realistic to order a money delivery service directly to the house and even to the place of work. That's how the non-bank organization "Loan Center" works. Reviews about it can be heard both in a positive and a negative channel. But it is possible to make a decision in favor of one or the other only after careful analysis and personal appeal to the microfinance organization.

What are the advantages of applying to the Loan Center?

If you believe most of the feedback from clients of this MFI, you can highlight the following pluses to the "Loan Center":

• An opportunity to get a loan with any credit history;
• High speed of loan registration;
• Possibility to issue a micro loan with one credit delay;
• A great way to improve your credit profile (with a quick repayment of a microloan);
• Registration of microloans for students and pensioners;
• Possibility to get a loan for officially unemployed and unemployed;
• Issuance of a loan in a convenient way;
• Registration of one document;
• Issuing loans for any purpose, etc.

What do the clients and employees of MFIs say?

Reviews about this organization you can hear the most that neither is different. For example, some borrowers talk about the organization of exceptionally positive things. So, some of them tell us that they managed to get a loan quickly. They liked the high speed of registration and the professionalism of the company's employees. Others argue otherwise. According to them, the company's managers do not have the necessary knowledge in the field of etiquette. They are frankly rude and unbecoming themselves.

The third is admired by low interest rates and loyal attitude towards clients. The fourth likes rapid reaction of company managers to the problem that has arisen.

The very employees of the organization speak out about the company in a positive way. They like to work in a friendly team. According to many of them, it was here that they acquired the necessary knowledge in the field of customer service, learned to identify potential defaulters and improved business communication skills.

Center for loans and investments "Expert": reviews and confusion with names

Often the names of completely different companies may coincide or sound identical. For example, this is the case with the "Loan Center" (LLC MCC "Finance NN"), established in 2010. However, unlike its namesake company, this company works exclusively in Nizhny Novgorod and the Nizhny Novgorod region. Therefore we ask them not to be confused.

In addition, Summit is often associated with new clients with the MFO Investment Center. The central office of this organization is located on Sovetskaya Street, 7a, in the station. Dinskaya Krasnodar Territory. It also issues microloans with and without collateral, finances business representatives and prepares pension loans.

Another MFO is the namesake - a center for loans and investments, better known as the "Expert". The main office of this company is located in Novosibirsk, on Sovetskaya Street, 22a. Pay attention to the responses: "The Center for Investment Loans" is considered a relatively young organization.

According to some users, it issues micro-loans for up to 30,000 rubles for a period of 5 to 20 days. The commission for using the loan in this case is up to 2% per day. According to the accounts of the clients of this company, they were lucky not only to receive the long-awaited loan, but also to request its further extension. With the help of such a loyal approach, they were able to first pay the accrued interest, and then close the bulk of the debt.

What should I do to avoid confusion with the names?

If you decide to use the services of the "Loan Center" and are not sure whether this is a non-bank organization, pay attention to the legal name of the company and its contacts. Also, you should carefully study the reviews in order to find out which "Loan Center" they are talking about. And, finally, you can check whether the MFI is registered in a single register of the Russian Federation. To do this, go to the site cbr.ru and enter the name of your organization in the corresponding search box. Thus, you can always find an MFI that suits your requirements.