How to translate rubles into hryvnia? Features of the exchange of Russian money for Ukrainian and vice versa

The need to transfer Russian rubles to hryvnia arises both among Russians when traveling to Ukraine, and from Ukrainians when they return home from Russia. Accordingly, when moving in the opposite direction, it is necessary to transfer the hryvnia to Russian rubles. In addition, the exchange of one currency for another is necessary for those who make settlements in both countries during the work.

Characteristics of currencies

The national currency in Ukraine is the hryvnia. Calculations in rubles in the territory of this country are not officially made. Hryvnia is denoted by a set of letters UAH or figures 980.

The ruble is a currency that has been used for a long time in Russia. The ancestor of modern Russian money was the Soviet ruble, which was much less depreciated. The modern ruble, according to the new standards, is denoted by RUB symbols or numeric code 643.

The rate of the hryvnia to the ruble for a long time was approximately 1: 4. In 2014, the hryvnia significantly depreciated, and the rate was set at about 1: 3. The hryvnia was and remains more expensive than the ruble. This fact is neither positive nor negative from the point of view of Russians, because the stability of the currency is important, and not its actual rate. In the country there can be a very low exchange rate of the national currency with a high level of economic development, as evidenced by the Japanese yen.

How do you find out the exchange rate?

Before transferring rubles to hryvnia or vice versa, you should familiarize yourself with the current rate. It is better to do this immediately before the exchange operation, because the rate has recently changed very often. It is necessary to distinguish the official rate from commercial: you can change money only at the rates of buying and selling.

Official courses, as well as average rates of purchases and sales of currencies are published on the websites of central banks: the Central Bank of Russia and the Ukrainian National Bank. The course is changing every day.

In addition, there are many sites on which you can find built-in calculators, for example, on banks' websites, on information resources, etc. To use them, it is sufficient to choose the direction of exchange and enter the amount that is available for the operation.

In addition, there is a very useful option for Google. Enter in the search box: "ХХХ rubles in UAH" and immediately get the desired result. Accordingly, the query "ХХХ hryvnia in rubles" will help you to know the result of transferring Ukrainian money to Russian. You can enter the exact amount or round it up to 1 rub. / 1 UAH. Pennies are separated by a comma or a period. The rate, which will appear as a result of such an operation, will be calculated on the basis of data from the American Citibank. The rates in various banks of Russia and Ukraine may vary slightly.

Where can rubles be converted into hryvnia?

If you change Russian money to Ukrainian, then the exchange is better to produce in Russia, and vice versa. In this case, you can count on a more profitable course. Cash can be exchanged at bank branches or exchange points. If the money is on a ruble bank card, then they can be transferred to a hryvnia card.

In addition, when calculating a card abroad, the conversion of foreign currency occurs automatically. Hryvnia can be rented on the territory of Ukraine, having a ruble card (details need to be clarified in your bank). Under no circumstances should you use the services of a change, because many of them are scammers.

What do I need to know when using the exchanger?

Exchange offices continue to enjoy great popularity in the territories of both countries. In Russia it is difficult to find an exchange office that accepts or issues the Ukrainian currency. Nevertheless, they can be found in large cities near railway stations, as well as in border areas. In Ukraine, there is no such problem: rubles can be converted into hryvnia almost everywhere.

To find the exchanger with the most favorable rate, you can use the Internet: the necessary information, as a rule, is published on the information portals of the city. In addition, you can call the hot lines of several banks and find out at which rate you can exchange money in their exchangers. On the territory of Ukraine, you no longer need to present documents when exchanging currency.

Other means of exchange

In addition to exchangers, there are ways to convert money:

• Exchange of cash in the bank branch. Make sure that the cashier provides this service. As a rule, branches in which rubles can be converted into hryvnia, are posted on the street information about the courses of sale and purchase.
• Transfer between accounts. You can open accounts in different currencies in the same bank. Then it will be possible to make transfers with automatic conversion.
• Withdraw money from the card. Specify whether your card will be active when traveling abroad. If so, you can withdraw money from ATMs from the same card that you use in your country. The money will be automatically converted at the current exchange rate. It is necessary to remember that when withdrawing money from foreign ATMs, the commission of the bank increases.