Corporate client. Sberbank for corporate clients. MTS to corporate clients

During the rapid development of business, banks, operators and communication providers, insurance companies are interested in attracting large customers. After all, enterprises with millions of turnover can bring the greatest revenue. But they are interesting to companies that represent various services, and customers related to medium and small businesses, because in general they also bring a good profit.

Banking activities

A corporate client for any financial institution is an opportunity to profit from each of its operations. It's clear, the more the company's turnover, the more often and more large amounts will pass through the bank. And this affects the amount of commissions that he receives for his work. But do not forget that in addition to operating activities, servicing organizations take loans, invest free funds for deposits, and exchange currencies. All this serves as sources of considerable income for financial institutions. That is why banks are trying to attract as many corporate customers as possible.

For large companies special managers are allocated, to which representatives of organizations can apply at any time. They will not only talk about the bank's programs, help you find out the balance on the accounts, give the necessary instructions to the operators, but also act as intermediaries between the technical service of the financial institution, its management and the company. Each attracted a large corporate client is considered an achievement of the bank, he is offered preferential terms, special programs, bonuses for constant service, trying to keep him at his best.

Sberbank of Russia for enterprises

Any organization, as well as an individual, is looking for reliable partners. In the opinion of more than one million enterprises of the Federation, such is Sberbank. For corporate clients, it offers, for example, loans for various purposes at preferential interest rates, which are calculated on the basis of the solvency of the legal entity in conjunction with the assessment of the financial market and other conditions.

Large companies account for about 80% of the corporate loan portfolio of Sberbank, the remaining 20% are used by small and medium-sized enterprises. The reliability of this financial institution is indicated by the fact that about a third of all enterprises in Russia have applied to this bank for loans. The range of its services is wide, it not only offers standard services, but also various types of lending and investment of funds. Sberbank does everything for the maximum comfort of each of its customers.

Sberbank services for business

Working with corporate clients is one of the key directions for the development of each financial institution. Most often they are trying to attract, creating tempting service conditions, providing low-cost loans and opportunities for profitable investment of free funds.

In Sberbank for the convenience of corporate clients was created a special resource "Business on-line @ yn", where you can monitor the movements of funds, create and send payment documents, make requests for additional services. To connect to the system, you need to provide a number of documents and fill out an application. "Sberbank. Business on line "greatly simplifies the work of each client, which is a legal entity.

Financial offers

Corporate clients of the bank can also use a number of loan products. This financial institution provides loans only to legal entities that work for at least a year. Sberbank can provide funds for:

• Increase in current assets;
• business development;
• Modernization of production;
• Repair of fixed assets;
• Carrying out of design works;
• refinancing.

Other loan objectives are agreed on an individual basis.

In addition to loans, Sberbank provides services for their investment or placement on deposits. In addition to standard programs, each client can use the service "minimum balance" and receive interest on a fixed amount. Also, Sberbank proposes to purchase deposit certificates or bills of exchange.

Communication services

The attracted large corporate client is a great success not only for the financial institution, but also for the telecommunications service providers. To legal entities they offer special conditions. Operators offer other tariffs for communication, provide services throughout Russia on common terms, allow employees of companies to communicate among themselves at extremely low rates. To attract new customers, operators are focusing not only on prices, but also on the quality of services. They develop innovative products and improve existing ones. Each employee of the company can not only communicate on the mobile, but also use the Internet or view corporate mail.

But now many companies when choosing an operator pay attention to the prices and methods of payment. So, practically all telecommunication organizations offer an advance or credit system of calculation, moreover, they can often be combined in one corporate contract. The first method makes it possible to control expenses more accurately. But the second one allows you to always stay in touch.

Choice of tariffs

Before dwelling on a specific communication operator for an organization, it is desirable to analyze how often and in what directions calls are made. Depending on this, the corporate client must choose the telecommunications company and the most advantageous tariff plan.

For example, if employees often travel around the country or abroad, it is important to pay attention to the prices for communication outside the home region and in roaming. It is also necessary to find out what tariffs are set for communication by numbers related to one corporate contract. It is important to find out whether it is advantageous to call from such phones on the networks of other operators or on city telephones. If for an average person the difference of a few kopecks or even rubles will not be too noticeable, then for a legal unprofitable tariff it can lead to an overpayment of several thousand rubles.

Offers from MegaFon

Struggling for large customers, communication operators develop different tariff plans, trying to please most of them. For example, Megafon offers corporate customers tariffs with an established subscription fee, which includes free minutes, messages and the Internet. If you choose the "Corporate Universal" offer, a service will be available to corporate clients, within the limits of which unlimited calls within the corporate network are provided for a certain fee . Also MegaFon offers a special option "Time of business". When activated, the customer receives a 90% discount on local calls for the whole day. It starts to function after 5 minutes of communication.

And the tariff "Business Unlimited" allows for 850 rubles to get the opportunity of free communication in the selected zone (in Moscow or the region). For the specified price the subscriber will receive 2000 minutes for the numbers of any operators.

Offers from MTS

But MegaFon is by no means the only company that works with legal entities. MTS offers to corporate clients no less interesting offers. For 500 rubles each can connect to the tariff "Easy". Under the terms of the plan, the client will be able to call for 36 cents. By choosing "Unlimited Russia-2014", corporate customers for 3000 rubles will be able to make calls to any number in Russia for free within 6000 minutes.

The "Leader Online" plan allows for 1200 rubles to communicate without restrictions with subscribers in Moscow or the region. In addition, customers are monthly 1500 MB available. Other plans are also quite profitable. To find the best option for business, you need to analyze the various proposals, compare their advantages and disadvantages.