A voucher is a certificate document

A voucher is a document in the form of a receipt, a check or a written certificate that proves the receipt of services and goods of various kinds, as well as discounts on them.

In Russia, this security was known for a long time, but it became widely known during the time of universal privatization, that is, in the first five years of the 90s of the last century. During this period, receipts were issued in large quantities and distributed among ordinary people. The so-called voucher privatization gave the right to the owners of the document to exchange the issued check for the assets of enterprises belonging to the former municipality or state, and now passing to the private owner.

There are several principles for using this security:

- it can not be released without a presidential decree;

- every citizen of the state has the right to receive one such check;

- since the issuance of the voucher is valid only up to a certain time, this is not a lifetime document;

- both sides agree on the price of the checks they get.

In the modern world, this concept is not just preserved, but has been transformed and spread to other spheres of life. Now there is, for example, an electronic voucher. This is a way to receive a service by paying by bank transfer through bank transfer or through payment systems: PayPal, WebMoney, Single purse and others. Today it is the most convenient and simple for several reasons.

1. There is an automatic conversion of the market rate.

2. It is not necessary to independently exchange foreign currency in order to deposit it into the account.

Of course, an electronic voucher is an operation that, like any economic transaction, has its own costs:

- The bank withdraws a small commission both when depositing money into the account, when transferring it, and when paying through another organization;

- while the percentage of funds withdrawn will depend on the total amount and on the choice of currency for payment.

Bank transfer is usually made during the working day. Funds can be credited to the account for a day longer. If funds are withdrawn from the account, they are paid within one or two working days.

Also, along with the opportunity for the population to actively and freely travel, a tourist voucher appeared . This is a certificate that proves the right of a tourist to provide him with all paid services. This includes meals, transfer to and from the hotel and accommodation in it. It is issued to the head of the group or to an individual traveler who, upon arrival, must transfer it to the hotel administration.

And, of course, you can not mention the relatively new, electronic form of this document - these are Skype vouchers. You can buy them almost at any point of sale at retail. These vouchers are created to replenish the account in Skype. The additional payment for them on the Internet is not necessary. In addition, such a voucher is a great present for far-away relatives and friends, enabling them to communicate with them via Skype. Sometimes they can be received as a gift together with the purchase of various accessories for this program.