What a fine, if not inscribed in the insurance, you can pay

The law on compulsory insurance came out a long time ago, it provides for the acquisition of an OSAGO insurance policy. And if you have run out of this document, or you left it at home, or the insurance is written out in another name, the legislation provides for certain types of punishments. From our article you will find out what a fine, if not inscribed in the insurance driver who is driving, you can pay.

Let's analyze one current situation

For example, you went to the nature to cook shish kebabs. And what shish kebabs without alcohol, right? Suppose someone very responsible decided not to drink at all, but to take the entire company home. But the owner of the car did not write it in the basic insurance policy. This is punishable, but you need to go home. After all, as the current provision on the driver of a vehicle says, he must have a policy in his hands, otherwise he can be fined and removed license plates. What a fine, if not inscribed in the insurance your responsible friend, who sat behind the wheel, you can write? The owner of the car must write a power of attorney in the name of his friend to control the machine, and he can be near him. In this case, if the "taxi driver" is not inscribed in the insurance, the minimum penalty is only 300 rubles, but it will not be imposed on the driver who ran the car without insurance, but on its owner.

But in this case there is a big BUT! If your friend is not inscribed in your insurance policy, but has an accident, then under the current legislation, the insurance company still has to pay all the losses to the victim. However, regression of insurance is waiting for you, that is, the insurance company will apply to the court for compensation of the damages caused, not provided for by the insurance contract. And it will be more terrible than the penalty for the driver, not included in the policy.

What is the penalty, if another driver of the car is not inscribed in the insurance, is provided by the legislation?

There are situations when you have to get behind the wheel of someone else's car, or your friend or relative asked your car for a while. You have the opportunity to inscribe a few drivers with valid driving licenses when registering the MTPL insurance. If you have got behind the wheel of someone else's car and information about you is absent from the OSAGO insurance policy, you will be fined, will make an administrative record with the cause of the violation, articles in the Administrative Code. The inspector will remove the registration numbers from the car. What is fine? If it is not inscribed in the insurance - it will be necessary to pay about 800 rubles. Restrictions on the use of the car are valid until the causes of the imposition of punishment are eliminated. Although after paying a fine you can use the vehicle within 24 hours and get to the right place on time.

What must be done to ensure that you are not fined on the road?

Ask the owner of the car to take care in advance that you are listed in the list of drivers allowed to operate this vehicle. And then the question of whether it is necessary to inscribe the drivers who have the right to drive the car will disappear.