Sberbank, "Economical" package mobile bank: reviews

For the most convenient use of Sberbank services, customers can connect to themselves the service "Mobile Bank", which is provided by connecting to it a cell phone holder of bank cards of the Sberbank. "Mobile Bank" (tariff "Economical" and "Full") allows you to receive up-to-date information on the status of your current account and transactions on the card, make a variety of payments, and, if necessary, block the card. In addition, you can repay loans and receive news from the Sberbank-online system.

How can I activate the service through Sberbank?

"Mobile Bank" (package "Economical", as well as "Full") can be connected in several ways. Moreover, absolutely every holder of a bank card can do this.

1. In the bank branch. To do this, it is required to provide the specialist with a passport, telephone number and a card for which the service will be provided.

2. Terminals and ATMs allow you to activate the service yourself. To do this, you need to insert a card into the ATM, enter the secret code and select the appropriate menu item. Next, the system will tell you how to proceed.

3. In some cases, the Sberbank-Online system also offers to activate the service, but there is one nuance. The service is only connected to the phone number that you indicated when you received the card. Therefore, if you want to make a service on another number, it's best to use another method.

4. Regarding the connection through the telephone, unfortunately, there is no such possibility. But you can transfer the "Mobile Bank" of Sberbank from full to an economical package. To do this, send a request to number 900.

5. Another method of connecting the service is to contact customer support. You will need to name your personal data, codeword and card number to which you want to activate the service.

The service is chargeable. This, too, should not be forgotten. The amount for use is written off every month. "Mobile Bank" is connected within three days from the date of the request.

Tariffs of Mobile Banking

To date, Sberbank provides the "Economical" package of "Mobile Bank" and "Full". Both services work almost the same, but there are differences between them, and it's hard not to notice them.

For example, Savings Bank "Economical" package "Mobile Bank" provides completely free of charge, but requests for number 900 on the status of the account, mini-statements, as well as other actions will be paid for. The cost of one such request is 3 rubles, and for an extract - 15. There will also be a slightly different SMS notification. For example, when withdrawing or depositing funds on a card, SMS will not come, as it is necessary to make an additional request. The same goes for the different payment for services using a mobile phone. That is, in any case, you have to send a request to check the balance. These are the main features that distinguish Sberbank (the "Economical" package of the "Mobile Bank"). Now it's worth telling about the full package.

When you connect the "Full" package of "Mobile Bank" from the client starts to be charged monthly subscription fee, which, depending on the type of card, can be different. All transactions made on the card, as well as the balance of funds on it, will automatically come in SMS, that is, the client will always be aware of all the movements on his account and the balance on it. If you need to pay something or receive an extract from the latest transactions, you must also send a request to number 900, but in this case it will be free.

Why is the "Full" package better?

Sberbank The "economical" package of "Mobile Bank" is rarely recommended to its customers for connection, as some of them are simply forgetting about it, change the phone number without reporting to the bank, and then the SIM card is given to another owner who, with knowledge of the service, can withdraw funds From the account. At the same time, it will be very difficult to prove something.

It is also worth noting that Sberbank "Mobile Bank" (package "Economical") provides for any type of cards, both debit and credit, so if necessary, you can connect it to any of the cards.

How does the service turn off?

If it is necessary to turn off the service, the cardholder should contact your bank (Sberbank). "Mobile Bank" ("Economical" package) is disabled on a personal special application. When closing a card account, a trip can be made without any claims. If you want to change the card from which the service fee is charged, you need to write a statement about the temporary blocking of the service. After receiving a new card, it will automatically be restored.

If the customer changed the phone number, you need to visit the bank personally (Sberbank). "Mobile Bank" The "economical" package is recommended to be connected to a new number. To do this, you need to contact the office with a passport, a card, new phone data and write a change application. Now you know how to disable the "Mobile Bank" of the Savings Bank, and, if there is such a need, do not delay with the appeal to specialists.

What operations can be performed within the service?

With the help of the service it is possible to transfer payments, pay for any mobile communication, make billing payments, make transfers from card to card and engage in charity.

Application for mobile phone

For the convenience of customers developed a special application Sberbank. "Mobile Bank", the tariff "Economical", you can use with comfort, if you download it to your phone.

It allows you to select the required service and generate an automatic request. In other words, the program does everything itself, you just have to choose what you need.

Advantages of "Mobile Bank"

Reviews about the services of the Savings Bank "Mobile Bank" are very different, from negative to positive. It all depends on the specific situation. Therefore, if you do not have any problems when using the service, when you change the number, you tell it to the bank and so on, then it's possible that you will be satisfied.

Using an internet service is not only convenient, but also very pleasant. To date, when paying for services via a mobile phone, customers are credited with "miles", which can be spent on a free air ticket.

It is difficult to deny the easy and comfortable use of "Mobile Bank". First of all, it is a convenient SMS-service, due to which each holder has the opportunity to obtain information on the card: the implementation of operations and so on. Among other things, with this service the client will always know about the latest news of the bank, promotions and bonuses.

You can monitor your balance around the clock. The undoubted advantage is also the fact that additional functions can be used. When you receive funds to your account, the client immediately receives an instant message about the operation. The information about the received funds to the account and the received amount, date, time and balance on the card will come to the client literally within a couple of minutes after the transaction is completed.

Card lock

Also worth mentioning is that you can block the card through this service in two stages. First of all, you need to send a request for a lock and then confirm the operation. In order to continue to use the card, you need to contact the bank to remove the lock.

As for the security of the use of the service, it remains at the highest level, so cases of unauthorized withdrawal of funds from customers' accounts began to occur much less frequently.

Be sure to remember that as a bank customer, you need to follow certain rules for using bank cards. The same goes for the Mobile Bank service. First, you should never connect the service to unfamiliar numbers or if unknown people ask about it. Secondly, when changing or losing your phone about this, be sure to notify the bank and, if necessary, block the card. Also, you should not make payments and say any personal information to people who have presented themselves as employees of the bank, if you are not sure that they really are.