NPF "Renaissance Life and Pensions": rating and reviews

Non-state pension funds in Russia are becoming more popular every day. Competition among these organizations is growing exponentially. After all, the population is required somewhere to keep their pension. Or rather, its accumulative part. What about NPF Renaissance Life and Pensions? Can you truly trust him? Or is it better not to contact this organization?

Direction of activity

To understand all this, it is necessary to study numerous customer testimonials about this corporation. What employees think, too, does not hurt to find out. First of all, let's consider what "Renaissance Life and Pensions" does? The activities of organizations play an important role for clients.

Fortunately, there is nothing special about this area. NPF "Renaissance Life and Pensions" is a place where the population can store the funded part of their pension. Monthly citizens make deductions, and when time comes, they receive in the form of pension payments. For this "transparency" of activities the company earns only positive feedback. Especially for the fact that, in addition to saving money "for old age," you are presented with the possibility of increasing funds.

Employer

"Renaissance Life and Pensions" (NPF) reviews as an employer gets mixed. It is difficult to judge whether it is worthwhile to apply for work or not. After all, opinions were divided. More precisely, the majority of employees are satisfied with the proposed conditions, but at the same time they carefully emphasize negative moments of work in the corporation.

Among the advantages can be allocated a stable work schedule, as well as comfortable working conditions. Here you are guaranteed a full social package, a fixed salary and bonuses. Minimum penalties imposed on employees.

But the shortcomings include coercion to join the company. NPF "Renaissance Life and Pensions" literally obligatory for all its employees forces to transfer here their funded part of the pension. This greatly worries many. However, a similar picture is formed in all non-state pension funds, nothing special about this. Also, employees assure that the salary here is not too high (about 10-11 thousand rubles), and the load is constant and very large. In addition, often you have to communicate with indignant or incomprehensible visitors.

Rating

A huge role for the "Renaissance Life and Pensions" (APF) rating plays. In the same way as for all other organizations. The higher the popularity of a particular company, the more customers you can expect.

According to statistics, this pension fund is in 10 of the best organizations where you can keep the funded part of the pension. So, keep this in mind. Especially if stability of the company is important for you.

The level of trust in the organization "Renaissance Life and Pensions" is quite high - A + (almost maximum). And this figure pleases. It causes some confidence and confidence that you can not be afraid for your cumulative part of pension contributions. So, you should not abandon this company if you choose a non-state pension fund. "Renaissance" at least deserves attention.

Profitability

But what is more important for customers? For example, profitability. After all, pension funds promise not only to save, but also to multiply your deductions. It is this that many organizations often lure new investors.

NPF "Renaissance Life and Pensions" - not the most profitable option. Nevertheless, the conditions that it offers may seem more profitable than some of its competitors. According to the official website, the return per year is 7.68%. If you think about it, it's a very good indicator.

Only in practice we get a slightly different situation. In reality, taking into account inflation and other peculiarities of the Russian economy, profitability in the organization is about 4-4.2%. Yes, the difference is huge. And that's why many customers remain indignant: they promise one thing, but they do provide something else entirely. Nevertheless, even a twofold decrease in income from the "Renaissance" surpasses the little return that competitors offer.

Surprises for depositors

True, the APF "Renaissance Sun, Life and Pension" (new name APF) still scares off some of its negative sides. For example, you should pay attention to the fact that you can find out: your funded part of the pension is already in the "Renaissance". In this case, no complaints have been received from you from this company.

In principle, for non-state pension funds this is quite normal. And it usually happens with officially employed citizens, because these organizations sign contracts with employers for membership. In the course of which all employees of a corporation become participants of the pension fund. Their consent is not required for the transfer of the funded part of the pension. Hence the huge dissatisfaction of the public.

Self-treatment

But if you independently apply to the NPF "Renaissance Life and Pensions", there will be no censures. When you decide to save a pension in the "Renaissance", the service does not take a huge amount of time. Moreover, you will quickly draw up a contract, which spells out all the features and nuances of keeping pension contributions.

True, some problems can arise. For example, if you decide to change the pension fund, this is not so easy. No private pension organization will simply let its clients go. "Renaissance" is no exception. You will need several times to write a translation application, "with a fight" to seek the termination of the contract.

Among other things, it is rumored that the NPF Renaissance Life and Pensions had a revocation of the license. The basis for this was incidents with pension payments. Citizens simply did not receive them on time. But is this organization really deprived of the right to conduct activities?

About license

Yes this is true. This company no longer has any rights to carry out its activities. NPF Renaissance Life and Pensions was revoked because its clients did not receive their money on time. That is, in fact the fund went bankrupt and ceased to fulfill its obligations.

Thus, it makes no sense to talk about what NPF Renaissance is. After all, he does not have a license. So, you should not contact this corporation. And even if it revives, we recommend that you still do not transfer here your funded part of pension contributions. It is better to choose a more stable company for this idea.