Need stability and guarantees? Choose a profitable deposit in Sberbank

In Russia at the beginning of September this year there are more than 850 banks. Apart from a multitude of credit and financial institutions, Sberbank of Russia is one of the oldest and most respected banks. The share of its assets in the total banking "piggy bank" is almost a third. The reputation of an extremely reliable partner attracts depositors to take advantage of Sberbank's deposit offers.

An advantageous contribution to Sberbank can be really beneficial for the depositor if the main conditions for the effectiveness of financial investments are met: the monthly capitalization of interest and the possibility of replenishing the deposit. With such parameters on the deposit of the line "Popolnyay" you can get profit from 4.85% to 7.25% per year, depending on the amount of the deposit and the placement period.

The coming autumn brought a general decrease in interest rates on deposits in all banks. The main bank of the country was not an exception. However, a profitable contribution to Sberbank can be obtained when concluding a contract for a "Savings Certificate." The peculiarity of this deposit (security) is that it is impersonal, that is, it can be presented for payment by any person upon presentation of a passport. In addition, the certificate can be used as a pledge or guarantee for the execution of a loan. Interest rates on it can reach 10% per annum. And the size of the interest rate depends on the amount and term of the deposit. For amounts not exceeding 50,000 rubles, the usual deposit rate is "On Demand".

The widespread introduction of the Internet into everyday life of people left an imprint on relations with banks. Online banking is beneficial not only in terms of saving time. Advantageous contribution to Sberbank - a line of deposits "Online". When concluding contracts for deposits "Popolnyay", "Trust" and "Manage" with the index "online", the interest rate can increase by 1% to the base rate of return.

The greatest income for these deposits can be obtained when concluding contracts for a maximum period of 3 years. Before the expiration of this time, there is the possibility of partial or complete withdrawal of interest accrued, although this is not very profitable. To ensure that the effectiveness of the deposit was greatest, it is better to leave interest charges for capitalization.

Older people, like no one, appreciate the reliability and reputation of the bank. The increased interest on deposits is paid to them by Sberbank. Advantageous contributions for pensioners - "Keep (pension)", "Replenish (pension)". They can be for a sum of 1000 rubles, they provide for the capitalization of interest and replenishment of the account. When transferring a pension to the Pension Plus account, a profitable contribution to Sberbank is provided by an increased income rate compared to a conventional deposit. Pensioners can dispose of their funds at any time, while receiving income of 3% per annum.

Interest rates of the Savings Bank do not promise super profits. Promotional offers from other banks promise much more favorable terms. However, absolute reliability and security of enclosed finances is also capital. This is exactly what Sberbank offers its investors. What contribution is more profitable for a particular investor, it is up to him to decide. It is important not to lose in the pursuit of fast interest and not to lose your savings.