How to withdraw money from "Piggy Bank" "PrivatBank"? PrivatBank, Ukraine

Many of us have thought about putting aside funds for a "black" day, but how can this be done more correctly? Money should work, so keeping them at home under your favorite pillow is not advisable. It is most advantageous to put free funds on a deposit at a high interest rate. And here there is a problem, and even two: how in modern realities does a person with average income have to cut out of his meager budget at least a little money? And who is to give them to be stored and multiplied, because there are many financial institutions, and they all beckon to themselves with beautiful promises and colorful signs?

Advantages of PrivatBank in front of other banks

The older generation is already taught by bitter experience, when all their savings in one day turned into dust, so today many lures of financial institutions are viewed with suspicion and distrust. Nevertheless, to have funds in reserve is always necessary. Of course, most people live from wages to salaries, some are generally mired in loans, but this only indicates the financial illiteracy of the people. You can always allocate at least a small part of the money, for example, giving up a new dress or an extra pack of cigarettes.

However, only trusted and reliable banks need to trust their blood, in order not to worry because of the financial problems of their owners. Among the Ukrainian financial institutions, PrivatBank holds the leading position. Services at a decent level, has been operating for 22 years, provides a huge number of profitable and relevant banking products, has representative offices abroad, pleases with a wide network of ATMs throughout the country.

How to become a client of PrivatBank?

It is very easy to get involved in a large and friendly family, for this you need to become the owner of any bank card. PrivatBank (Ukraine) issues credit, pension, salary, payment cards for opening a card account. Each client is invited to use the service of accumulation of funds. "Piggy Bank" can be connected both in the office itself, and at an ATM or self-service terminal. Users of the Internet are even easier: they should register with the Privat-24 online banking system and already there to open a deposit by setting the amount of monthly deductions.

How to open a deposit "Piggy Bank"?

In the presence of a debit card, the service "Piggy Bank" is provided. "PrivatBank" opens a deposit for a period of one year or more. You can save money only in UAH, but it pleases the annual interest rate of 16%. In a year the client can withdraw the deposit; If the funds are not withdrawn, the service is automatically extended for another year. Interest is paid only after 12 months, that is, at the end of the contract. If the deposit remains in the bank, then they are added in monetary terms to the amount of the deposit. Thus, the capitalization of interest occurs .

The main ways to replenish the deposit

Many clients are interested in questions about how to withdraw money from the "Piggy Bank" of PrivatBank, and how to deposit them there. The financial institution, trying to please everyone, has provided several ways of replenishing deposits:

• You can save money by replenishing the "Piggy Bank" with a change from purchases. To do this, choose the method of rounding spending to 1, 10 or 100 UAH. For example, with the help of a calculated, salary or pension card (previously connected to the service), the customer pays the purchase for 286 UAH. If you choose rounding up to 10 UAH, then the deposit will be credited with 4 UAH. (From the card will be written off 290 UAH); And if to 100 - the card will take 300 UAH., And 14 UAH. Will take away the "Money Box".
• "PrivatBank 24" can also be involved in the accumulation process. You can choose how to transfer a certain amount of money to the "Piggy Bank" after each payment transaction. If a certain amount is withdrawn or credited from the payment card, then a part of the funds is transferred to the deposit, the rate can be either fixed or interest.
• You can set a fixed amount, which on a specific day will be transferred monthly to the "Money Box". For example, a person receives a salary of 2 numbers, on the same day 200 UAH will be credited. On the deposit.

Funds control

"PrivatBank" pleases with its transparency: the client can check the balance of the deposit at any time, get a statement of the accumulation of funds. There are several ways to do this:

• Directly at the bank branch, self-service terminal or ATM.
• You can get a detailed report in the "Privat-24" system or using the application for mobile phones.
• Connect SMS-banking to receive an extract and balance on your mobile phone.

How to withdraw money from the "Piggy Bank" of PrivatBank?

Take the funds most profitable after the expiration of the contract, that is exactly one year after the opening of the deposit. For example, the deposit was registered on July 12, 2013, which means that the accumulated money together with interest can be received on July 12, 2014. On July 13, the contract will automatically be extended for another year. It is very easy to withdraw funds. What options does PrivatBank offer its investors? "Piggy Bank" (you can withdraw money either in cash or by bank transfer) is emptied as follows:

• Using a mobile application.
• Through the self-service terminal.
• Going to the site "Piggy Bank".
• Having visited the system "Privat-24".
• Call the operator by phone 3700.
• Turning to the representative of the bank in any branch.

So, how to withdraw money from the "Piggy Bank" of "PrivatBank", while not particularly hampering yourself? In the first four options, go to the section "My deposits" → "Piggy Bank". Next, enter your phone number and wait for the SMS message with a password. After entering it, you can view the whole report on the deposit. To withdraw the deposit, you need to enter a certain amount and click on the "Withdraw money" button, after which the funds will be credited to the "tied" card.

How to withdraw money from Piggy Bank of PrivatBank in the last two cases? To do this, you need to have a passport with you so that the employee can identify the client. The manager draws up an application and makes an electronic transfer to the specified card.

Is it possible to withdraw the deposit ahead of schedule?

If you need a deposit with full freedom of action, then the answer is one - "PrivatBank", "Piggy Bank". You can withdraw money at any time, even without waiting for the end of the contract. Of course, in this case, the interest will not be paid in full, but only partially. Depending on the term of the deposit, the amount is multiplied by a certain coefficient:

• Up to 3 months - 0.33;
• Up to half a year - 0,5;
• Up to 12 months - 0.67;
• Exactly one year - 1.

It is most profitable to withdraw the deposit after 12 months, then all accruals will be paid, but from unforeseen circumstances none of us is insured, and it is very pleasant that the bank takes this into account and meets the clients. A person can postpone even with small incomes, the main thing is to want.