How to return the tax from the purchase of an apartment? All the nuances of property deduction

Any working citizen of his country is obliged to pay taxes. Thanks to this, the state can provide people living on its territory with free medicine and education, as well as guard the borders and maintain order inside. True, citizens are given the opportunity to return tax from buying an apartment in the event of payment for training and expensive treatment. It is necessary only in time and correctly to collect documents.

Required documents

Of course, when you do something for the first time, it seems that it is difficult and difficult. But since you can return the tax from buying an apartment to almost everyone, you still need to figure it out. And it is necessary to begin with the collection of required documents. And this:

- passport of a citizen of the Russian Federation (original and copies of the first page and pages with registration);

- a certificate of income for the last year in the form of 2-NDFL (only the original, you can take it in the accounting department at the place of work);

- certificate of registration of ownership (original and a copy, issued when making a transaction in the registration chamber);

- documents confirming payment (receipts, receipts for payment and payment orders);

- application for tax refund (the form is given in the tax, but you need to know the details of the account for transferring money);

- a declaration in the form of 3-NDFL (it is filled in by itself or you can ask for help from a specialist).

The procedure for obtaining a tax deduction

After all the documents have been collected, it's time to go to the tax office at your place of residence. Here I would like to note that in the first half of the year, tax returns are usually filed. Therefore, since you can return the tax from the purchase of an apartment within the last 3 years, you can postpone all activities for the spring-summer. If it is decided to close this issue back in January, you need to be ready for waiting in a very long queue.

It is worth noting also the fact that money can be transferred within 2-4 months after the documents are handed over. Such a period is needed by the tax service in order to verify the authenticity of the specified information. Knowing how to get tax back from buying an apartment, you should not think that you can get the whole amount right away. There are some restrictions on payments.

First, you can get a total of not more than 13% of 2 million rubles, that is, 260 thousand - this is the maximum payment. In addition, if in the past year the total amount of tax paid is less than the money that should be returned, the remaining part of payments will be transferred to the next year. But you can receive such payments only in the last three years. And you can use the property deduction only once in your life. And the last thing: you can return the interest paid on the mortgage.

Conclusion

Realizing what taxes can be returned, many enjoy benefits and, due to this, they compensate their expenses for medical treatment and study at the university. But, perhaps, the most popular in our country is property deduction. After all, the acquisition or construction of housing is a priority for almost everyone. And since everyone can refund the tax on the purchase of an apartment, the submission of such declarations to the tax will be of interest to citizens for a long time.