Home Credit Credit Cards - Customer Testimonials

Everyone in life there are times when the purchase of household appliances or mobile phone is missing a few thousand rubles, and to pay a few more days. An excellent way out of this situation can be a credit card "Home Credit". The conditions for using this option are so simple and convenient that it becomes more and more popular among the population of the Russian Federation.

The interest rate on this kind of loans always remains quite high. In Home Credit Bank, a similar service is provided at 24.9-44.9 percent per annum, but remains the most popular among consumers. This situation is due to the grace period - the time when the borrower can use the financial resources of the financial institution for free. Credit cards "Home Credit", reviews of which allow you to add diametrically opposite opinions, provide a service for using 0% loan for 51 days from the last reporting period. During this period, the user can return the borrowed money and not pay a penny more.

Credit cards "Home Credit", reviews about which can be easily found, provide a revolving credit line - this means that once a loan is received, the borrower can receive funds at any time when he has no debt. Thus, paying off the current loan, you can immediately take a new one. However, it is necessary to accurately understand when the grace period began . Many mistakenly believe that it begins with the receipt of money, and therefore then have to pay a huge, by the standards of consumer lending, interest rate.

Home Credit Bank - credit card, registration and use

Consumer lending is the main direction of the financial institution, which stimulates the development of plastic cards. Today you can get a credit card in the bank within an hour by writing a application form and presenting a passport. After checking that the borrower has debts, the bank gives either a positive response to the issuance of the card, or a negative one.

In the absence of free time, you can issue credit cards "Home Credit", reviews about which are on a variety of specialized resources, online. To do this, go to the official page of the bank and fill in the application form. It should specify the contact phone number and list of documents that the borrower is ready to provide to the bank. Notification of the decision of the bank will come within half an hour-hour. The manager of the credit department of the bank will call the specified phone number and inform about the decision taken. After that, the client will have to appear at the nearest branch of the financial institution and pick up his credit card.

Credit cards "Home Credit", the opinions of experts about which, however, are ambiguous, today are one of the most convenient means of non-cash settlement. In addition, the bank cooperates with a huge number of different chain stores, which allows its clients not only to save on purchases, but also to receive some of the spent funds back to their account.