Loan payment "Home Credit". Methods of paying a loan "Home Credit"

You can repay the Home Credit Bank loan in several ways. Each client has the opportunity to choose the most convenient payment option. Let's take a look at how to pay a Home Credit loan in more detail.

Cash desk

Payment of the loan "Home Credit" can be made in the cashier's own bank. This operation is completely free. It is enough to go to the nearest branch, give the receipt to the cashier and money. After that, you can safely forget about the loan until the next payment. It is worth recalling that the funds are credited to the account within one day.

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At the post office of Russia, a "Home Credit" payment can also be made. To do this, you need to visit any branch that carries out translations called "Cyber Money" and make payment. To do this, you need to fill out a special electronic transfer form. It is worth noting that a commission will be charged upon payment.

Cash desks of other banks

You can pay for the current loan in any other bank. As the basis for the transfer is a payment order from the borrower or payer. In this case, the operation can be conducted from an open account or without it. Here everything depends on the organization where the payment is made.

The loan "Home Credit" in this case is as follows:

- The client comes to the office of the selected bank and fills in the payment documents.

- If necessary, a new account is opened (each bank has its own work features).

- Deposited in the cash department immediately in payment or on an open account.

- The client receives a receipt for payment.

- Funds are transferred on the basis of the data provided. The operation can last up to five working days.

- Each of the institutions has its own order of transfer of funds, and it can differ. The commission is also established by the organization itself, in which the transfer is carried out. Therefore, the availability and size of the commission can be clarified at the bank itself.

Payment through Sberbank

About this bank should be said separately, because in addition to the usual transfer through the cashier here you can pay a loan through other services. The first is "Sberbank Online", which makes it possible to make transfers through the Internet without leaving home. In this case, the credit of Home Credit is paid through the Internet. A commission of one percent is charged for this operation.

There is also the possibility of connecting a service called "Autopayment". As the name implies, payment is automatic. To use it, you need to issue a card in Sberbank and activate the service. After that, it will be enough just to replenish the card once a month, and the credit will be paid for itself. Moreover, this operation is carried out without commission.

Withdrawals from wages

In addition to the usual methods, the loan "Home Credit" can be paid out of the client's salary. At the same time, it does not matter at all by what means it is issued - through bookkeeping or on a card. This is significant only when deciding where to apply for a loan.

The procedure for issuing is as follows:

The client specifies, on what requisites are made transfers to the bank.

It submits the application to the accounting department, on the basis of which monthly transfers from the salary will be made to repay the loan.

After accepting the application, the loan "Home Credit" will be paid automatically. Do not forget that the employer will not always agree to assume the obligation to transfer and therefore can refuse to accept the application.

If the salary is paid to the card, you can apply in the bank, where it is issued.

How to pay off at ATMs?

You can make a cash transfer in any terminal "Home Credit" - payment by credit card or cash in this case all depends on the presence of a bill validator at the ATM. The operation will be carried out without commission. The customer is identified by the contract or account number, and there is also the possibility of reading the barcode. The funds are transferred within three days. In addition, the payment of the Home Credit credit through the terminal can be made in the ATM of any other bank, but with a commission.

Payment scheme in the terminal "Home Credit"

In the "Cash-in" menu, you must select "Loan Repayment".

Bring the barcode to the reader. If there is no such possibility, then enter the contract number.

Make cash.

Receive a check on the operation.

Home Credit Bank - loan payment in terminals "Eleksnet", "Rapid" or "Kiwi"

You can pay the loan through terminals or electronic purses. To do this, you need to download the application to your phone and select the "Credit payment" item. The commission is charged for the operation. Its dimensions need to be specified in the system.

Terminals "Eleksnet" offer a simple operation. Detailed instructions can be viewed directly during payment. A commission is charged for the service, the sizes of which will be indicated when making cash. Funds are transferred to the account within two days.

To pay through the "Rapid" payment system it is required to visit its branch with a passport and details. The client is required to notify the cashier that he has issued a loan in Home Credit and pay the required amount. The commission is one percent, but not less than 50 rubles. Funds are transferred within two days.

"Home Credit" - credit card payment in salons

The loan can also be repaid in the salons "Euroset", MTS and "Beeline". With the possibility of non-cash payment, you can pay by card. If payment is made for less than five thousand rubles, the commission will be fifty rubles, if more - one percent. The funds are credited to the credit account on the next day after payment.

A passport and a contract are required for the transfer. If you are applying for the first time, you must provide the full name, contract number, account number, bank name and phone number.

When you call again, you need to name the phone number, because it creates a template, where all the transfer data is saved. If the redemption was made through the Euroset salon, the data can be read from the bar code on the check, so it's better to have it with you.

How to repay a loan online?

Like any other bank, Home Credit also has an Internet banking system that allows you to pay without leaving your home. The funds are debited from the debit card to the credit account. This type of payment does not imply any commissions. Funds are transferred within two days.

The payment procedure in this case is as follows:

First, you need to be authorized in the Internet bank system.

1. Select a card to write-off.

2. Specify the account where funds will be transferred.

3. Get an SMS with a code to confirm the payment.

4. Enter the numbers in the system.

5. After that, the money will be written off and credited to the credit account. All operations are performed at a safe level and do not be afraid that someone will interfere.

Protection is effected by the receipt of SMS on the customer's phone with a confirmation code. If you have a loan in Home Credit Bank, you can pay online quickly and conveniently.

A few tips for the customer

If you do not fit in a little while, and the payment date is very close, it is not worth paying in third-party banks and terminals, as the funds go for several days. In connection with this, delinquency can form. Well, who wants to pay a fine for delay in one day? For sure, no one. It is best to pay in such a situation at the bank's cash desk or via the Internet.

When paying in foreign banks or terminals for payment, a commission is charged, which is established by the payment receiving organization. Without commissions, you can pay only at the checkout of the bank itself or through self-service devices.

The longest of all is the way to pay through the mail. In this situation, the funds are received within 10 days from the date of payment.