Debit cards of "Promsvyazbank": features, tariffs, limits and reviews

Non-cash settlements are becoming more popular every day. And it's natural! After all, this way you can ensure better safety of money: even if you lose or steal your card, you can easily block it, and thereby restrict access to your blood.

Debit cards for the implementation of non-cash payments are offered by almost all financial institutions. Within the framework of this article, we will consider products that are available in Promsvyazbank.

Types of debit cards in Promsvyazbank

So, what kind of debit cards does Promsvyazbank offer? At the heart of this company are 3 basic debit products:

• Cards according to the program "Your PSB".
• All inclusive.
• "Good mood".

Each of the options has its own specific features, advantages and disadvantages. To help a potential customer to quickly decide on a choice, you should consider all options more carefully.

The program "Your PSB"

This program is based on 3 card products. It:

• "Your PSB";
• "Your PSB Plus";
• "Your PSB premium."

The first of the proposed options from the bank "Promsvyazbank" - debit cards, the tariffs for which are minimal among other products. Also they are the most simple and understandable. The cost of maintenance is 100 rubles a month. But the bank undertakes to withdraw this payment (that is, make the service free of charge) if one of the following items is fulfilled:

• In a month on the card, transactions were made to pay for purchases in the amount of 10 thousand rubles.
• In a month, purchases are made for the amount of goods from 5 thousand rubles + there is always a balance of 30 thousand rubles on the account.
• The account constantly contains cash in the amount of 100 thousand rubles.

The cost of servicing your PSB Plus, in turn, is 300 rubles per month. But free maintenance is also available here if one of the following conditions is met:

• In a month, the card paid for goods worth 30 thousand rubles.
• Per month, the card made purchases for the amount of 15 thousand rubles + on the account remains constantly from 100 thousand rubles.
• There is always a balance of half a million rubles on the account.

Advantages of the second product "Your PSB Plus" before "Your PSB" are as follows:

• The surcharge to the savings account is 0.5%.
• Free SMS-informing.
• A discount of 20% on the rental of a safe.

Service "Your PSB premium" will cost the holder 700 rubles per month. But this cost can be reduced to zero, simply by performing one of these items:

• In a month on a card purchases in the size from 115 thousand rubles are paid.
• In a month the card paid for goods amounting to 20 thousand rubles + on the account there is always a balance of half a million rubles.
• The account has funds in the amount of one million rubles.

The advantages of the last product over the others are:

• Accrual of 1% to the savings account.
• Free SMS-informing, insurance going abroad, giving out cash abroad.
• Preferential currency exchange through the Internet.
• Discount for the rental of a safe in the amount of 25%.

All inclusive

This is a bonus debit card of Promsvyazbank, whose comments are only positive. And all this is due to the fact that when making purchases with such a card, its holder will return a certain amount to its "plastic". And it is equal in this case to 5% of the amount of paid goods and services. That is, any waste of money will allow you to earn some money!

In addition, there are other advantages of this product:

• Possibility to choose the periodicity of writing-off of funds for maintenance (once a month or per year).
• Free maintenance while maintaining a certain amount of balance on the account.
• Free cash withdrawal in ATMs of Promsvyazbank and its partners.
• Free Internet Banking and Mobile Banking.
• Reliable protection against scammers.

"Good mood"

Sometimes the client is in a hurry and he needs a debit card in a matter of hours. "Promsvyazbank" is ready to help out in this situation. For them there is an excellent offer - a product called "Good mood". A bank employee will be able to issue it on the day of the application. In addition, this card has such advantages:

• Bright and beautiful design.
• Interest on the balance from the first month.
• Availability of an Internet bank. It allows you to easily and easily manage your funds on the account.
• Discounts up to 40% on the list of goods and services from the partners of Promsvyazbank.

Order a debit card

If you want to make one of the proposed products, you need to do one of the following options:

• Contact the office of the financial institution in question.
• Apply for registration through the official website of the company.

Further, in more detail, the way of filing an electronic application will be considered in order to receive debit cards. Promsvyazbank admits of this:

1. The official website of Promsvyazbank is being entered.
2. At the top of the page you need to find the section "Online services", go to it.
3. Select the "Application for a card All inclusive" in the window that appears.
4. The page with the questionnaire will open. Here it is required to fill in all the proposed fields, namely enter information about the applicant's name, date of birth, contact information.
5. After filling in all the data you will need to click on "Send an application".

After some time, the bank employee will contact the applicant and discuss all details of the order.

Bank card store

Those who want to stand out from others by the presence of an individual, bright and unique card, must use the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to All inclusive, can be executed in any way. At the same time, you can choose both a ready-made version of the card design and load your favorite image.

To implement this idea, you need to do the following simple steps:

• Select or download the card design.
• Make an application for debit card issuance, while receiving cashback of up to 5%.
• Wait for the call from the bank employee about the readiness.
• Ask for the product in the nearest branch of Promsvyazbank.

Let the given information on which Promsvyazbank debit cards offer will prove useful to the reader and he will choose exactly the product that will ideally satisfy his desires and requirements.