"Bystrobank": reviews, addresses, working hours, deposits

Often, the most favorable conditions for loans and deposits offer a little untwisted financial institutions. One of these is "Bystrobank". The reviews show that you can draw up a loan on loyal terms, it is beneficial to invest money. Also, the bank offers credit cards for individuals.

Basic information

In 1992 the joint-stock private bank "IzhLadbank" was established. A little later, the institution was reorganized into an open joint-stock company. In 2008, the organization was renamed into Bystrobank. With this name, the institution functions to this day. The whole range of financial services is provided by Bystrobank. Deposits of financial institutions are most popular. Everyone can draw up a deposit agreement with high profitability.

Initially, the financial institution was opened as a regional one. Today, there are representative offices in many cities of Russia. ATMs of "Bystrobank" are located near each branch. The address of the main office of the financial institution: Izhevsk, Pushkinskaya street, house 268. You can get detailed information about the products by the hotline number indicated on the official website.

Other offices in Izhevsk are located at the following addresses:

• Karl Marx street, house 175;
• Lenin street, house, 138;
• Novostroitelnaya street, 33;
• Kommunarov street, house 221;
• Votkinskoe highway, house 170.

The branches function in all regional and some regional centers of Russia. Really extensive is the network "Bystrobank". Addresses of offices can be specified on the official website.

Loans from "Bystrobank"

Consumer lending is one of the most popular banking services. Favorable conditions in this direction are offered by "Bystrobank". Each client has the opportunity to borrow up to 1 million rubles. Large loan agreements are registered on the security of real estate or transport. The maximum period is 84 months. Everyone has the opportunity to arrange collateral insurance.

The reviews show that a loan in "Bystrobank" can be issued by any citizen of Russia no younger than 21 years. It is important that at the time of termination of the contract the client was not older than 75 years. Advantageous credit programs for pensioners are also offered. An important condition is the permanent registration in the region of the presence of a financial institution.

To issue a loan, "Bystrobank" also offers for cars and real estate. The financial institution is a participant in the state program of concessional lending.

Term deposit "Maximum rate"

A deposit in a certified financial institution is an opportunity to save your savings, as well as increase them a little. Favorable conditions in this direction are offered by "Bystrobank". Deposits for individuals are represented by several options. The program "Maximum rate" is especially popular with citizens. The client can conclude the contract for 1096 days. Interest is paid on a separate account. Capitalization is also possible. The rate under the agreement is up to 7.863% per annum.

What happens if the client terminates the contract ahead of schedule? Of great importance is the period of stay of funds in the deposit account. If the contract was terminated after 365 days from the moment of registration, the interest earned will be paid in full.

Term deposit "Profitable"

The main feature of this program is that the rate depends on the term of the deposit agreement. What does "Bystrobank" offer? The reviews show that the most favorable conditions are provided if the deposit is issued for 547 days. At the same time, the yield will be 7.5% per annum. The first installment under the contract should not be less than 10 thousand rubles. The client has the opportunity to replenish the deposit at least 3 thousand rubles a month. Interest is paid at the end of the contract. Capitalization is not provided.

In order to conclude a contract, you need to contact the nearest branch of the financial institution and draw up a corresponding statement. Mode of operation of "Bystrobank": daily from 10:00 to 19:00, except weekends and holidays. The client needs a passport of a Russian citizen, as well as an identification code.

Contribution "Convenient"

The next deposit program is suitable for those who want to constantly dispose of their savings. According to the terms of the "Convenient" deposit, the initial payment must be at least 5 thousand rubles. The client can replenish the deposit on a monthly basis and withdraw money from it. At the same time, the balance must remain unchanged at the level of 5 thousand rubles. The rate at the conclusion of the contract is 6% per annum. The maximum term of the deposit is 6 months. If the client does not withdraw his funds, the contract is automatically extended for the same period.

The "Convenient" deposit is very popular, as it does not require large investments. In addition, any full-time citizen of the Russian Federation can formalize a transaction with the bank. It is only necessary to produce a passport, as well as an identification code.

Deposits in foreign currency

Many clients are attracted by deposit programs, which presuppose registration of a deposit in foreign currency. It proposes to issue a long-term contract for "Bystrobank". The office can be visited even by those who plan to save the amount in foreign currency for several days. At the same time, the longer the term of the contract, the greater the yield on the deposit. When making a deal for 7096 days, the customer receives 0.5% per annum from his savings. The minimum deposit amount is $ 100 or EUR.

A client who draws up a long-term contract has the ability to withdraw up to 40% of all receipts. The depositor chooses the conditions for paying interest on his own: monthly or at the end of the contract. To execute a currency transaction, the client must present a passport, as well as an identification code. The contract can be concluded in any branch of "Bystrobank". The reviews show that clients on foreign currency deposits are served without queue.

Deposits for legal entities

Favorable terms of cooperation are offered by "Fast Bank" for entrepreneurs and legal entities. These are salary projects, accounting, and cash management services. But the most attention deserves deposit programs for organizations. What does "Bystrobank" offer? The office can be visited by company executives, who do not yet know how to use available funds. The deposit is a reliable financial instrument that not only protects money from inflation, but also multiplies them.

Legal entities, as well as private entrepreneurs can conclude an agreement, both in rubles and in foreign currency. The minimum period is 31 days, the maximum - 1896 days. The prolongation and replenishment of the deposit, unfortunately, are not provided.

The service for legal entities called "Minimum balance" is also popular. This is the most convenient form of obtaining income from funds that are not temporarily used by the company. The head of the organization that opens an account with "Bystrobank" has the opportunity to independently determine the size of the irreducible balance. The rate under the contract is established by the bank individually.

Feedback on the work of "Bystrobanka"

The financial institution is developing dynamically. Every year more and more profitable services are offered by "Bystrobank". The reviews show that the number of clients of a financial institution has grown at times in the past few years. The fact that branches are opened not only in the provincial centers, but also in the provinces is also gratifying. The contract can be concluded by ordinary citizens and large organizations.

The most popular are loans and deposits. The number of clients is growing due to the fact that "Bystrobank" is a participant in the deposit guarantee fund ".

Good reviews can be heard about the online banking of a financial institution. Each registered customer can monitor real-time traffic on the account, pay loans and utilities, transfer funds to the accounts of other banks. The support service is open around the clock.