Where to invest 500,000 rubles to earn? Opinions, reviews

Many people who have quite a lot of savings for this troubled time are interested in the logical question: "Where can I invest 500,000 rubles to earn money?" This is an interesting topic. And it should be discussed.

Method number 1: make a contribution

The overwhelming majority of people at the thought of where to invest 500,000 rubles to earn, there is only one option - of course, put them in the bank. Many people consider this method to be trivial. But no, actually it's just traditional. Of course, you should not expect to profit in a million. But the funds will be at least protected from inflation. It is a fact.

Another interesting point. Some people think that having a sum of half a million rubles, you can not even think about which bank to invest their money. Unless you choose it at an interest rate. And in any case, you can be in a win. This is almost true. It is worth clearing the situation. The matter is that recently the Central Bank actively removes licenses from many banks. That is, it closes them. And in this case, the people who made the investment are returned to 1.4 million rubles of the deposit. That is, you can even win. But only if the reserve amount of the Deposit Insurance Agency will not be spent completely. So your risk here too. And it is better to choose a bank more reliable.

Method number 2: investment

Where to invest 500,000 rubles to earn, in addition to banks? There are also investment companies. On the territory of the Russian Federation there are several of the largest. And they all offer quite interesting conditions. Many go to such companies, asking a question about where to invest 500,000 rubles to earn.

And, in principle, the option is quite good. If you explain briefly, the client's money will be invested in the tools of the stock market. In this case, you are guaranteed a refund of the full amount. There is a risk, but it extends only to profit. And it can be very good. Often, the return on investment exceeds the bank rate two or even three times.

Example. If the bank offers a percentage of 17 per annum, then 12 months after the deposit, a person will receive half a million and another from above 85,000 rubles. At the same time, if the investment rate is three times more than the bank interest, the profit will be 255,000 rubles. Excellent profit! But there are risks too. And this must be taken into account.

Method number 3: turn to high-profit organizations

This is also a good option if you have 500,000 rubles in stock. Where to invest, how to unwind and what exactly are high-profit organizations? So, everyone probably heard about the famous "Forex" market. Currency trading, options - these words are familiar to many. And there are whole organizations whose main activity is to trade on Forex. A person who has decided to earn extra money on his savings can give his money to the account manager. This is all done officially, with contracts and conditions.

You can invest in one account or correctly distribute them among several. Sometimes the profit is 100% per annum! However, there are no guarantees for the safety of the investment - it is a huge minus.

Method number 4: ready-made investment product

People, wondering about where to invest 500,000 rubles to earn, the reviews reread literally about all the methods. And here's another way - you can buy a ready-made investment product. This is from the same category as the organizations that trade on Forex. Only here these products are highly skilled, professional managers. This is either company employees, or successful hired traders. In such cases, the risk is minimal, because these people really know what they are doing.

In such cases, profit can also be 100% per annum and even more. So you can not only double half a million, but even get a much more impressive amount. Many people claim that they managed to earn this way. However, do not forget about the risk and that such organizations may go bankrupt. This is the same risky method as the financial pyramids. By the way, there, when finding a competent approach, you can gain about 10-20 percent per month from half a million rubles. In general, these methods from the category of "pan or disappeared" - either a large jackpot, or a complete loss of their funds.

A reliable way

It is logical to assume that most people who have got acquainted with the above mentioned methods, the question arises: "And where to invest 500,000 rubles, so that it was not only profitable, but also reliable?" It's reasonable, because nobody wants to just lose a hard-earned and scrupulously accumulated half a million.

Well, there is a reliable way! And it is called diversification. The first thing to do is divide the sum into three parts. One needs to be invested in a bank. Let's say a hundred thousand. The bank should be as reliable as possible - you should not pay attention to interest. Let it be 10% per annum, but at the end of the term a person is guaranteed to receive ten thousand from above. It's better than nothing!

The second part (say, 50%) should be put on a structural product (this was mentioned above). It is necessary to use the services of analysts - they know exactly what is best to choose. You need to contact the most popular company, which has an Agency for Deposit Insurance. And if everything goes well, then in the end you can get a profit of at least 50-70 thousand rubles.

And the last part of the experts advise to invest in a risky investment. 150 thousand rubles. eg. If fortune is on the investor's side, then it will be possible to get a 100% profit from above.

Some consider this method reliable, others - meaningless, others - risky. However, it is popular. Many people managed to earn good money in this way, and some of them even began to use this scheme constantly.

Opening an online store: the first steps

The global network today offers great opportunities for each of us. And more and more popular online stores. Most shopaholics and ordinary citizens prefer to buy online boutiques, because it is really cheaper - sometimes even at times. So, where is it profitable to invest 500,000 rubles? That's right, in creating your own online store! It's not very difficult.

The first is to buy a domain. That is the address for the site. A normal domain costs about 2-3 thousand rubles for a year. While renting a room for a full-fledged store will cost thousands in 30-50 - per month! Saving on the face.

The second is to determine the goods. For example, the store will deal with the sale of headphones, cases for phones, lenses for smartphones for panoramic shooting , etc. Very, by the way, popular things to date. And inexpensive! To buy it is necessary in bulk (on corresponding sites or in warehouses). It will cost a small amount if you buy everything and immediately.

Promotion of online business

The online store website needs to be beautifully decorated - it will turn out on its own without recruiting masters. You have to fill out the pages with the goods - with bright, detailed pictures and descriptions. Delivery should also be organized. Payment system - to adjust. It is necessary to make so that the person, having thrown the goods in a basket, at registration at once paid it. And you can make a choice in favor of cash on delivery - it's easier. In general, the choice is for man.

Some people do craftily. Fill the site with all sorts of goods, and as soon as the order arrives, they call the suppliers themselves to send them. This is done in order not to burn out and so that the goods do not lie. However, one must take into account the fact that every time the express delivery from the warehouse will be much more expensive than wholesale purchase. In general, this moment is worth considering. To begin with, you can buy the most popular and popular goods. And to do this, study the needs of customers.

Creating a customer base

The last and most important factor is customers. Where to find them? First you need to give advertising. And it is best to do this through social networks, or rather, through groups and public pages. It is inexpensive, but the result is effective. In addition, there is simply a sea of visitors! On some public (as they are called) signed several million people! And if you place advertising there, you will get a very good client base . Users, focusing on the authority of the group and the page, go to the link to the store, register and buy. So the idea can turn out very profitable, if it catch fire. By the way, it is considered one of the most simple and effective. Many people are engaged in this and assure: this is the best, than you can get carried away with the purpose of earning money in our modern age.

Other methods

Well, the above described several ways in which you can find the answer to the question of where you can invest 500,000 rubles. But it is worth noting that this is not the whole list of possible options. Opening a souvenir shop, a small coffee shop, a vegetarian cafe, a grocery store - that's where you can invest 500,000 rubles. True, this is all more complicated than with the Internet version. But this can be done. In general, there are ways, and there are many of them, and which one to choose depends on each individual individually.