How to pay the tax on the sale of an apartment

To date, there are many taxes that are directly related to our real estate. Almost all citizens need to pay taxes, except for certain categories of people who are exempts, they are exempt from many payments.

Every literate person knows that when selling any property, he is obliged to pay a contribution to the state treasury. Under this category, the tax on the sale of the apartment, paid by the owner at a rate of 13%, also podopadat. But in each case of taxation there are their "clues" and "loopholes", which are not known to all citizens. And in vain, laws need to know, exactly the same as knowing your rights and obligations to the state. In most cases, people do not have an exact idea - for what, in what terms and why they are obliged to pay for what they already have. For example, for the same apartment (car, dacha). Why, while selling movable or immovable property, do we have to pay taxes on top again? Everything is very simple - life was like that, the state set such goals, so we ensure the money circulation in the country.

But if you know your rights, you can significantly reduce the amount of tax payments. Let's say that the tax on the sale of an apartment can be less than 13% in the event that the owner can prove that he did not receive income from the sale of his apartment, that is, its initial cost was much higher than the price that it will receive now. This is the first option of how you can reduce the size of the fee. There is another point in which the tax itself is not reduced, but the amount of its tax deduction. We will specify at once that this contribution is calculated in two ways:

• First - the cost of selling an apartment is compared with the cost of buying this apartment;
• The second - the cost of selling this apartment minus one million rubles.

The owner himself decides which formula to use. The tax may be less (or generally zero) if one of these formulas is used. For example, if a person sells his apartment for 4,000,000 rubles, but buys it for 4.5 million rubles, when the rise in the cost of apartments was at the peak, he could well take advantage of the first option. Namely: (4 000 000 - 4.5 000 000) * 13%. In this case, the tax amount will be negative, which means that the owner will not pay the duty for selling his property.

The second option says that the apartment was given to a person, was privatized, inherited, in other words - the owner did not pay almost to get an apartment in the property. In this case it is better to use the second formula: the amount from the sale of this apartment is deducted one million rubles; The difference that has turned out should be multiplied by 13%.

The above options are only suitable for those people who have an apartment for less than three years. Again, this rule applies only to Russian citizens, non-residents pay a tax on the sale of an apartment at a rate of 30% of the sale. The tax on the sale of apartments can not be paid by those owners who own real estate for more than three years, that is, they are full owners for more than 3 years.

Many people are interested in the question - is there a tax when donating an apartment? Here you can immediately reassure worried future owners. When donating his property, the donor himself will be exempted from the personal income tax, since he does not receive income for this apartment. The recipient also does not pay the tax on gift if he is a relative to the donor. But if such a gift was not received from a relative, then the person to whom the property is donated will have to pay the tax.

We examined how to pay tax on an apartment. In short, it can be said that the owner, who owns less than three years of property, is obliged to pay a fee of 13% of the sale. He can choose the formula for calculating the tax himself, which will be ideal for his particular variant. If a person owns an apartment for more than three years, then he is exempt from this tax.