How to get a loan for MTS

It is necessary to make an urgent call, and on the account, as luck would have it, there is no money, and at the moment there is no possibility to replenish it. A familiar situation, is not it? For MTS customers, this is not a problem. How to get a loan for MTS?

Currently, this mobile operator offers its customers 2 options for lending. Let's consider each of them in detail, in order to understand how to borrow on MTS.

Loan "Promised payment"

To take from MTS loan "Promised payment", just a few seconds. But it is important that the minus on the balance of the phone does not exceed 30 rubles.

The size of the loan depends on how much the subscriber spends per month on mobile communications. If you spend up to 300 rubles, you can get a loan of up to 200 rubles. The costs in the range of 301-500 rubles will allow MTS to borrow up to 400 rubles. With a monthly cost of more than 501 rubles, the credit limit will be up to 800 rubles.

With a positive balance of the account, the subscriber is always available a sum of 50 rubles. The loan in accordance with this type of service is provided for 7 days, during which the subscriber is obliged to pay the entire amount.

If you are satisfied with the promised payment of up to 20 rubles, the service will be connected free of charge. For the established promised payment above this amount will have to pay 5 rubles for each connection. In general, the service is available with a balance of at least minus 30 rubles.

If the subscriber's monthly expenses for communication exceed 500 rubles and the limit is 800 rubles, then if there is already a valid promised payment, you can install one more. But their amount can not exceed 800 rubles.

How to get a loan on MTS, by connecting the "promised payment" service? This can be done in three ways:

• Dial on the phone * 111 * 123 # and press the call button;
• Use an online assistant;
• Call 1113.

How to take a loan for MTS "At Full Trust"?

The way of providing this service is fundamentally different from the previous one. If, in that case, the term of the loan is only 7 days, then the loan "At Full Trust" is effective from the moment of its connection. The credit limit of 300 rubles is already set by default.

And after using the loan within six months, its limit can be increased by the amount corresponding to 50% of the owner's expenses for cellular communication.

The conditions for obtaining credit are as follows:

• You need to be a MTS subscriber for at least three months;
• For the three months preceding the subscription of the service, an average of at least 300 rubles should be credited to the subscriber's account;
• Balance on the relevant phone on the date of registration of the loan must be positive;
• Absence of debts on other accounts of MTS.

It should also be remembered that both loans can not be taken simultaneously. These services are mutually exclusive.

You can connect / disconnect the service yourself in two ways:

• Dialing on the mobile phone * 111 * 32 #, press the call button;
• Through an online assistant.

The limit can increase once a month under the following conditions:

• Full and timely payment of all bills;
• The subscriber is obliged to increase his expenses for cellular communication services;
• The difference between the old and the new limit is at least 50 rubles.

If the communication services are not paid on time, the limit can be reduced to the original amount - 300 rubles. After the repayment of the debt, the limit can again be calculated in accordance with the current costs.

It can independently fix or resume the recalculation in accordance with the amount of costs for communication services in two ways:

• On the mobile phone dial * 111 * 2136 # and press the call button;
• Use the services of an online assistant.

If the subscriber does not use communication services for more than two months, but his monthly fee is charged for the use of periodic services, the loan will be automatically disconnected, and the calculation method will be changed to the advance one.

Its current tariff with the "Full trust" service can be changed without hindrance.

I hope this article helped you solve the question "How to get a loan on MTS?", And your phone will never be blocked again at the most inopportune moment.