Debit cards of "RosBank": types and reviews

A debit card can be seen in the purse of almost every citizen regardless of his status. This payment instrument is actively used to transfer wages, social and state benefits. "Plastic" is also convenient when traveling abroad. Additional privileges and banking services make debit cards even more attractive for customers . "RosBank" along with other financial organizations offers individuals on favorable terms to issue a payment document. In the article, we will consider tariff plans for card products and customer feedback on the level of service.

Visa Unembossed

Unnamed (non-personalized) instant issuance cards are very popular. The main "trump card" is a fast deadline for processing the minimum number of documents. You can get Visa Unembossed on the day of application, 30 minutes after the application was submitted. In addition, an unnamed "plastic" costs much less than a standard debit card. "RosBank", for example, does not charge a fee for maintenance and issue of Visa Unembossed.

What is the difference from other plastic cards? The unnamed "plastic" on the magnetic strip and the front side does not contain personal information about the owner, which can affect the security of transactions. Otherwise, non-personified Visa Unembossed is similar to other payment cards. With its help you can pay for purchases through terminals or the Internet. PayWave's contactless payment system is also available.

You can cash out money in any bank terminal. When withdrawing funds using the devices of "RosBank" commission is not charged, the cashier will have to pay 1% (at least 29 rubles). When making an operation using an ATM of a third-party organization, the customer pays an additional 1.2% (at least 99 rubles).

Visa Classic and MasterCard Standard

Standard debit cards "RosBank" draws up within the framework of a classic package of services, which is the optimal offer for the majority of clients. The cost of annual maintenance is relatively low - 150 r. This includes:

• Opening and maintaining accounts in rubles, euros or dollars;
• Name card with chip;
• Protection of 3D Secure payments;
• Contactless payment technology PayPass / PayWave;
• Participation in bonus programs from the payment system and the bank.

Commission for withdrawal of funds in the terminals of "RosBank" is not charged, in other devices its size is 1.2% (minimum 99 rubles). For standard cards daily and monthly limits for cashing are established: 250 thousand and 700 thousand, respectively.

You can draw a classic card by individual design, but for its release you will have to pay 600 rubles.

An interesting proposal for young people was the introduction of an international program of discounts ISIC / IYTC / ITIC. These debit cards are issued by RosBank in MasterCard Standard format with the provision of a classic package of services. The product combines a payment instrument and an international identity card. Cards are available to clients of the age category from 18 to 27 years: youth, students, graduate students, teachers.

Premium Cards

For those who wish to get access to exclusive offers and VIP-service, premium packages of services are created from PJSC "RosBank". Debit cards such as Gold and Platinum provide their owners with the following options:

• Travel, life and health insurance during travel;
• Providing legal and information assistance abroad and at home;
• Extension of the warranty period of purchases;
• Increased limits on withdrawals;
• Free emergency reissue of the card;
• Booking tickets, tables in restaurants and places in hotels through the concierge service;
• Discounts and bonuses from payment systems.

When you make "plastic" open from 4 to 7 accounts. Annual service for the Gold service package will be 450 rubles, and for holders of cards of the Platinum class - up to 2500 rubles. Withdrawals are made without a commission in the terminals of PJSC "RosBank". Debit card limits are as follows:

• 360 thousand r. Allowed to cash out per day and no more than 1 million rubles. Per month for Visa / MasterCard Gold ;
• Up to 1 million rubles. Every day, the owners of Visa / MasterCard Platinum have the right to withdraw.

The holder of premium "plastic" will always be a welcome guest in all prestigious institutions of the world.

Travel Miles Maps

For fans of travel and people often on business trips, RosBank together with the tourist portal iGlobe.ru created a series of debit cards of different classes. For purchases, the "plastic" holder receives bonuses - miles, which can then be paid for when booking rooms in hotels, air and railway tickets and for other services offered on the iGlobe website.

Consider the terms of registration and maintenance, as well as the possibility of Travel Miles cards from PJSC "RosBank" in the table.

Once the Travel Miles card is issued, the holder receives the welcome miles. As can be seen from the table, their number depends on the class of payment "plastic".

"Supercard +" and "Autocard"

Premium plastic in RosBank is available in an interesting format of banking programs. The client receives not only a prestigious Visa Platinum card, but also additional privileges to it. For example, the owner of "Autocart" will receive a cashback of 1%, valid for all categories of purchases, and 5% for gas stations, car washes, parking.

"Supercard +" is a debit card of "RosBank", the terms of which do not differ from the registration of premium products. Its presence will allow the holder to return to the holder up to 7% from any purchase, and also to accumulate 6.5% per annum from the balance of funds.

Using the privileges of Visa Platinum, the client of the bank will also be able to open up to 4 foreign currency accounts (including savings) and receive 2 additional bank cards Classic and Gold for free. Premium package of services will cost the owner at standard tariffs - 500 r. In the case of storing more than 250 thousand rubles in the accounts, the bank does not require any maintenance fees at all.

User opinion

Holders of debit cards "RosBank" express a positive opinion about the level of service. Citizens note the convenience of cashing in: ATMs are located in cities in sufficient numbers, do not have to search for terminals for a long time or use the services of outside organizations. Pleases and absence of the commission for withdrawal of money.

Any debit card of "RosBank" reviews gets good. Users are satisfied with the cost of the package of services and its composition, quality of service. Advantageous offers with cashback were appreciated by motorists and travelers.

The line of debit cards in "RosBank" is diverse and interesting in its own way. The client can easily choose for himself the most acceptable terms of service, regardless of the purpose of opening an account and personal income.