Choose deposits in Sberbank at interest

Many people who want to save their money realize that bank deposits are a reliable option. This is because there they are safe. In addition, it is possible to get some more profit on the interest rate of the selected deposit. Deposits in Sberbank are very popular at interest.

Why do many make such a choice?

It is known that the people prefer this particular financial institution. This bank has an excellent reputation, accounting for 50% of all investments by natural persons in the country. Clients understand that in this case the means are protected by the state, therefore there is more trust than other banks. What are the contributions to Sberbank at interest? In 2013, the organization offers the following programs:

- Urgent. These are contributions such as "International", "Replenish", "Multicurrency", "Give Life". Still there are "Universal", "Save", "Manage" and others. A number of them are intended for pensioners - this is, for example, "Pension-plus", "Replenish the On-line pension".

- Deposits in Sberbank at interest: "On demand" and "Savings account."

Each of the programs has its own differences. This refers to the interest, the type of currency, the right of a full or partial withdrawal of money, the conditions of replenishment of the account.

Currency for deposit

A person has the right to choose any deposit program. Customer's funds are his contributions to Sberbank at interest for a certain period of time. The size of the rate is indicated in the contract, it depends on the type of the selected program. You can make money in rubles or another currency, such as American dollars or euros. Under some conditions, you can store funds in Swedish kroner, Canadian dollars, even in Japanese yens and so on. However, this applies only to the deposits "On Demand" and "Universal". "Give life" and "Pension-plus" allow you to store only rubles. The interest for this currency is higher, so many prefer domestic rubles.

Basic Rates

People often benefit from cash deposits at interest. Sberbank does not offer the highest rates, but it is reliable. The proposed minimum is 0.1% per year, a maximum of 9.75%. The interest rate depends on a number of characteristics. Among them, such indicators as the type of deposit, its term, value. It is more profitable to invest for a longer time. Interest rates are not so attractive, but they are higher than those of other banks (public ones) and correspond to the needs of people, they guarantee safety. The "on-the-line-pension" contribution is distinguished by the highest percentages. The "Save" program is interesting. It is suitable for elderly people and those who need maximum, as well as a stable income. This contribution provides good conditions for pensioners. Banks consider these clients reliable, they are no longer being fired, and the pension is monthly.

If a person remains a little before going on a well-deserved rest, then he will be transferred to the best conditions automatically. This contribution, however, does not allow full or partial withdrawal of funds, and you can not additionally make money. But interest is paid every month, and this guarantees a stable profit.

Now you know about some of the programs that Sberbank offers. Contributions at the interest rate of 2013 may be approached by many. It is important to find out all the conditions and choose the appropriate option. Thanks to such savings, you can save for a gift to relatives, pay for studies, wedding, a little increase your budget!