Bank Europlan: reviews and addresses

It's no secret that every car enthusiast dreams of becoming the owner of his own brand-new car, which every day will please his eyes and soul. Unfortunately, not everyone can realize their dream. However, those who are not accustomed to retreat before difficulties find a way out. Some lend money from relatives or friends, while others prefer to apply for a loan from a bank. To date, this service is provided by many banks, but one of the recognized leaders in the car insurance industry is, of course, Europlan.

General information about Europlan Bank

Bank Europlan is an auto-finance company established in 1999 and operating in three main areas:

1. Auto-banking services.
2. Auto Insurance.
3. Leasing of special equipment and vehicles (car, truck, and commercial).

Thus, today Europlan is a company offering its clients (individuals and organizations) a full range of high-quality and modern autofinance services. For 15 years of its existence on the Russian market, Europlan Bank has concluded more than 130 thousand contracts and deservedly holds leading positions in the auto leasing industry among numerous non-state companies. The company values its impeccable reputation and does not cease to please customers with high quality of service. The main office of the company is located in Moscow, at: ul. Malaya Sukharevskaya Square, Building 12.

Mission, values and goals of Europlan

The management of the company asserts: their mission is to inform the world about the purpose for which "Europlan" was created, what is its uniqueness and usefulness. Employees of the bank strive to constantly improve and be useful to every client. For this they are ready to work tirelessly, working ahead of the curve and boldly challenging everything new and unknown.

The company has a favorable, friendly atmosphere. Mutual assistance, trust and respect are values that are shared and supported by all members of Europlan without exception. The internal well-established culture contributes to the successful implementation of the main goals of the bank and is highly valued by satisfied customers.

What kind of banking services can Europlan clients use?

The commercial bank Europlan offers all motorists and interested parties a whole range of auto-financial services. We are talking about auto loans for both new and used cars, high-yield deposits ("Savings account" and the so-called "Contribution to Europlan") and about premium Europlan Avtoklub bank cards, which are received quickly, without unnecessary Hassle and on very favorable terms for clients. Bank Europlan focuses on the efficiency and quality of work, as well as on the level of qualifications and professionalism of its employees. Consultation can be obtained remotely. Thanks to this, customers have a unique opportunity to use the services of the bank without leaving home. They do not need to contact the department in person. Just dial the phone number - and the polite employee of the bank will help solve any, even the most difficult problem. The waiting time will be minimal.

Any operation on a deposit, a loan or an account is now possible to make online. Moreover, even a contract can be concluded, being in hundreds or thousands of kilometers from the bank's branch. You do not need special skills for this. It is only necessary to leave an application on the official website of the bank, which will be reviewed as soon as possible. If approved, all necessary documents will be delivered to the applicant at home.

Successes of Europlan

Thanks to the very simple and understandable for each line of banking products offered by Europlan, its activities were repeatedly highly appreciated by numerous independent experts. For example, in 2013, the portal "Banki.ru" in its rating of auto loans assigned an auto loan "For New Cars" an honorable second place.

In early 2014, the agency "RBC Rating" recognized the bank "Europlan" the most profitable in terms of placing funds for a period of 731 to 1100 days. This is not the end of the bank's achievements. Thus, in March, and then in April 2014, in the ratings of the portal "Comparison.ru" car loan "For new cars" won first place as the most profitable of all currently existing. At the same time, the Banki.ru portal included "Contribution for Europlan" to the TOP-20 of the most profitable ruble deposits for 1 year with the right of replenishment.

The program "Europlan Autoclub"

When opening a deposit or registering a bank card in Europlan, each client receives a unique opportunity to become a member of the Europlan Avtoklub program. Taking part in this program, the customers of the bank significantly save on the maintenance of their vehicle, as they are given huge discounts on various services and goods. In addition, in accordance with the terms of the program, they are awarded bonus rubles, which they can use when calculating in the partner companies of the bank.

Reliability of Europlan

Why is the number of those who choose Europlan bank steadily growing? Customer feedback gives an exhaustive answer to this question. Both individuals and organizations emphasize the high level of reliability and technology of the bank. In this regard, it should be noted that in 2013, Europlan was awarded a rating of "A +", which indicates the high creditworthiness of the bank. Also, customers can not worry about the safety of the funds invested by them in Europlan-Bank. Deposits are reliably protected by the DIA Insurance System. In addition, clients' funds are not used to provide dubious consumer loans to third parties, but are invested in assets - vehicles.

Car loan provided by Europlan

Especially popular among customers is the car loan offered by Europlan. Addresses of branches, where you need to apply for its registration, it is easy to find out on the bank's website. So, one of the client offices is located in Moscow at: Rocket Boulevard, 16 (business center "Alekseevskaya Tower"). In St. Petersburg, the office of Europlan is located at: ul. Kolomyazhsky avenue, 27, business center "Sodruzhestvo", 7 floor.

The amount of the loan can be up to 7 million rubles with an annual rate of 9.99%. No down payment is required. Thus, the purchase of a car of any make and year of release becomes available to almost everyone. Plus, to get a loan, you do not need a guarantor or deposit. The guarantee to the bank will be only the car purchased by the customer, that is, the vehicle will act as collateral for the transaction. In the case of the purchase of a second-hand vehicle, it is possible, if desired, not to issue a CASCO. The maturity of the loan is also very liberal and is 65 months. There is a possibility of early repayment without additional commissions. Payment for a loan can be made personally by the borrower or his authorized representative.

What are the requirements for potential borrowers?

Is it difficult to get a loan by contacting Europlan Bank? Reviews of borrowers indicate that the terms of the loan are very simple. Do not need to run around the various authorities and collect a lot of references and documents. It is enough to have citizenship of the Russian Federation, age 20 years or older, a permanent place of work in which a potential borrower has worked for at least 3 months. If these conditions are met, then no problems with the formulation of a car loan should arise. The decision to grant it is taken within just 15 minutes.

Europlan -bank: car loan, borrower reviews

The number of grateful customers of the bank "Europlan" is growing every day. Tens of thousands of eulogies for car loans provided by the bank are easy to find on the Internet. People who have become owners of their own vehicles thanks to a loan issued in Europlan, note the high professionalism of the bank's employees, as well as the striking speed of their work. Remote maintenance allows you to solve any problem that arises just lightning fast. Undoubtedly, the population and low interest rates on the loan, individual approach to each person and the opportunity to choose the most convenient monthly payment are encouraging. Many of those who have used the services of the bank once, become his regular customers.