Reviews about bank "Tinkoff": opinions of clients

Bank Tinkoff is original in the first place because it does not have offices and offices: all activities are carried out via the Internet. At the same time, he is an official legal entity that has long and successfully worked in the Russian financial market. In this regard, you can trust the company, despite the fact that it is a kind of virtual. Yes, and reviews about the bank "Tinkoff" from many customers are so good that it is not even strange to trust the company ... But sometimes completely opposite, angry and outraged. They are also not so few. Whom to believe? In order to understand this, you need to understand the essence of the claims.

What do they like about Tinkoff Bank? Reasonings of supporters

The bank is fondly loved by many customers, especially those who received a loan there. Most often these are two types of borrowers. The first - those who have calculated everything in advance, agreed to receive the card on the stated terms and treats them calmly. The second - those who, on the contrary, do not like to consider or do not know how. The main thing is to get a loan, but how and how many years to pay off, they do not care at all.

Those whose reviews about the bank "Tinkoff" are exceptionally positive, are guided by the following factors:

- the simplicity of obtaining a card - in the sense that it is much easier to obtain approvals than in many other organizations;

- 55 days without interest;

- small minimum payment;

- the ability to borrow money again and again;

- unobtrusiveness of the bank (while payments are made on time or even in advance).

Investors are also happy: for today the company has proved itself well, is considered reliable and regularly pays interest, which are rather high by modern standards.

In the light of all the above, reviews about the bank "Tinkoff" can be positive, and there is nothing strange in this even for those who do not share the views of its admirers. But probably not everything is so smooth, since there are so many disgruntled people? Are there any negative sides?

Probably everyone knows that there are bad reviews about the bank Tinkoff. Everyone is interested in what it is connected with. It should be said that claims about insurance, deposits and debit cards are extremely rare, they are difficult to even find. The bulk is accounted for by loans, in this case cards. Let's give some examples, which are the most common, and we will dwell on how each of them is objective.

The client receives a credit card, spends money from her, and soon discovers that his monthly bill is clearly removed more than the promised percentage. The usual rate is 36%, but in reality it is about 48% and even slightly more. Here you need to understand that the reason is money for insurance. There is also a "SMS-banking" payment. That is why the amount increases. All such write-offs are in the table, which can be viewed on the site.

Of course, offensively. But it was written in advance. Moreover, this is normal for most banks, and "Tinkoff" at least provides an extract. On it you can understand where the money went, and you do not need to order it specially.

But what is the bank really sinful? What negative feedback from clients about the bank "Tinkoff" can be considered objective?

1. Instead of the promised "5 minutes for consideration of an application", the borrower receives ... up to a month. Often a call from the bank comes when no one thinks of waiting.
2. After that, you can expect more than one week, when the courier will have a free hour to deliver the card.
3. 55 days are automatically canceled if you have withdrawn cash (almost all banks are guilty of this). Warn about this will not even be in the contract.
4. Calls about the need to make a payment can be received one week before the deadline.

The conclusion is simple: in order not to write bad reviews about "Tinkoff" -bank, you should pay attention to the contract, to the figures, and also take into account what is written in the list above. Are you ready for this? It suits you? If not, then find another sentence. If yes - take the map and remember the shortcomings.