Pension age in Ukraine: main problems

The retirement age in Ukraine is the most difficult question. The government is trying every year to increase the number of working years, and does not look at whether people will be able to live up to a well-deserved rest.

When to retire?

One of the most controversial issues that need to be addressed in the framework of the pension reform in Ukraine relates to when people can transition to public security. The generalized retirement age is one with which a person can start receiving a cash payment. If, of course, he did not have injuries that resulted in loss of ability to work. The retirement age in Ukraine is as follows: sixty years. It affects privileged categories of citizens. For example, people working in production under list No. 1 can leave work at least ten years faster than the standard retirement age. Those who work in production under list No. 2 can begin to rest for five years ahead of the established deadlines.

Retirement in Ukraine for men and women is paid in different ways. Sometimes people say that this is discrimination. There is another thought that this system is biased against a woman. It is for this reason that earlier in calculating the amount of old-age pension, the different cost of one year of insurance for men and women was laid. There is another important point about women. They often have breaks in the insurance of childcare.
International practice shows:

• There are few countries in which the retirement age for men and women is different;
• Many of them plan to increase this age for men and women.

Therefore, all discussions about the retirement age in Ukraine relate to two issues-men and women should have the same retirement age and whether it is necessary to raise it.

Terms of pension assignment by age

The Law on Pensions in Ukraine - "Mandatory State Pension Insurance" - says that the condition for receiving payments is the achievement by citizens of a certain age and working experience. To date, the population of Ukraine is retiring at the age of sixty years. The length of service for women is thirty years, for men - thirty-five. If it is less than it should be in accordance with the standards, the amount of payments is calculated by the years of work. The pension is paid regardless of whether the person works or not.

In order to receive payment, you must file all the necessary documents with the Pension Fund. The list includes the following documents:

• A statement that must be written with your own hand or by a person by proxy.
• Copy of identification number.
• The original document, which indicates the length of service (work record).
• Wage reference for a certain period.
• Original passport for identity verification.

IMF conditions: the definition of retirement age

The retirement age in Ukraine is the main problem of this year. And all thanks to the IMF, which put forward new demands. According to them, reform must be carried out, the meaning of which is to increase the age of retirement.
Of course, this should be done gradually and end in 2027, when the retirement age would equalize and reach the mark of sixty-three years.

But the country's authorities said that the age will not increase until life expectancy of residents grows. And for this you need at least ten to fifteen years. And this is at best. And it seems that the officials managed to agree with the IMF on postponing this reform for a while, but he insists on his own and puts forward the following goals:

• Significant reduction in the number of pensioners.
• Increase in cash receipts in the Pension Fund.

To achieve these goals, it is proposed:

• Retirement only if there is a certain number of years worked
• Creating incentives for later retirement for a well-deserved rest.

Conditions for the reform

The retirement age Ukraine determines, relying on the European system. It assumes that all payments will come from the following sources:

• The Solidarity Fund.
• Accumulation fund.
• Private insurance fund.

Experts have calculated that a huge gap has formed in the country's budget. It is due to the fact that the state covers almost one hundred billion hryvnias, which should be taken from the Pension Fund. The new system should remove the gap between the minimum and maximum payout.

People look older than passport age

A pension in Ukraine for women is a truly painful place. On the one hand, this is good for the country, because the population is getting old and it will be increasingly difficult for the employed to keep pensioners in a solidary system. On the other hand, it is bad for women, because they will be deprived of the opportunity to receive salaries (most pensioners continue to work) and a pension, that is, to have double financial support. Although there is no other way out, and raising the age is inevitable.

Meanwhile, from the point of view of gerontology, it can be traced that, on the whole, the population of Ukraine according to the biological degree of deterioration of the organism is 4-6 years older than the passport age. Although it is believed that after retirement live longer than in some countries. Thus, the expected life expectancy of men with retirement at age 60 is 14, and women - about 25 years, if they retire at 55.

It's another matter how to improve years of work? Gradually or stretch for a long time? People are convinced: the faster the pension reform is taken, the better for the country. And for women? If you increase their retirement age, you need to take into account many factors. At least think: every working woman in the workplace at a venerable age will cope with their duties. After all, there are such professions that require both physical endurance and clarity of movements. And if you change your profession, who in this case will guarantee that women will easily find another job? And who will take care of the safety of labor, the labor regime, take into account individual opportunities to perform this or that job?

Life in Ukraine and Europe

Now the retirement age in Ukraine reaches sixty years, and the average life expectancy is only seventy, twelve years less than in other countries. The majority of pensioners receive the minimum sums, and they can not afford even the most elementary things. In Europe, retirement occurs at the age of sixty-five years, but here it is worth considering the duration and quality of life.

For example, the French and the Greeks live twenty years more than the years of departure for a well-deserved rest. And countries such as Japan, Australia and Canada, in this issue are beyond competition.