Finance, Insurance

MAX (insurance company): reviews. ZAO "MAX" - insurance company

ZAO MAX (insurance company) was established in 1992. The Company carries out activities on all paramount types of voluntary and compulsory insurance. Activities are conducted in all constituent entities of the Russian Federation in accordance with the current legislation. IC "MAX" (the central office is located in Moscow) on its official website provides all the necessary information. Details can be learned by anyone interested in its services. The list of offices in your city will allow you to quickly navigate and understand where "MAX" (insurance company) is located. The addresses are categorized, which facilitates the search.

Company's mission

ZAO MAX, an insurance company, guarantees confidence in business sustainability and health protection for Russian citizens, and is also ready to assume financial, property and other risks. The strategic goal is to occupy the leading positions in the insurance market of the Russian Federation.

The company is ready to guarantee:

For clients - ensuring high quality of service, individual approach, taking into account the interests of any insured.
For partners - guarantees of mutually beneficial cooperation.
For employees - real probabilities in the implementation of their life goals, confidence in the future, the opportunity for professional growth. The company's activities are focused on strengthening the Russian economy, ensuring the growth of Russia's credibility in the international arena.

Company advantages

As a leader in its industry, the organization provides a number of guarantees and very beneficial offers.

The advantages of the company are indisputable:

Expert RA agency confirmed the highest business image of IC MAKS, giving it the A ++ rating, which characterizes this company as one of the most reliable and stable.
IC "MAX" has a very high degree of financial stability, significant own assets, as well as reliable partners in the insurance industry. Thanks to these features, she strictly observes all material obligations to the insured, performing them in full.
For each visitor, employees of the MAKS insurance company find an individual approach. For this, the range of insurance offers of the company is constantly updated and supplemented. All this is done in order to better take into account the requirements and characteristics of each visitor. Among other things, customers regularly offer special programs, various promotions and attractive offers from MAKS (insurance company). The addresses of the offices are presented on the company's website for the convenience of clients.
In the insurance company "MAX" only highly qualified employees work. This is confirmed by the fact that the names of its top managers appear in the TOP-lists of professionals of the Russian financial sector every year.
In order to maximize the quality of customer service, the SMS-notification system, the monitoring system , and the Quality Control Center of IC MAX operate. The phone provided for notification is not disclosed to third parties.
Using innovative technologies allows you to fully automate the process of registration of insurance policies, as well as their support. Among other things, IC "MAX" uses a unified information system that allows its employees to regularly exchange up-to-date information on insurance contracts. On the site there is an opportunity to use an online calculator (for example, insurance of OSAGO). MAKS is a company that cares for its customers, constantly offering them new services.
Universality of the insurance company. Here, each client can choose for himself all the necessary insurance products - services related to transport, tourism, business. Possible profitable car insurance. MAKS provides services in both mandatory and voluntary insurance.
An extensive regional coverage. In each region of Russia, you can find a branch or representative office of MAKS (insurance company), reviews of which are always positive.
The presence of a high level of social. Responsibility. The insurance organization constantly helps shelters and educational institutions, provides financial assistance to Orthodox churches and communities, provides material support to various public associations, as well as some needy citizens.
The company repeatedly became the winner of such awards as "Silver umbrella", "Financial elite of Russia", "Golden Salamander" "Financial Olympus".
MAKS is an active participant in the Russian insurance market. She not only participates in associations of insurers, but also acts as the founder of many of them. Among other things, MAKS takes the initiative in developing legislative acts aimed at improving and improving the country's insurance industry.
At the moment, the clients of the MAKS insurance company are more than 30 million individuals and over 100 thousand organizations that carry out their activities in various sectors of the modern economy.

The list of services provided is really huge, and the conditions, of course, are the most attractive. The services are rendered in all "MAX" representative offices. The insurance company (Krasnodar, Moscow and all other regions) is ready to provide guarantees to customers.

Diseases and accidents

In order to provide financial compensation to the employee of the company,
Who has received an industrial trauma or who has become a participant in an accident, an insurance policy is intended. It allows you to compensate for the costs of treatment (with loss of ability to work) or burial (in case of death). This type of insurance is mandatory (for legal entities) and voluntary (for individuals) and can be carried out in IC "MAKS". Orenburg, Moscow or another city - the company is happy to offer its services.

Medical insurance for employees of organizations and individuals

One of the types of social protection of the population is medical insurance for employees of companies and individuals. It provides for the provision of medical care at the expense of accumulated funds (own or state). Health insurance can be voluntary, when contributions under an insurance contract are paid by an individual, or mandatory, which provides funding from public funds.

Ground vehicles (except for railway transport)

To compensate for damage to the property interests of the insurer and relating to land transport-related activities (excluding railway), an insurance contract for land vehicles is provided. It allows you to compensate for the financial loss associated with the repair, restoration or loss of the vehicle. Depending on the degree of guilt of the insured and the terms of the contract, a full or partial recovery of value can be made.

Railway transport

In cases where it is a question of financial protection of railway transport, as well as compensation for material damage caused by the descents of wagons, rubble and other emergencies, an insurance policy is required for railway transport. It will allow to fully or partially compensate for material damage, and will also become an additional guarantee for the safety of the railway transport.

Air vehicles

In order for the owner or lessee of the aircraft to receive material compensation in the event of the loss, damage or destruction of this mode of transport, he will need an insurance policy for air transport. Depending on the wishes of the policyholder, the insurance policy can include both the main (destruction, destruction of the ship) and additional (damage, rescue services) items.

Water vehicles

The insurance policy for water vehicles (in other words, CASCO) is designed so that the owner of the ship can receive compensation for damage caused to his transport in the event of its collapse, destruction or other incidents. It should be noted that when insuring water transport, the policy applies only to the ship itself, without insurance of the goods carried on it.

To ensure the safety of various goods

Insurance policy to ensure the safety of various goods (in other words, CARGO) is intended for those who are somehow connected with the transport of goods. Thus, if during transportation of cargo by one of the modes of transport an event occurred that caused material damage to the owner (damage, loss, destruction of cargo), he has the right to receive compensation paid on the basis of the insurance contract.

Insurance in the agricultural sector (harvest, livestock, agricultural crops)

Insurance in the agricultural sector, or agricultural insurance, is relevant in cases when the owner or tenant of farmland wants to protect himself from the negative impact of various natural and climatic changes that could damage crops or plantations. Thus, he has the right to receive compensation (in the case of freezing, avalanches, hail and other events that caused material damage) in the company MAKS. The insurance company (whether it is Krasnodar, or another city) will provide support just in time.

Protection of property of legal entities (except for transport and agriculture)

In the event that entrepreneurs and other legal entities seek to protect their property (real property, equipment, etc.) from various damages or receive material compensation in the event of damage to this property by third parties, they must conclude an insurance contract for property of legal entities (except Transport and agriculture). The object of this agreement can be any property, with the exception of the above property.

Protection of property of individuals

In order for an individual to qualify for material compensation for damage caused to his property by third parties or an event (flood, fire), he must conclude an insurance contract for the property of individuals. Its object can be any property that has a material value, with the exception of vehicles.

Protection of car owners

Insurance policy for car owners (liability insurance) refers to the types of compulsory insurance. This policy must have all car owners, which is clearly regulated by the current legislation. The main purpose of the policy is compensation for material damage in the event of an insured event (most often an accident).

Protection of water transport

In those situations when it comes to water transport, its owners (tenants, users) need to conclude a contract of insurance of civil liability of owners of water vehicles. Thanks to this policy, passengers and cargo owners can claim material compensation for damage or damage caused to them. This type of insurance is mandatory.

For legal entities when using deliberately dangerous objects

An insurance policy for legal entities using known dangerous facilities is necessary for those enterprises or organizations that use equipment or technologies that can harm the environment or people living in the area of operation of these facilities. This includes mining of minerals, objects of the metallurgical industry, the use of cranes, boilers operating under high pressure, and other dangerous structures.

If services are not provided or if there is a shortage of goods

In cases where there is a risk that the goods or services necessary for the production or activities of the company may be delivered in improper time or not in full, insurance from the occurrence of harm by failure to provide services or the lack of goods (civil liability) is relevant enough, . In accordance with the terms of the contract, the policyholder will be able to recover the damage caused to him by the partner or supplier.

When harming third parties (civil liability)

All legal entities that somehow harmed third parties are obliged to reimburse it in full. This is regulated by the current legislation and is the main argument for concluding a civil liability insurance contract for damaging third parties. Thus, in the event of an insured event, the beneficiaries may receive partial or full damages in accordance with the terms of the contract concluded by the insurance company and the insured.

If the obligations are executed improperly or partially

The insurance policy for protection against improper or incomplete fulfillment of obligations under the concluded contract (civil liability) can be both voluntary and mandatory. For example, in cases when it comes to developers who are responsible for the timely delivery of objects, compulsory insurance takes place. With regard to situations where the beneficiary is the policyholder, then in this case is meant voluntary insurance, which allows the organization to protect itself from unnecessary losses.

Insurance of business risks

Any entrepreneurial activity, one way or another, is associated with risks - more or less. In order for legal entities to receive compensation, they must formalize an insurance contract for entrepreneurs' risks. One of the most striking examples of the insurance case is the case of production downtime due to some natural phenomena. For example, when all machines and equipment are disconnected due to a power outage. And in this case, IC "MAX" will help. Moscow, Krasnodar, other regions of Russia - experienced consultants are waiting for you everywhere.

Risks of a financial nature

Insurance of financial risks allows entrepreneurs and owners of large corporations to protect themselves in cases of severe financial fluctuations. Among other things, it may be the risks of non-return of cash or loans. Thanks to this type of insurance, credit and banking organizations can protect themselves in cases where clients can not pay the amount of debt, which means that the financial institution incurs losses. MAKS insurance is a guarantee of reliability.

For the staff of passenger transportation

One type of compulsory insurance is a policy for employees of passenger traffic (civil liability) for causing any harm to passengers. For example, if one of the passengers of public transport has been harmed, he has the right to demand compensation from the carrier. The compulsory insurance contract is a kind of guarantee that the carrier will fulfill his obligations towards the victim and reimburse him for the damage caused.