How to get the translation of "Western Union" in Russia? How can I get a Western Union transfer in Sberbank and in PrivatBank?

Western Union is an international money transfer system that has established itself as a reliable and secure participant in the market. Financial services are provided by an American company through agents in other countries. More details on how to get the translation of the "Western Union" in Russia and Ukraine, read on.

A bit of history

Western Union was founded in 1851 by a group of businessmen from New York. At first the management was engaged in the redemption of bankrupt telegraph stations, uniting them into one network. In 1860, the company won a tender for the creation of a transcontinental 2000-mile line. In 1866 the system was connected to the exchange market. The first money transfer was made in 1871. This segment will become the main specialization of the company in the subsequent years of development. In 1914, debit cards appeared. In 1920, the first transatlantic transfer of a photo image was made. Since 1981, the company has entered the international market and now provides money transfer services in all countries of the world. Money through the system can be sent even to a neighboring city.

Options

There are several ways to get a Western Union transfer and send money:

1. In the office of the bank. To carry out the transaction it is necessary to provide the passport, the recipient's information or the transfer number.

2. Crediting and sending funds to clients of "CreditEurope Bank" can through the "native" ATM.

3. How can I get a translation of the "Western Union" in Russia without leaving home? Use internet banking. Remote service is rendered only by one credit institution of the country - "Bank Avangard".

4. Send money even abroad for an amount not exceeding 15 thousand rubles. It is possible and through the self-service terminal. The card or passport will not be required for the client.

5. How can I get a translation of the "Western Union" to a person who does not trust modern technologies? In the post office. Funds are issued only in rubles and with a passport.

More about the system

The principle of work is to assign a unique code translation, through which you can identify the recipient anywhere in the world. Transfers are instantaneous - funds are available for withdrawal in a few minutes (sometimes hours) after the application is formed.

In fact, the money is paid before they are actually received by the bank to the recipient, and then mutual settlements between credit institutions are carried out. The main advantages of the system are the speed of information processing and a wide network of points of service.

How to get the translation of "Western Union"?

Terms of the transaction are highly dependent on the legislation of a country. First, the Central Bank sets limits on the implementation of domestic and international transfers. Of great importance is also citizenship - for non-residents the limits are most often overstated. The system accepts dollars and euro for transfer, but within one state transactions are carried out in the national monetary unit. For currency conversion (send rubles, get the euro) will have to pay. Tariffs are set separately for each region, but the commission is always paid by the sender.

Instructions

How to get Western Union translation in Russia? It is necessary to apply to one of the branches of the company, provide the operator with the application code, passport, specify the country of the sender. The commission for the transaction is paid by the sender. If the amount exceeds the statutory norms, then without opening an account, the money will not be transferred.

How to get Western Union transfer in Sberbank? At the moment, no way. Although the agreement on cooperation was signed in 2011, this service is not yet available. You can apply to any branch of VTB 24, Alfa-Bank, Gazprombank, MDM, the Bank of Moscow, KMB, and so on.

How to get the translation of "Western Union" in Saransk? If there is no possibility or desire to apply to the bank, you can use the services of the "Post of Russia", but on the condition that the money was sent from abroad. This restriction was introduced to avoid competition with own services. "Mail of Russia" does not accept applications for transfer to the CIS countries.

How to get Western Union transfer in PrivatBank?

The largest Ukrainian bank serves applications through Privat24. You can add funds to an account or card in a WU system or a financial institution. To transfer money, you need to choose "Western Union" in the "Transfers" menu, enter the control code, the currency, the amount of the receipt, the name. And the country of the sender. After processing the form, the transfer data will be displayed. The last thing you need to do is specify the account to which the transfer will be credited.

How to send money?

Having dealt with how to get money transfer Western Union, we turn to the issue of registration of the application. To send funds through Western Union, you need to contact the service point (bank, branch of the company, in some countries - post office). An updated list of items can always be found on the company's website. To make an application you must provide:

• The original passport;
• FULL NAME. The beneficiary of the transfer;
• Country of destination.

The operator for these data forms an application. Then it must be paid: in cash or from a card (the commission for bank services may be written off). If money is transferred between accounts, it will additionally be required to provide BIC (bank identification code), IBAN, account number.

The system assigns a unique number of 10 digits to the application. He will be listed on the receipt for shipment.

In addition, you can arrange these services:

• Delivery of the transfer to the specified address (not available in each country);
• Notification of the recipient about the receipt of funds.

Online

You can also send money via the company's website. This possibility is provided only to registered users. In the section "Send money" you have to choose "Send via Internet". Then the system will offer to fill out the form and choose the method of transfer. To confirm the request for the specified number will come SMS with a password. At the end of the process, the transfer will be assigned a tracking number (CNDP), which must be notified to the recipient.

There is also a variant of registration of the application by phone. But the funds will be debited from the bank card. You can also transfer money through self-service terminals. This service is provided only by the company Eleksnet in St. Petersburg. When you make an order, you enter the same requisites (name, address, amount). The CNPC will be listed on the receipt, which will be printed after the translation is completed. For new customers, it will also include the number of the Western Union bonus card. With its help you can get a discount when paying commission.

How can I check the status of my application? The company website should be entered into a special form. Address and control number.

Nuances

When making an application it is very important to specify the name. Recipient and country by means of transcription of Russian words. If difficulties arise, it is better to use the correspondence table for Russian and Latin alphabets. So, in the system "Moscow" is written as Moskva, "St. Petersburg" as Sankt Peterburg, etc.

Gold Card

The company Western Union in 2008 launched a loyalty program for regular customers. It is based on the introduction of maps that significantly reduce the processing time and the identification of the translation. After each transaction, the customer is awarded bonuses, which can then be used to pay for services.

Limits

Use of services for commercial or investment purposes is prohibited. Transfers from Russia are limited to $ 5,000 or the equivalent amount in rubles per day. Non-residents can send up to 225 thousand rubles. For legal entities a different limit is set - 150 thousand rubles. Transactions are usually made without opening an account. The rules of the system set its limits: no more than 100 thousand rubles. (3 thousand US dollars).

Force Majeure

According to the management of the company, for the entire period of work there was not a single case when the transfer was not issued. But this does not mean that there are no mistakes when making an application. Such transfers are blocked. You can receive the funds by visiting the branch of the company, providing a passport and the CNPC. The most common errors are:

• Incorrectly filled in Recipient or sender;
• Incorrect CNPC;
• The operator confused the information of the recipient and the sender when transmitting information.

Unclaimed transaction is in the system for 4 months. The sender may withdraw it at any time. Then the transfer is transferred to the archive. You can still get the funds back, but the procedure will take much longer. You can withdraw the sent, but not yet received translation. For this it is necessary to apply to the department where the application was formed, with a copy of the receipt (CNDP) and the original passport. In all circumstances, the processing fee is not refundable.

Conclusion

Western Union is a convenient and secure system of transfers between individuals. But at the same time quite expensive. Other services make out online applications without first registering in the system and charge for their services a lower fee. How to receive money transfer "Western Union"? It is enough to apply to the local branch of the bank, provide a passport and a unique application number. The funds are given in cash or transferred to the account.