Cash loan in Uralsib bank: "For your own" loan, cash without collateral, processing conditions

Demand creates supply - this is the truth, proven by time and modern realities. Today, almost everyone is a client of a lot of lending organizations. Bank Uralsib is one of the most reliable and profitable banks for cooperation not only in lending. He successfully works in the framework of salary projects with a lot of public and private organizations. Caring for its customers, this financial institution offers special, most favorable loan conditions.

And those who are already a client of the bank Uralsib, a loan "For their own" Will be much more profitable and easy to design.

Credit offers

According to statistical data, the most popular type of official loan for today is a cash loan for any consumer needs. Demand is used by such programs as mortgage, auto and commodity loans. Turnovers are gaining popularity of credit plastic cards (a spare wallet is required by many).

Bank Uralsib offers potential customers and those who already cooperate with the bank, a special line of credit products and services.

It is fair to say that any loans from Uralsib Bank are characterized by favorable interest rates and an individual approach to each of the clients.

The run-off of the interest rate on these products starts from the minimum values - from 10.75% per annum (for a mortgage loan). The rate depends on the loan program and is selected for each client individually after filing an application and considering it by the bank.

On the most convenient and profitable consumer loan of the bank "Uralsib" We will discuss further.

Credit "For Your Own"

Anyone can borrow cash for various purposes in Uralsib Bank, but with certain conditions. So, the bank gives this opportunity to its clients within the salary project or those who have already used credit services here and have received a personal offer to use the preferential program.

The loan "For Owners" in "Uralsib" is characterized by the most favorable interest rate among similar offers. It will be from 13.9% per annum. Moreover, clients who receive their wages on plastic from Uralsib Bank will not need to provide a full package of documents when making a loan, and the loan amount can be raised to 1,500,000 rubles.

Thus, for the permanent and / or salary clients of Uralsib Bank, the loan "For its own" is advantageous as follows:

• Low interest rate;
• Simple design and minimal set of documents;
• The opportunity to receive an amount of up to one and a half million rubles without collateral and surety.

Cash loans

For those who are not yet a client of the Uralsib institution, the bank offers lending programs of choice, which will be beneficial for various purposes. He developed lending programs on different conditions and for various social groups of the population.

So, consumer loans in "Uralsib" on quite favorable terms can be issued by employees of budgetary organizations. The interest rate in this case will be from 15% per annum, and the loan does not provide for collateral and guarantors. Consideration takes no more than a day, the amount to be issued can reach 1 million rubles.

In Uralsib bank, a cash loan can be obtained without security at a rate of 15% per annum. If you comply with all the requirements of the bank to the borrower, the application can be submitted through a special convenient online service where you can determine the necessary amount of the loan and calculate the monthly payment without leaving home in a comfortable environment.

Payments for loans in cash, according to the loan agreement of Uralsib, are mandatory monthly and annuity, that is, equal, unchanged throughout the term of payments.

It is important to remember that the loan rate is not fixed and may vary depending on certain conditions. It is tailored for each client individually.

General information on loans in cash depending on the loan program looks like this:

Conditions for issuing a loan in cash

Uralsib issues cash loans under various programs only to the employed citizens of the Russian Federation who have reached the age of 23. There is a certain package of documents that must be submitted to the bank after approval of the application when registering a loan agreement and writing an application for a loan:

• Passport of the Russian Federation;
• A copy of all pages of the work book with a stamp certified by the employer;
• A document confirming the level of income - it can be a certificate 2 Personal Income Tax, a special certificate on the form of the bank or an extract from the salary account;
• Copies of certificates of ownership of a car or any property (at the request of the bank).

Conclusion

Bank Uralsib has long been engaged in lending to the population. Many programs have been developed that satisfy citizens' requests for credit. This financial institution is a reliable partner. For bona fide and responsible clients, he offers more favorable terms and special interesting proposals for further cooperation.