Bank "Tinkoff": reliability rating. Where is Tinkoff Bank in the rating of banks?

Recently, the bank Tinkoff has been actively promoted. Its rating is also growing rapidly, because more and more people are beginning to actively use its services, many of which are really beneficial. However, all this should be told in more detail.

general information

The history of this organization begins in 1994, when the founder of the business, Oleg Tinkov, bought the JSCB "Himmashbank". In 2006, the organization was renamed into "Tinkoff Credit Systems". Today, the bank is called even easier.

Its main feature is completely remote maintenance. Bank Tinkoff, whose rating is quite high, does not have ATMs and retail outlets. But this does not prevent him from being popular.

This is the only online bank in Russia. Its main products offered to customers are debit and credit cards, and deposits. But this is not the whole list of services. Also, the organization is engaged in the issue of credit cards, the issuance of targeted loans (for the purchase of goods in online stores) and advertising targeting. And Tinkoff Bank also has a mortgage platform.

The place in the ranking he occupies the 45th. Own capital is slightly more than 29.2 billion. Its assets amount to 182.208 billion rubles. And the fact that such a number of people entrusted their funds to this organization is the best proof of its reliability.

Interesting to know

Talking about the rating bank of "Tinkoff", one can not fail to note his strategy, as well as the business model.

This organization carries out its work through a high-tech platform. Most of the attention is paid to the mobile direction. And it is developed excellently, which is liked by modern customers. Therefore, people who use the services of "Tinkoff", is becoming more and more. After all, through the application you can make quick transfers from the card to the card (of any bank!), Pay fines to the traffic police and use the MoneyTalk messenger, with which you can send money directly to the chat. In general, modern service.

Over the next five years, the bank plans to become a full-fledged financial supermarket and offer its customers both own services and partner products.

It is important to note that as of 01.09.2016 this organization is the 2 nd largest player in the credit card market with a share of 9.7%. The bank's net profit for the first half of 2016 was about 4.4 billion rubles.

About reliability

Bank "Tinkoff" rating is not bad even because he is the owner of some prestigious awards and "titles". This fact inspires confidence. So, for example, in October this year it received the status of the largest and most independent online bank in the world by the number of clients. This was clarified as a result of research by the analytical company Frost & Sullivan.

In 2015, the organization was recognized as the best online bank in Russia. And in 2016 it became known that the organization's website is the best banking service in Russia. These findings were made by a bank international magazine known as Global Finance. And Euromoney recognized the organization as the best digital bank in the whole of Eastern and Central Europe. And this is not the whole list of titles. However, it is also clear that Tinkoff Bank is a very serious organization.

The reliability rating is also strengthened by another fact. Namely, the fact that this bank participates in the Deposit Insurance System. That is why many trust him with their money. The system guarantees - each person who invested his money will receive a refund in the amount of 1 400 000 rubles for accounts and current deposits and interest.

Active Development

Talking about the reliability rating of Tinkoff Bank, one can not but pay attention to the implementation of the so-called development program.

Regularly there are reports that the system has this or that innovation. So, for example, on November 1 of the current year "Tinkoff" launched Apple Pay - an easy and secure payment tool that allows paying for purchases with just a touch to the Touch ID.

And on October 3, the organization launched a service called "Tinkoff Investments" (together with BCS "Broker"). Thanks to it, customers can now choose securities directly in their personal account, and pay for the purchase with a card.

And on September 22, there was news that "Tinkoff" now serves its customers in Telegram, a messenger that is gaining popularity. People got the opportunity to contact customer support via phone, email, chat and social services. Networks, and now Telegram has been added to the list. And you can do it simply. It is enough to enter the following query in the search box: TinkoffServiceBot.

Credit services

So, where "Tinkoff Bank" is in the ranking is clear. In many ways, its success was contributed by customers who use maps and other online services, but many also take loans. And they are even more popular.

"Tinkoff" offers customers a credit card with a limit of up to 300 000 rubles with home delivery. In this case, people are given an interest-free period of 55 days. And the monthly payment is only 8%. But this is the maximum bet. Usually set it individually, and on average it is 6%.

Many people like "Tinkoff-cards" credit cards, since for any purchases for which they were paid, 1% of the amount is credited to the account. And up to 30% - for acquisitions on special offers. 1 point, by the way, is equal to the ruble. Then they can be spent - for the purchase of air and railway tickets, for lunch in a restaurant and many other purchases. So a person, when making a credit card, can also benefit for himself. At the same time, there are no "pitfalls" - you can find out everything in your personal account or by contacting the operator. This is the main convenience that the bank Tinkoff has. The rating among the banks he has for this reason is so high. Because people, first of all, appreciate the convenience and individual approach.

Last news

Recently appeared interesting information. And that's what it says: "Binbank" added to its ATMs the option of replenishing "Tinkoff" cards. There are limits. For one operation, you can put 85 000 rubles into the account. And a month - up to 559 000 rubles. The commission is not charged, which is especially encouraging.

This is another proof that the Tinkoff organization can be trusted. After all, Binbank is on the 12th place in the rating of Russian banks. "Binbank" is a large metropolitan private organization. And the fact that now it is possible to carry out operations connected with Tinkoff through his ATMs only strengthens the confidence of customers.

Cooperation

Telling about the place in the rating of the bank "Tinkoff", it is worth dwelling on the topic of its cooperation with other organizations. Active partnership with other financial enterprises proves once again its seriousness and reliability.

For example, with the RosEvroDevelopment Group (the company that is the leader in the commercial real estate market), Tinkoff on August 15 launched a loyalty program. This is a bonus program AURACARD. The client of the bank, making purchases in absolutely any point of our planet, can then spend the accumulated points in the SEC "Aura". The goal of the joint project is to create an interesting proposal for a new segment of customers.

Best

From all that has been said before, we can draw only one conclusion: Tinkoff is a reliable bank. And finally I would like to note that in the spring of this year it was recognized as the best bank for servicing credit cards and receiving them. "Tinkoff" received 62.3 and 70 score points out of 100 possible. This is the highest score among all participants in the study. And the fact that it was announced by the well-known analytical agency Markswebb Rank & Report, inspires confidence.